Rating based on 21 reviews

Stressless Money

  • Quick loans up to $2,000
  • Low-interest up to 20%
  • Repayment up to 3 months

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Author Stressless Money. Screenshot of Stressless Money website.
[Accessed May 3, 2023]

Stressless Money – More money, less stress

Money problems are the biggest cause of stress in Australia and the world. Stress is a silent killer and can give you sleepless nights. Wouldn’t you like to have more money and less stress?

That’s where StressLess Money comes in they understand the stress of not having enough money to pay your bills which is why they have developed a financial solution to solve all your money problems.

Borrow up to $2,000

They offer a short-term loan solution between $300 and up to $2,000 with up to 12 months to pay back the loan.  StressLess Money has been in the business for over 30 years they use the knowledge and experience they have gained to serve their clients better and give you the most professional customer service as well as the greatest deals on their loans.

Apply online

It’s stressful enough to apply for a fast loan without having to find time in your busy day to make an appointment with a loan officer at a bank or at a traditional lender. To save you time you can apply for one of their loans online. Apply for a loan online via your cell phone, computer or laptop by logging onto their website and filling in the application form with your personal details.

You will be given an outcome within a few minutes. If your online loan application is approved then they will send you a loan agreement to sign. The contract is straightforward and very easy to understand, there are no hidden fees or confusing jargon. To make sure that you never miss a payment they will match the repayments to coincide with your pay frequency.

Quick cash loans between $300 and up to $2,000

StressLess Money offers quick loans between $300 and up to $2,000 with easy repayment terms and up to 12 months to pay.

The repayments can be debited directly from your salary so that you never have to stress about missing a payment ever again.

How it works

After you have filled in the online application form, they will verify your personal information including your employment status, income, expenses and credit record. This helps them determine if you can afford to make the loan repayments easily. 

To apply for a payday loan you will need to supply a 90-day bank statement, your bank statement must reflect your salary.  Once they determine that you qualify for a loan they will send you a loan contract and a direct debit request form, if you accept the offer sign the loan contract and they transfer the funds directly into your account within 24 hours. 

Do you run a credit check?

They do perform a credit check to help them understand your financial situation better and to verify your details. If you have a bad history your application may still be approved as your credit score is just one factor they consider when they are deciding whether to grant your quick loan. If you have been declared bankrupt or you are in a part 9 agreement they will not be able to assist you with a loan.

Receive your money within 24 hours

Once they have received your signed loan contract they will deposit the money into your account within 24 hours

Stressless Money – Quick loan

  • Loan Type Quick loans
  • Interest Rate 20%
  • Loan Amount up to $2,000
  • Repayment 1 month to 3 months

Benefits of Stressless Money

  • Get a loan in 60 minutes
  • Apply 100% online
  • Flexible lending terms

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Stressless Money - They take the stress out of getting a loan

StressLess Money charges an establishment fee of 20% of the loan amount and then a 4% monthly fee of that same amount.

To apply for a loan you will need to meet certain criteria including:

  • You must be at least 18 years old
  • You must be an Australian citizen and live in Australia
  • You need to earn at least $25,000 and have a stable income
  • You will need to provide bank statements for the past 90 days
  • You will need to provide proof of identification
  • If you receive Centrelink benefits they can’t account for more than 50% of your income

Can you re-apply for a loan?

You are more than welcome to re-apply for a quick loan but you will first need to pay off the entire outstanding loan amount on your current loan.

If you are having trouble making a payment on time then please let them know so that they can make alternative arrangements and so that you aren’t charged any penalty fees.

Online calculator

To make it easy for you to see how much you can comfortably afford to borrow, they have an online personal loan calculator available on their website. Use the sliders to choose how much you want to borrow and for how long you would like to borrow it, then choose your pay frequency and the calculator will let you know how much your repayments will be. Once you have selected your preferences click apply and they will let you know if you qualify.

Contact them

If you need any assistance during the application process or you have any questions then please call them on 1300 963 621 or e-mail them at info@stresslessmoney.com or log onto their website and fill in their online contact form and they will get back to you.

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Stressless Money is a trusted & reliable provider of quick loans

In our review, Stressless Money adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Stressless Money is a registered credit provider in Australia: ACL 448325

Customer Reviews & Testimonials

With a wide variety of options, it is difficult to choose which one is the best for you. But, what I can promise is that you will not be disappointed by their rates or charges! They are the best ...

Keith S
— Bathurst —

With an online application, I did not need to find time out of my schedule to make my way down to their branch. Thanks, Stressless Money!

Dave S
— Forbes —

Stressless Money Contact

Physical Address

Postal Address

  • Level 29, Chifley Tower, 2 Chifley Square, NSW, 2000, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed