Rating based on 30 reviews

Oz Money

  • Quick loans up to $15,000
  • Low-interest up to 29.99%
  • Repayment up to 24 months

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Oz Money homepage
Author Oz Money. Screenshot of Oz Money website.
[Accessed May 3, 2023]

Oz Money - Fast & simple loans

Oz Money is the answer that you are looking for when you need a small emergency loan of up to $15,000. Choose how much you want to borrow and for how long you and they will let you know how much your weekly payments will be.

Their approach to lending is to keep the process as simple and straightforward as possible while bringing you the best deal. To make this a reality they have simplified the application process so that you can apply online via their website in as little as 5 minutes.

Get your cash the same day

Everything can be done online so that they illuminate all that pesky paperwork, you can sign the agreement online to save even more time. If your loan application is approved they will transfer the money directly into your account on the very same day. If you need money to pay for an unforeseen expense or you need to pay for car repairs, doctors’ bills or if you need to pay for your child’s school camp or for any reason you need some quick cash then they are the solution that you are looking for.

Quick review process

Once you have applied for one of their quick loans online, they will do a few checks to make sure that you can comfortably afford the loan. They will let you know the outcome of your loan application within an hour so there is no need for you to sit around for hours on end wondering about the fate of your application and whether or not it will be approved.

So whether you are moving to a new home and need to pay for all the expenses involves, need some extra cash because you are planning to travel or go on holiday, need to pay for repairs on your car or bike or just want some extra cash to spoil yourself or the one you love. They have the payday loan solution that you have been searching for.

Borrow between $500 to as much as $15,000

Their quick loans allow you to borrow between $500 to as much as $15,000 with repayment terms from 3 months to as long as 24 months to pay back the loan.

All you have to do is use their online calculator to choose how much you would like to borrow and how long you need to pay back the money. The calculator when then let you know what the weekly repayments will be. Slide the sliders until you are happy with the terms and then click the apply button. 

What is a quick cash loan?

A quick cash loan refers to a loan that is an unsecured personal loan. The main advantage of this type of loan is that it is very simple to apply for and have your loan application approved. Once the loan has been approved the money will be deposited into your bank account very quickly.

The entire process can take as little as an hour to complete giving you access to the money you need when you need it. Quick cash loans range up to $15,000 with easy repayment terms of up to 24 months. These quick loans are perfect for when you need cash quickly.

Some examples of when a quick cash loan will come in handy include:

  • Paying for discounted airline tickets that have a one-day-only special offer
  • Putting a down payment on something so that you don’t miss out on an amazing time-sensitive deal
  • Paying your rental deposit so you don’t miss out on getting your dream home
  • Paying bills for a medical emergency
  • Getting a short-term loan for a one-day only sale that you can’t miss out on

Oz Money – Quick loan

  • Loan Type Quick loans
  • Interest Rate 29.99%
  • Loan Amount up to $15,000
  • Repayment 3 months to 24 months

Benefits of Oz Money

  • Choose your loan amount and repayment terms
  • Apply online within 5 minutes
  • Flexible short-term loans online
  • Convenient repayment terms up to 36 months

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Oz Money - They use technology to get you a loan faster

Their system uses the latest technology to process your application faster and to get the cash into your bank account as quickly as possible.

The online loan application form is very easy to complete and should only take a few minutes of your time. The latest technology makes sure that your personal information remains safe and secure.

To ensure that your banking information remains protected they use bankstatements.com.au which allows you to link your bank statement directly to the website. This allows them to verify your personal details and saves you time and effort.

To apply for a quick cash loan you will need to meet certain criteria including:

  • You must be over the age of 18 to apply
  • You will need to send them a copy of your bank statements showing transactions for the past 90 days. You can use bankstatements.com.au to link your bank statement for added convenience
  • You need to be an Australian citizen and live in Australia
  • You need to have an active bank account that the fast loan can be paid into
  • In some cases, they may require you to provide pay slips to prove your employment status

Can you apply if you receive Centrelink benefits?

They pride themselves in being a responsible lender so unfortunately at this time those receiving Centrelink benefits may not apply.

man holding thumbs up

Oz Money is a trusted & reliable provider of quick loans

In our review, Oz Money adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Oz Money is a registered credit provider in Australia: ACL 442218

Customer Reviews & Testimonials

With the help of Oz I was able to get the perfect loan for my situation. They are a lovely comparison broker and helped me save myself a lot of time and money that could be put to better use.

Michael M
— Melbourne —

Since Oz Money is a comparison site they know their loans and lenders inside out. This means that you can get the finance that you need faster and without the hassle.

Jessica W
— Adelaide —

Even though I have a less than desirable credit score, Oz Money was still able to help me. Do not allow poor credit to deter you from getting the finance that you need!

Peter W
— Brisbane —

Oz Money Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 15:00
  • Sunday 09:00 – 15:00