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Everything you need to know about borrowing


4 Steps – Getting out of debt for good

Australia has the world's second largest level of household debt. On the individual level, 37% of Aussies are struggling to pay off their debts.

Debt is anything that someone owes to someone else. Usually, a debt is in the form of money. Before you ...
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6 Steps – Achieving true financial freedom

Financial freedom means having enough savings, investments, and cash on hand to ...
The basics of taking out a mortgage in Australia

The older you get, the more conscious you become of your money because you know ...
How to choose a bank that will deliver excellence

With all the banks to choose from in Australia, it can be daunting to select the...
Tips & tricks to help you make the most of micro-loans

Micro-lending is a relatively new and innovative way of lending money that has t...
How to build & maintain a good credit score

If you want to purchase your first car or first house, it is important to know t...
How Annual Percentage Rates (APRs) affect our pockets

It’s important to know what the annual percentage rate is, how it affects certai...
Budget & Save – Made easy

Budgeting and saving are two very important habits that are crucial to ensuring ...
Will multiple loan applications hurt my credit score?

Once you have the understanding of what credit inquiries are and how they harm y...
A guide to smarter lending in Australia

When taking out a loan you borrow from a bank or financial institution in exchan...