Rating based on 25 reviews

Rapid Loans

  • Quick loans up to $10,000
  • Low-interest starting from 10.25%
  • Repayment up to 36 months

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Author Rapid. Screenshot of Rapid website.
[Accessed May 3, 2023]

Rapid Loans - They can help your business grow

Rapid loans have been assisting Australian citizens ever since 2003 with personal loans, business loans and car finance. They have assisted over 50,000 satisfied clients across Australia and New Zealand.

When you need quick cash for whatever reason look no further than Rapid loans to help secure your financial future and get you the loan you need when you need it.

Apply online

Save yourself time and effort by applying online and forgo the annoying process of looking for a branch and having to see a loan consultant face to face.  There is no need to leave the comfort of your couch to apply. All you need is an internet connection and a device that connects to the internet. Apply online by logging onto their website and filling out the online application form by doing this you will benefit from the 3 core customer benefits that include:

  1. Efficiency and speed. Applying online saves you time and effort.
  2. Rapid payment of the quick loan into your bank account as soon as your loan application is approved.
  3. Service excellence is offered by their friendly consultants that are standing by to assist you.

Competitive rates and charges

Their interest rates and fees are highly competitive to make sure that you get the best deal that is available to you. Their rapid process means that you will receive your cash on the same day that your loan application is approved. The latest technology can process your application in just a few moments so that you can get an outcome quickly this allows them to process your payday loan application much faster.

Their loans range between $2,001 and $10,000

Rapid loans offer financial solutions for all your loan needs including online car loans, rapid business financing, personal loans and debt consolidation options, as well as quick cash loans.

When you call them you will be connected to a trained loan consultant that will be able to answer any questions you may have. Their loans range between $2,001 and $10,000 depending on the loan agreement.

Quick easy personal loans

Their quick loans range between $2,000 and $10,000. The repayment options are easy to manage all you need to do is tell them how often you get paid either weekly, fortnightly or monthly and their clever system will let you know how much you need to pay.

To apply for a loan you will need to be at least 18 years old. They will need a copy of your photo ID, ask you to supply your financial details and ask you questions about your lifestyle and spending habits.

Easy repayment terms

They will assist you by arranging a payment schedule that will suit your budget and your individual requirements.

The repayment options they offer can be customised and are flexible to suit your needs and adjusted accordingly as your circumstances change. 

Their short-term loans are structured loans this means that the loan is for a fixed amount, with a fixed repayment fee and a fixed repayment term and you will be charged a fixed interest rate for the duration of the loan agreement.

Rapid – Quick loan

  • Loan Type Quick loans
  • Interest Rate 10.2548% p/a
  • Loan Amount up to $10,000
  • Repayment 6 months to 36 months

Benefits of Rapid

  • Hassle-free bad credit loans
  • Apply online and get approved fast
  • Use their debt consolidation loans to become debt-free

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Rapid Loans - Let them help you with business finance

Their Rapid business loans are available to both small and large businesses that operate in Australia.

If your business needs a cash flow injection, you need to make upgrades to equipment or you have bills to pay they may be able to assist you. What makes them different is that they understand that you need cash in a hurry that’s why they offer same-day business loans of between $10,000 and $50,000.

Benefits of applying for a Rapid business loan

  • Your business will be charged zero interest
  • They offer fixed fees to make budgeting simple
  • Their fast loans are flexible, and the repayment terms can be customised to suit your needs
  • They offer secured and unsecured financing options
  • The application can be done online to save you time

Does your business qualify?

If your business has been operating for at least 6 months and you have a monthly turnover of $10,000 or more you are welcome to apply.

Invoicing credit terms

If your business offers credit terms to your clients on invoicing but you need the cash ahead of time in order to pay bills, then Rapid Business Finance can provide you with up to 85% of the invoice value immediately the rest of the amount will be paid over once the client has settled the invoice.

You will not be charged any interest charges and each invoice is set that you pay is set at a fixed agreed-upon rate. Rapid Business Finance offers a collection and administration service that they can carry out on your behalf.

For an emergency loan lease call Rapid Loans on 1300 727 431 to find out more about thir financial solutions.

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Rapid is a trusted & reliable provider of quick loans

In our review, Rapid adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Rapid is a registered credit provider in Australia: ACL 392965

Customer Reviews & Testimonials

Rapid Loans was there for me when I thought that I had no way out! Thanks to them and their expert employees I was able to avoid a rather sticky situation.

Samantha J
— Bendigo —

Finance is always simpler when you can do it on your own terms. Rapid Loans allows you to choose your own repayment term to suit your situation and budget.

Jennifer S
— Rockhampton —

Even if you were previously blacklisted they will still consider your application. They are a strong believer in second chances so do not be afraid to give them a go!

Taylor R
— Byron Bay —

Rapid Contact

Contact Number


  • not available


Physical Address

Postal Address

  • Rapid Loans Pty Ltd Privacy Officer PO Box 429, QLD, 4220, Australia

Opening Hours

  • not available