Rating based on 46 reviews


  • Quick loans up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

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Author Credit24. Screenshot of Credit24 website.
[Accessed May 3, 2023]

Credit 24 - Quick cash for emergencies

Credit 24 understands that at times you are in need of funds in a scurry, this is the reason their application process is 100% online and it only takes a few minutes to be completed.

Let’s face it, big banks are time-consuming, and it takes forever to be processed. They approve their personal loan applications without all the hassle of too much paperwork as that of a traditional bank.

Their quick turnaround times on approvals assist by taking out the stress of unexpected financial costs, should you be approved during business hours your cash will receive your cash on the same day.

Flexible terms

Credit 24 has a payment plan that will be tailor-made according to your situation, no matter what plus they offer you longer repayment options than shorter terms, they are transparent, with no inflated interest rates or hidden costs. All individuals should have access to affordable short-term finance solutions, which is why Credit 24 has developed a range of flexible terms and repayment options that would suit your budget.

You are able to choose what would work better for you, weekly, fortnightly, or monthly terms.

Competitive rates

Their quick loans are unsecured, and they are also very competitive with their short-term personalised loans which makes them more affordable than other short-term lenders with their simple online application process, and the process is faster and more affordable than that of other lenders.

Their loans range between $100 and $10 000

Credit 24 will find a loan that is suitable for you, their emergency loans range between $100 and $10,000 with a repayment period of 3 to 36 months, so if you need a lump sum for that holiday you deserve, a bill that needs to be paid or for any reason you need the loan, Credit 24 will assist you in any way possible.

They have approved more than 700 000 clients with approved loans worldwide. Their loans come in all shapes and size all you need to do is apply, and with their affordable repayment plans, they make it as easy as they can, not forget that your fast loan is tailor-made just for you.

No hidden fees

They are very clear on costs because there is nothing to hide their fees and costs are clear, the cost table can also be seen in the calculator.

Should you be in a predicament and cannot make a payment, please contact one of their team members at the customer or you could email them as soon as possible. They can come to an arrangement and work out alternative repayments this will minimise any additional fees charged to your account.

Can you apply for a loan?

They offer student loans, Centrelink clients, part-time employees and self-employed professionals with that being said, they have offered and approved loans for all walks of life with very different needs. However, should you not fit into one of these categories they will assist in finding you a loan that will suit your needs. Check out the list below and see if you are eligible for a Credit24 loan.

Credit24 – Quick loan

  • Loan Type Quick loans
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 3 months to 36 months

Benefits of Credit24

  • The online applications are quick and easy
  • Get a quick line of credit
  • Apply 100% online

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Credit 24 - Fast loan applications

Once you are sure of what your needs are, complete your application form and attach the below requirements, it only takes 5 minutes to complete.

When you are sure of what you need, collect everything from the list below and you can complete your quick loan application in just 5mins! Here’s a quick checklist.

Your checklist

You need to be a Permanent Resident, aged 18 years and older, have a reasonable credit history, earn at least $1,000 per month oh don’t forget that you need to be employed and your salary needs to be paid into your bank account.

You will need to provide:

They will need your mobile number, your email address and your driver’s license details (should you have one) they will also need to have access to your bank account’s online banking service or the last three months of statements (paper or digital)

Please take note that by Law they are to review your last 90-day bank statement. Through Credit Sense, you are able to do this through Credit Sense and it's automatic! An option in the application process or you could manually upload a digital copy such as a PDF.

About Credit Sense

Credit Sense is situated in Brisbane, they provide an easy-to-read report for lenders to assess to see whether the loan you have applied for is right for you.

Why you should use Credit Sense:

100% Australian-owned and operated and their fast online loans are approved by a dash of speed, Credit sense is used by leading Australian lenders, subject to and complies with Australian laws.

Follow these 3 easy steps and see how quick it is.

  1. Select a loan
  2. Select the amount
  3. Select the amount that you need and choose a repayment plan that you can afford.

Ensure that you fill in your application form in order for them to identify your needs and submit it.

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Credit24 is a trusted & reliable provider of quick loans

In our review, Credit24 adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Credit24 is a registered credit provider in Australia: ACL 422839

Customer Reviews & Testimonials

With years of experience in the industry I can promise that Credit4 will provide you with the best possible deal for your situation. They did not disappoint!

Gerry S
— Rockhampton —

At Credit4 you can rest assured that you will receive the money that you applied for within the same day. That is fast finance that I can get behind!

Cameron P
— Warwick —

Credit4 does not consider credit score to be the most important factor when determining loan eligibility. Instead, they prefer to determine affordability! Because of this, I was able to get a loa...

Nicholas J
— Winton —

When you find yourself in a sticky financial situation I would recommend none other than Credit24. When I found myself in that position I knew that Credit24would deliver and they did.

Vicky S
— Adelaide —

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  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 09:00 – 17:00
  • Sunday 09:00 – 17:00