Quick Loans

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Flexible quick cash loans with minimal-to-no credit check online

Whether you’re short on your electricity bill or urgently need to pay your telephone account, a quick loan is the ideal solution.

These Australian lenders offer affordable credit solutions that can be obtained quickly online within minutes.

Frequently Asked Questions

Quick loan calculator How do I apply for a quick loan? Do I qualify for a quick cash loan? Quick loans for bad credit Quick loans no credit check

Quick cash from $500 to $15,000

When you need money very quickly, then a quick online loan is the solution you are looking to borrow anything from $500 to as much as $15,000 quickly and easily from the comfort of your smartphone or laptop.

Apply online by filling out our loan application form this will only take a few minutes, then sit back and relax while we review your application and check your affordability, then we will send you an offer, if you accept the offer then sign the contract online and we will transfer the money directly into your bank account instantly. We know that you need the money quickly and our short-term loans will ensure that you have the money you need in your account as quickly as possible.

Our quick loans offer great value for money and our contract is transparent with no hidden costs. Our loans are very affordable and are tailored to suit your individual needs. We care about you and aim to provide you with the best customer experience and are there to assist you every step of the way.

Quick cash loans include fast-approval personal loans, online car loans, bad credit loans and loans for Centrelink.

How do I apply for a Quick loan online?

There is no need to drive around looking for a branch when you need quick cash all you need is an internet connection and you can apply for one of our quick loans. The process of filling in the online application form will only take a few minutes.

Consent to a credit check and we will do the rest while you sit back and wait for your offer. Agree to the offer and sign the contract online for your added convenience. Once we receive your signed contract we will transfer the money directly into your bank account.

Can I afford a Quick loan?

The Australian Government has strict rules and credit regulations when it comes to granting payday loans, they want to make sure that you are protected and that taking out a loan will not negatively affect your financial standing or throw you into a debt trap.

We know that you need quick cash and we want to make the process as pain-free as possible.

Do I qualify for a Quick cash loan?

To qualify for a loan you will need to meet certain criteria:

You must be 18 years or older
You must be a permanent resident of Australia
You must have a source of income (Centrelink benefits can be used)
You will need to consent to a credit check
You will need an Australian bank account that the money can be paid into.

Repaying the loan is easy

Once your loan application has been approved to repay the loan is just as simple. We will set up a direct debit so that you never have to worry about missing a payment. Choose your repayment terms between 4 weeks and 52 weeks depending on your loan agreement.

If you prefer not to set up a direct debit, we can assist you and to make sure that you don’t miss a payment we will offer you a free SMS reminder service.

Why you should choose a Quick loan?

Quick loans are easy to apply for and we don’t charge you any fees to apply even if your application is declined. The entire process can be completed online making the process stress and hassle-free. Even if you have a bad credit score or are receiving Centrelink benefits you can still apply.

You need money quickly and we aim to please, we guarantee to have your money paid into your account within the very same day – how quick is that? If you want to pay back your emergency loan early, we won’t charge you any penalty fee. The cost of the loan is straightforward and there are no hidden fees.

Here are some advantages of a Quick cash loan

Apply online 24 hours a day, 7 days a week
There is no need to visit a branch
The online loan application process is quick & easy
You can upload supporting documentation directly from the website
The system is paperless
Your personal information is safe and secure thanks to the latest technology
You are able to spend the cash on anything you want
The cash is paid directly into your bank account
The cash is available quickly
You can build up your credit score by paying on time
Borrow more as you establish you are not a high-risk client

Quick loans for bad credit

Many traditional lenders won’t grant you a loan if you are self-employed or on Centrelink benefits. We look at every application and your individual circumstances. Even if you have a bad credit history or credit record, you may still apply.

Technology at its finest

Keeping your personal information safe is our first priority. We use the latest technological advances to make your life simple.

To upload your 90-day bank statement uses our provided secure link, this will keep your sensitive financial information away from prying eyes. Credit Sense will provide a secure link and help to identify you, this will speed up the process.

No Credit Check

Nowadays, there's no such thing – to make sure that you are able to afford the loan, we will run a credit check, if you have a bad credit history or a bad credit score, then we will then be able to assist you with a bad credit loan.

Use the money for what you like

There are no restrictions on what you can use the money for. Quick cash loans are perfect for when you need a bit of cash in a hurry that is paid directly into your bank account so you get the cash as quickly as possible.

