Rating based on 34 reviews

Loan Zone WA

  • Quick loans up to $2,000
  • Low-interest up to 4%
  • Repayment up to 12 months

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Author Loan Zone WA. Screenshot of Loan Zone WA website.
[Accessed May 3, 2023]

Loan Zone WA - Fast cash loans

With over 16 years of experience, they are committed to providing you with the best customer service Loan Zone WA offers a personal approach to lending and is passionate about helping families in WA and aims to provide affordable fast loans when you need them most.

Personal approach

Family first is their motto and putting your family first means providing them with what they need. They understand how scary applying for a loan can be and if you are rejected by other lenders you are seldom given a reason why your application was rejected and left with nowhere left to turn. This can cause you a lot of stress, they understand that and will do everything in their power to let you know why your application was declined as well as to rectify the problem so that you can apply for a personal loan.

Satisfied clients

Loan Zone WA has assisted over 7,000 satisfied clients and uses her over 16 years of experience to provide you with exactly what you are looking for. They provide emergency loans at an affordable rate quickly and easily.

The contracts are very easy to understand, and all the fees and costs are transparent. Their personal loans allow you to borrow between $500 and $2000 for a period of up to 12 months. If you apply using their online application system, then they will give you an outcome in as little as 3 hours and if your loan application is approved then the money will be deposited into your account within 4 to 24 hours depending on your bank.

Loans up to $2,000

They offer short-term loans, loans for pensioners, fast cash loans, emergency cash loans and bad credit loans.

Their short-term loans allow you to borrow up to $2,000 and allow you up to 1 year to repay the loan.

There is no paperwork to complete and the approval process is very quick and simple to complete. The money will be transferred into your bank account as soon as your application has been approved.

Fast cash with flexible repayments

They can arrange a flexible repayment schedule to suit your needs and requirements and their interest fees are capped so that it makes budgeting easier. If you need a loan to pay your rent or pay for your sick child to visit the doctor, then apply for one of their quick loans.

The application process is simple and very fast. Their Fast Cash Loan allows you to borrow between $500 and $2000 and will approve your application in as little as 3 hours.

Their loans are unsecured loans so you do not need to provide any form of collateral. The contract is very easy to understand. Jacqui, the business owner will gladly answer any questions that you may have and assist you however possible.

Personal loans for Centrelink customers 

If you are a single parent or pensioner or you receive Centrelink payments then they will be able to assist you with a loan. People on government benefits can find it difficult to have their loan applications approved.

Loan Zone WA – Quick loan

  • Loan Type Quick loans
  • Interest Rate 4%
  • Loan Amount up to $2,000
  • Repayment 3 months to 12 months
  • Decision Same day

Benefits of Loan Zone WA

  • Easy online loan applications
  • Flexible repayment terms

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Loan Zone WA - They have a personal approach to finance

Their payday loans are interest-free and the fees are capped by the Government protection system. They are a family-owned business and believe in a personal approach to lending.

Your debt cannot exceed 20% of the income that you receive from Centrelink

Lone Zone is a responsible lender to make sure that a loan is in your best interest we will:

  • They will look into your financial situation
  • They will verify your information is correct
  • If you need help, then point you in the right direction
  • They will find the correct loan suitable to your needs
  • If you can’t stick to your repayment schedule let them know so that they can assist you
  • You speak directly to the business owner, not a call centre or computer response.
  • Their contracts are easy to understand.

What is a SACC?

A SACC refers to a short-term credit contract which is defined by the National Consumer Credit Protection Act (NCCP Act) that allows you to apply for a loan for up to $2,000 that needs to be repaid within one year.

How much may you borrow?

Depending on your affordability you could qualify for a loan between $500 and $2000.

You need to meet certain requirements to be able to apply for one of their loans this includes:

  • You must be at least 18 years old
  • You must be a resident of Australia
  • You will need to supply 100 points of ID
  • You must be able to prove that you have a regular source of income
  • They welcome bad credit loan and personal loan applications from pensioners, those on Centrelink benefits, those that are self-employed and those that have a bad credit score.

Benefits of their loans

  • You can apply for a quick loan on their website by filling in their online application form
  • the money will be paid directly into your bank account within 4 to 24 hours depending on your bank

Customer Reviews & Testimonials

Their payday loans are responsible, have a fast payout and get the job done when you need it the most! Recommend, recommend , recommend!

Angie B
— Redcliffe —

For fast and efficient loans I will look no further than Loan Zone. Their loans are cheap and you are control of all the terms. This means you can make the loan look exactly as you want it!

Cassandra S
— Winton —

Loan Zone WA Contact

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