Quick loan calculator

How much would you like to borrow?

$

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Interest Rate This field is required and the value should be a number.

The interest rate of a loan will vary based on your credit score and risk profile.

Repayment Term

Day / Months / Years months years

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This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

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Money Me - They can help you improve your credit score

They will ask you to consent to a credit check, but a bad credit score will not necessarily disqualify your loan application.

Repay your loan more easily

They don’t want you to worry about missing a payment, so they arrange a direct debit that lines up with when you get paid, no mess, no fuss.

Improve your credit score

Your credit score is very important, and you should try to increase it at every chance you get. Once you can prove to pay your bad credit loan back on time you will be a lower-risk client, and this will reflect positively on your credit report and help raise your credit score. Repeat clients will benefit from extra benefits such as qualifying to borrow more money and having their applications processed at lightning speed.    

Proviso technology keeps your data safe

To make sure that your personal information remains safe and secure they use the latest in technology Proviso technology to view your 90-day bank statements without you needing to get them from the bank yourself and ensuring that your financial information is protected.

Fees and charges

Their quick loans do not have a set rate as each loan is customised to suit your needs and is dependent on your credit score, current income and other factors. Clients that have a very good credit score will be rewarded by qualifying for lower-cost loans.

If you are in the position to pay back your loan early they do not charge penalties or termination fees.

The Money Me loan rating system

The Money Me loan rating system gives each application a score from A1 to A5 depending on the client’s credit report and repayment terms. The higher your loan rating the more you will save on a loan.

Each time that you repay a short-term loan and prove that you can make the payments on time, your score will increase and allow you access to more money at a lower cost in the future.

What happens if you can’t make a payment?

They set up a direct debit system so that it is more difficult for you to miss a payment but sometimes you might have a problem and the debit is rejected in this case you will be charged a $25 payment dishonour fee.

If you are having problems making payments speak to us so that we can come up with a better option to suit your budget and help lift your financial strain.

Call us on 1300 669 059 and we will assist you as much as possible and want to help lift your financial burdens.

Responsible lending

At Money Me, we believe in being a responsible lender and putting our clients’ needs first. We will never lend you more money than you can afford to pay back and will only grant the payday loan if the loan will help you financially and not cause you more unnecessary financial stress.