everything you need to know about borrowing background image

Everything you need to know about borrowing


6 Steps – Achieving true financial freedom

Financial freedom means having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family.

According to the CoreData or Financial Mindfulness Financial Stress Survey that was conducted by over 1000 pe...
Read more
The basics of taking out a mortgage in Australia

The older you get, the more conscious you become of your money because you know ...
How to choose a bank that will deliver excellence

With all the banks to choose from in Australia, it can be daunting to select the...
Tips & tricks to help you make the most of micro-loans

Micro-lending is a relatively new and innovative way of lending money that has t...
How to build & maintain a good credit score

If you want to purchase your first car or first house, it is important to know t...
How Annual Percentage Rates (APRs) affect our pockets

It’s important to know what the annual percentage rate is, how it affects certai...
Will multiple loan applications hurt my credit score?

Once you have the understanding of what credit inquiries are and how they harm y...
A guide to smarter lending in Australia

When taking out a loan you borrow from a bank or financial institution in exchan...
Expert tips for improving your credit

We’re going to look at how to improve your credit so that you can access prime p...
Top 10 reasons Australians take out personal loans

Personal loans come in all shapes and sizes and can be used for just about any p...
Grow your small business with a tailored loan

In 2019 the Ombudsman reported that 34% of Australia's gross commercial profit w...
10 Ways to improve your family budget & save

Whether you are budgeting for the first time, or have been doing so for years th...
How to get a mortgage if you’re not an Australian resident?

One of the most significant decisions anyone can make is buying a property.

It’...
11 Ways to maximise your chances of mortgage approval

We all want the best and most affordable home loans available on the Australian ...
How to make same-day loans work for you

Same-day loans are one of the most popular forms of credit and can be of enormou...
9 Signs you’re living above your means

Living above your means simply indicates that you’re spending more than you’re e...
4 Hidden dangers of debt consolidation

Debt consolidation involves taking out one large debt to pay out several smaller...
3 Types of business loans available to Australians

For many small business owners in Australia, obtaining finance for your small bu...
Getting approved for your first car loan in Australia

Getting as much information as possible on vehicle loans and requirements will m...
Car loans for people with bad credit

If you need car finance but you know your credit score is not as good as you wou...
The best credit cards in Australia

A credit card gives you access to revolving credit that you can spend to make pu...
10 Ways you’re ruining your credit score

From failing to keep up with your loan repayments and taking on much debt to fai...
A guide to payday loans in Australia

Payday loans are still one of the most searched-for and in-demand financial prod...
A guide to saving money & hitting your financial targets every time

While it’s important to increase your earnings and try to bring in additional ca...
10 Tips to secure the best personal loan for your needs

You can obtain a personal loan ranging from $1,000 to $75,000 with a tailored in...
Which finance option is right for you?

There are many different financing options available, including mortgages, auto ...
10 Ways to secure the perfect short-term loan

Short-term loans are a great way to sort out those little financial emergencies ...
7 Ways to bag an affordable blacklisted loan

Find out what you can do to get approved for a loan even if you're blacklisted o...