Rating based on 26 reviews

Direct Finance Loans

  • Quick loans up to $5,000
  • Fast loan payouts
  • Repayment up to 12 months

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Author Direct Finance. Screenshot of Direct Finance website.
[Accessed May 3, 2023]

Direct Finance Loans - Easy and affordable

Direct finance loans aim to take the stress and hassle out of applying for a loan, they aim to provide quick financial solutions to meet your requirements.

Their payday loans range between $300 to as much as $5000 with easy repayment terms that line up with your salary payment frequency. To save you time and effort there is no need to come to one of their branches and speak to one of their loan consultants in person instead the entire process can be completed online.

Receive your money within 2 hours

Each client has different requirements so they personalise your loan for your specific circumstances and needs. Their quick approval time means that you don’t need to wait around to see if your loan application has been approved or not you will get your outcome within a few minutes of applying. The funds can be deposited into your account in as little as 2 hours after receiving your signed fast loan agreement. Their team of financial experts is standing by to take your call and answer any questions that you might have and guide you every step of the way so please don’t hesitate to give them a call.

Fixed interest rate

Their short-term loans offer a competitive interest rate that is fixed for the duration of the loan agreement to make budgeting simple. There are no hidden costs or early termination fees.

Loans between $300 and $2,000

If you have a cellphone that can connect to the internet then you can apply directly from the comfort of your own home.

Simply log onto the website and fill in the online loan application form by providing your personal details. The application process only takes a few minutes to complete. It is 100% free to apply and all loans are obligation free in case you change your mind or just want to see how much you would qualify for.

What they offer

They offer a number of different financial solutions to suit your needs.

Their quick loans allow you to borrow between $300 and up to $2,000 for between 3 to 7 months. An unsecured loan is a loan that does not have collateral attached for security.

Quick cash loans

If you have an immediate cash flow problem and you need some quick cash in a hurry they offer emergency loans of between $300 to as much as $1000 which you have between 4 and 6 weeks to repay the loan.

These loans are great for those emergency circumstances or for when you need a little extra help to get back on your feet.

Direct Finance – Quick loan

  • Loan Type Quick loans
  • Loan Amount up to $5,000
  • Repayment 1 month to 12 months

Benefits of Direct Finance

  • Apply 100% online
  • Simple loan applications
  • Fast loan approvals

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Direct Finance Loans - Secured and unsecured loans

They offer secured financial solutions that range between $2,200 and up to $5,000 with 12 months to repay the loan.

These quick loans are perfect for when you need a larger amount of cash to help pay for a wedding, put a deposit on a house or car or make other big purchases. These types of loans are also great for those that have a bad credit history or credit score because the loan is backed by collateral there is a greater chance of your loan application being approved.  A secured loan can be backed by any item of value that is greater than the loan amount this can include your vehicle, your house, or boat or anything of value that exceeds the loan amount.

Payday loans

A payday loan is a loan that is granted for a small amount of money and that needs to be paid back in full by your next payday. Once your loan application has been approved they will have the funds paid directly into your account as quickly as possible normally within a few hours. You will never wait more than 24 hours to receive your payday loan.

What happens once you submit your loan application?

Once you have completed the online application by filling in your personal details, you will be sent an e-mail to confirm that they have received your loan application. Then one of their friendly consultants will contact you to let you know what supporting documents they require from you.  You can apply for a loan via their online application system 24 hours a day.

How do you repay your loan?

They want to make repaying your personal loan as simple as possible they do this by arranging a direct debit on your account. The debit will be aligned with your payday so that you never miss a payment and for added convenience, they will send you a reminder the day before they do the deduction.

Credit checks

Direct Finance is a responsible lender and they do run a credit check on their clients, however, if you have a bad credit history then your application will not be automatically declined. Instead, they take into account your unique circumstances and judge each application on its individual merits.

Direct finance loans will never lend you more than you can comfortably afford to repay and if they determine that a bad credit loan is not in your best interest they will put you in touch with an independent financial counsellor to assist you. 

Customer Reviews & Testimonials

With their fast online application, you will not be needing to head down to the bank. You will also save yourself on printing and signing documents because everything can be done online now!

Margret B
— Loxton —

Thanks to their nifty online software you can easily determine what the best repayment schedule will be to suit your current circumstances and financial situation.

Harriet M
— Darwin —

I was able to choose exactly when I want to make my repayment. In doing this I could influence how much I can repay and how often I wish to do so. It feels good to be in control of my financial f...

Jeremy S
— Adelaide —

DFL allows you to step into the future of loans with their streamlined lending process. Their new approach to finance is fully thanks to the advancements in technology. Thanks DFL for the innovat...

Mandy T
— Sydney —

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