Use your loan to help pay for:

Unexpected emergencies
Medicine and doctors’ bills
Unexpected accounts
Vacation fees
Home improvements
Groceries
Children’s school fees

Putting your needs first

Our friendly, experienced staff is only a phone call away should you need any assistance or should you have any questions.

Quick loan calculator

List of direct lenders offering Quick loans

CashToday
- Loans up to $2,000
- Term up to 90 days
- Interest from 4%
Credit24
- Loans up to $10,000
- Term up to 36 months
- Interest up to 48%
iWant Payday
- Loans up to $45,000
- Term up to 60 months
- Apply in 5 minutes
MoneyMe
- Loans up to $15,000
- Term up to 24 months
- Interest from 8.99%
Cashfirst
- Loans up to $5,000
- Term up to 12 months
- Interest up to 47.8%
CashOnYourMobil...
- Loans up to $2,000
- Term up to 12 months
- Interest up to 4%
Cash Smart
- Loans up to $5,000
- Term up to 24 weeks
- Interest up to 4%
Citi Bank
- Loans up to $75,000
- Term up to 5 years
- Interest up to 9.99%
Friendly Financ...
- Loans up to $15,000
- Term up to 24 months
- Interest from 199.43%
Loans Direct
- Loans up to $25,000
- Term up to 7 years
- Interest from 4.69%
Moula
- Loans up to $250,000
- Term up to 36 months
- Interest up to 24%
Sunshine
- Loans up to $2,000
- Term up to 6 months
- Interest up to 4 %
Payday Rocks
- Loans up to $2,000
- Term up to 12 months
- Interest up to 4%
Nifty
- Loans up to $5,000
- Term up to 24 months
- Interest from 4.8%
Loan Zone WA
- Loans up to $2,000
- Term up to 12 months
- Interest up to 4%
Quick Cash
- Loans up to $2,000
- Term up to 90 days
- Interest up to 4%
Oz Money
- Loans up to $15,000
- Term up to 24 months
- Interest up to 29.99%
Cigno
- Loans up to $1,000
- Quick loan approval
- Low Interest rates
Loan One
- Loans up to $8,000
- Term up to 12 months
- Interest up to 48%
Rapid
- Loans up to $10,000
- Term up to 36 months
- Interest from 10.25%
Direct Finance
- Loans up to $5,000
- Term up to 12 months
- Fast loan payouts
Stressless Mone...
- Loans up to $2,000
- Term up to 3 months
- Interest up to 20%
Sprint
- Loans up to $4,500
- Same-day payout
- Interest up to 20%
MiFinance
- Loans up to $2,000
- Term up to 24 weeks
- Interest up to 4%
Fair Go Finance
- Loans up to $10,000
- Term up to 18 months
- Interest from 17.9%
The Money Centr...
- Loans up to $30,000
- Term up to 60 months
- Interest from 4%
Capfin
- Loans up to $5,000
- Term up to 12 months
- Interest up to 48%
Quick & Easy Fi...
- Loans up to $20,000
- Term up to 36 months
- Fast loan solutions
Citi Finance
- Loans up to $5,000
- Term up to 52 weeks
- Interest up to 48%
Suncorp Bank
- Starting from $5,000
- Term up to 7 years
- Interest up to 9.49%
Aussie Cash
Quick Fix
Amazing Cash
- Loans up to $10,000
- Term up to 24 months
Clear Cash
Financier
- Loans up to $5,000
- Term up to 36 months
Australia Cash ...
- Loans up to $2,000
- Term up to 6 months
Enably
- Loans up to $1,000
- Term up to 3 months
Quick Loans Bad...
- Loans up to $15,000
- Term up to 24 months
- Interest up to 12.23%
Web Moneyline
- Loans up to $5,000
- Term up to 78 weeks
- Interest up to 27.4%
OK Money
- Loans up to $25,000
- Term up to 104 weeks
- Interest from 5%
Crazy Cash
- Loans up to $1,000
- Term up to 50 days
- Interest up to 799%
PayDay24/7
- Loans up to $1,000
- Flexible repayments
- Low interest rates
Loans Easy
- Loans up to $5,000
- Term up to 12 months
- Interest from 12.5%
Club Money
- Loans up to $5,000
- Term up to 365 days
- Interest from 25%