Rating based on 27 reviews

Quick Cash

Updated
  • Quick loans up to $2,000
  • Low-interest up to 4%
  • Repayment up to 90 days

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Author Quick Cash. Screenshot of Quick Cash website.
[Accessed May 3, 2023]

Quick Cash - for lifes' little mishaps

Sometimes life can be very expensive and tricky.

If your car breaks down and you need it to get to work you might not have the option to wait until payday to get your hands on some cash to fix the problem. The same applies if you need money for medication for a sick child or a down payment to be admitted into the hospital.

Quick cash solution

There are sometimes in life when you will need to get your hands on a little bit of extra money and you may need that money in a hurry that is exactly why quick loan solutions were developed, they are the solution that you have been searching for. All you need is an internet connection and a device that can connect to the internet, log onto their webpage and fill in the online application form with a few of your personal details.

Their approval process is quick and simple

They will verify your details and then contact you with a personal loan agreement. If your loan application is successful all you need to do is use the latest technology to e-sign the agreement and once they have received the signed agreement and completed the last few steps they will transfer the account directly into your bank account within 60 minutes now that’s what they call quick.

Borrow between $200 and $2000

Their loan service offers both quick loans and payday loans. Their quick cash loans allow you to borrow up to $2000 for as long as 90 days.

Borrow between $200 and $2000 for a minimum of 62 days and a maximum of 90 days you can spend the loan on whatever you see fit, there are absolutely no restrictions. However, they would encourage you to use the money responsibly.

Criteria to qualify for a quick cash loan

To apply for one of their Quick Cash Loans you will need to consent to a credit check, they look at your credit history to determine if you will be able to afford the payday loan. If they find any defaults, bankruptcy, or court judgments on your credit report this will have a serious impact on whether or not to grant you a loan or not.

Other requirements to apply for a Quick Cash Loan include:

  • You must earn at least $500 a week
  • You must be 18 years old or older
  • You must live in and be a citizen of Australia
  • You must be able to afford the short-term loan

Quick Cash – Quick loan

  • Loan Type Quick loans
  • Interest Rate 4%
  • Loan Amount up to $2,000
  • Repayment 62 days to 90 days

Benefits of Quick Cash

  • Streamlined online loan application
  • Apply 24/7 online
  • Fast loan payouts

Quick loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Quick Cash - Get a loan today

If you are employed and you receive Centrelink benefits as a supplementary income and your salary makes up more than 50% of your income, then you may still apply.

If your Centrelink benefits make up more than 50% of your total income they will unfortunately not be able to assist you.

How quickly can you receive my cash?

They aren’t called quick cash for no reason, when they say they are quick they really mean it.

  • If you are with the Commonwealth Bank, then the cash will be deposited into your bank account within a few minutes of them receiving your signed fast loan agreement.
  • If you bank with any major Australian bank the money will be in your account within a few hours.
  • If you bank with a smaller regional bank, then the longest that you will wait is 1 day for the funds to reflect in your account.

Payday loans

Their payday loans allow access to quick cash. You can borrow between $200 and $2000 the only difference between this and an emergency loan is that a payday loan needs to be repaid by your next payday. The repayment schedule is set up to match the frequency that you get paid. They set up a direct debit so that you never have to be concerned about forgetting to pay back the loan. Their payday loans are very simple to apply for and if your loan application is approved you will receive the money in 1 hour.

What if you are having trouble sticking to my payment plan?

If you are struggling to make payments and stick to the terms of the loan agreement, then it is your responsibility to contact them and let them know that you are struggling. They will try to assist you by lowering your instalments or coming up with a solution that works for both parties.

If you don’t let them know and the direct debit is dishonoured late fees and penalty charges will apply.

Cost and charges

Their loan agreements are very straightforward and easy to read and understand. To help simply to the fees that you are charged have a look at their charges below:

  • Establishment fee: 20% of the principal loan amount
  • The monthly fee is calculated at 4% of the total loan amount
  • The direct debit fee is charged at $1.10
  • The fee for dishonouring a direct debit is charged at $35
  • The overdue collection fee is charged at $50

Contact them

To contact them call 1300 271 902 or fill in their online contact form.

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Quick Cash is a trusted & reliable provider of quick loans

In our review, Quick Cash adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Quick Cash is a registered credit provider in Australia: ACL 450305

Customer Reviews & Testimonials

This month I found myself short of cash after the arrival of an unexpected expense. But, with the assistance of Quick Cash, I was able to get a loan to tide me over until my pay cheque came throu...

Denise M
— Perth —

It was all clear sees ahead from the start to the end! With the help of QC I was able to apply for my fast cash loan online right from my smartphone! Wonderful innovations to make things easier f...

Cameron B
— Darwin —

After completing the fast application I received a response from the Quick Cas people and I had the money in my account within a few hours! For fast and reliable money I will highly recommend the...

Cindy N
— Cairns —

When collaborating with Quick Cash you will feel like royalty. Their employees are professional, well-trained and their products are top notch. Definitely my a favourite in Australia!

Keegan S
— Toowoomba —

Quick Cash Contact

Physical Address

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours