Rating based on 33 reviews

Cigno Loans

  • Quick loans up to $1,000
  • Quick loan approval
  • Low Interest rates

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Cigno homepage
Author Cigno. Screenshot of Cigno website.
[Accessed May 3, 2023]

Cigno Loans - They compare and you save

Cignoloans offers loans for as little as $50 to as much as $1000 with easy-to-manage repayment terms.

They believe in giving everyone an equal opportunity to apply for a bad credit loan and will not discriminate against you if have a bad credit score or a bad credit history. They have a very high approval rating and help as many Australian citizens as they can when they need a helping hand.

How it works

  1. Log onto the website and fill in the online loan application form, upload your bank statement.
  2. They will process your application form and verify your details
  3. If your loan application is approved they will send you the loan agreement that you can sign online.
  4. Get your cash paid directly into your bank account.

Get the cash you need when you need it

Their aim is to give all Australian citizens access to fast loans when they need them in the most simple and easy way possible. Everyone needs a little extra cash every now and then for a number of different reasons, they aim to get you the cash you need when you need it, without making you feel uncomfortable with invasive questions.

They will find the perfect loan for you

Their friendly consultants are trained to offer the best customer service and are there to assist you every step of the way.

Cignoloans is not a lender they are a lending agent that puts you in touch with the lender that best suits your requirements. Their choice lender is currently Gold-Silver Standard Finance Pty Ltd.

They offer a number of different loan products including:

  • Quick loans
  • Bad credit loans
  • No credit loans
  • Unsecured loans
  • Payday advance
  • Short term loans
  • Same day loans
  • Crisis and emergency loans

To apply all you need to do is provide them with the following:

  • Your latest bank statement
  • Your personal details and proof of employment

Cigno – Quick loan

  • Loan Type Quick loans
  • Loan Amount up to $1,000

Benefits of Cigno

  • High approval rates
  • Competitive terms
  • Quick online loan applications

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cigno Loans - Quick financial solutions

To repay your loan is just as simple as applying for one. They will set up a direct debit on your account to align with your pay date.

To keep you up to date and to remind you about your payment they will send you a reminder the day before the payment is due. If you are having a difficult month and you fear that your direct debit may be dishonoured, please let them know so that they can assist you with a payment plan on your short-term loan that is more affordable for you. They don’t want to charge you penalty fees but you need to keep them informed so that they can help you. 

How much should you borrow?

This can depend on a few different factors including:

  • Your current expenses
  • Any financial commitments you may have
  • How much money do you earn
  • Your accounts and debt
  • Can you easily afford to repay the loan
  • What do you need the loan for

You should never borrow more than you can comfortably afford to repay and you should not become dependent upon payday loans to make it through each month.

Money when you need it in a hurry

When there is a crisis and you need cash in a hurry to pay for hospital bills or to repair your car that is your only form of transport and you need it to get to work. Their crisis loans were designed to help out in a crisis and allow you to borrow up to $1000 very quickly so that you can stop worrying. Even if you have bad credit you may still apply for a crisis cash loan.

Their crisis personal loans can be approved in an hour they don’t require them to investigate your financial history so bad credit won’t affect the chances of having your loan approved. Once your loan application is approved the cash will be transferred into your bank account within a few hours. Their consultants are there to assist you if you need anything or if you have any questions along the way.

Membership portal

Once your loan application has been approved you will be granted access to their membership portal that you can access with your unique membership details. The membership portal gives you access to your loan agreement, you can check on the status of your loan, check how much the payments are, make alterations to the amount you pay each month or postpone your payment date.  You can easily download your account statement so that you can monitor the charges. 

Contact them

If you would like to contact them then please call 1300 88 23 24 SMS:0437 873 910 or e-mail them on info@cignoloans.com.au

Customer Reviews & Testimonials

Cigno Loans will help you to feel stress-free when they lift the financial burden from your shoulders. Their short-term loans are practical, affordable and competitive. Thanks for the great deals...

Dexter H
— Gawler —

Thanks to their online application I could apply for my loan directly from my laptop in the office. This entire approach has made finance simpler and more efficient.

Deborah M
— Milicent —

Within 24 hours of my application I had the money in my account. They are definitely a lender I will contact again in the future should I find myself in a financial emergency!

Emma S
— Port Augusta —

Cigno Contact

Physical Address

Postal Address

  • PO Box 3362 Australia Fair, QLD, 4215, Australia

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours