Rating based on 49 reviews


  • Quick loans up to $2,000
  • Low-interest starting from 4%
  • Repayment up to 90 days

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Author CashToday. Screenshot of CashToday website.
[Accessed May 3, 2023]

CashToday – Fast convenient loans

They offer payday loans that get you your cash today. When you need a quick cash advance in a hurry they can assist you.

When the bills are piling up and you don’t know where to turn they can assist you with a payday loan until your next paycheck comes along.

Apply online

To apply for one of their short-term loans is very simple all you have to do is log onto their website and fill in the online form to complete your registration process. Review the agreement and if you agree sign the contract online. They will send you an e-mail that contains an activation code and your unique password you will need this to activate your account.

Activate your account. They will keep you up to date via e-mail on the progress of your loan application. Within a few hours, they will notify you if your application is successful or not and the funds will be transferred to your account on the next business day. To help you never miss a payment they set up a direct debit on your account that lines you to when you get paid your salary.

They are responsible

Cash Today's quick online loans are a responsible lender and they comply with all the rules and regulations set out by the Australian government. To make sure that a loan is in your best interest they run a credit check and make sure that you will be able to make the repayments easily.

Loans up to $2,000

Their online payday loans are guaranteed to make you smile they will loan you up to $2000.

If your loan application is approved the money could be in your account on the same day.

All you need to do is fill in the online loan application form with your personal details.

Fill out your loan details including how much you want to borrow and what you need the money for and your address details and your financial details.

To apply for one of their loans you will need the following:

  • You need to have been employed at your current job for at least 4 consecutive months
  • You will need a valid bank account that the loan can be paid into
  • You need to be at least 18 years old
  • You need to be an Australian citizen

Cash advance loans

Fast loans otherwise known as payday loans are a type of short-term loan agreement this loan is, in fact, a secured loan as the loan is secured in the fact that you need to pay it back by your next payday and the loan will be directly taken off your salary on the agreed upon date.

CashToday – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 4%
  • Loan Amount up to $2,000
  • Repayment 21 days to 90 days

Benefits of CashToday

  • Short-term loan up to $500
  • Get a loan within minutes
  • Easy online applications

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash Today – Enjoy the benefit of same-day pay-outs

Once you have paid back your loan in full you may qualify for an additional loan.

What happens if you can’t pay back my loan?

If you are having difficulty making payment on your quick loan, then they advise you to contact them. To help alleviate some of the strain they can help you set up a better payment plan. Unfortunately, if you do not inform them you may incur penalty costs. If the debit is rejected, you will be charged a fee of $40 and extra collection fees may apply.

They don’t discriminate

They believe in giving everyone an equal opportunity of qualifying for a loan so if you are self-employed, a part-time employee or if you need a business loan for your business you are encouraged to apply they will just need to see a copy of your last 3 months bank statements.

Beware of scammers

Loans are often a risky business and giving your personal details over the Internet can cause clients to be concerned. To make sure that your personal information remains safe they use the latest technology to keep your data safe and encrypted so that no hacker can get hold of your data.

Don’t be afraid to ask for help

Everyone needs some help every once in a while, and if you are struggling to make ends meet you should not be embarrassed to ask for help. Before you apply for a personal loan that might cause you even more stress make sure that you have tried other options first.

  • Call 1 800 007 007 for free Australia-wide to get advice on how to better manage your bills and accounts from an independent financial counsellor.
  • You can contact your water, electricity or gas provider to work out a payment plan until you can get back on your feet financially.
  • If you are on Government benefits Centrelink offers cash advances to help you out in your time of need.

The Government has a great website MoneySmart that shows you how to manage your short-term loan and get the most out of your money.

Contact them

If you need an emergency loan to make it through the month and you don’t want the hassle of a traditional lending centre, then contact them today and let them help get your cash today.

Call them on 1300 662 318 or e-mail them on customerservice@cashtoday.com.au

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CashToday is a trusted & reliable provider of quick loans

In our review, CashToday adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ CashToday is a registered credit provider in Australia: ACL 387137

Customer Reviews & Testimonials

For the best-personalised loans around I would definitely recommend Cash Today. Their loans are affordable, fair and easy! No complicated hassles and mounds of paperwork to be seen here!

Catherine S
— Gympie —

Cash Today is a very responsible lender. They only agreed to lend to me if I was able to meet the affordability criteria. This means that they are constantly looking out for the best interests of...

Brandon K
— Mackay —

CashToday Contact

Physical Address

Postal Address

  • PO Box 1141, Capalaba, Queensland, 4157, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed