Rating based on 21 reviews

Sunshine Loans

  • Quick loans up to $2,000
  • Low-interest up to 4 %
  • Repayment up to 6 months

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Author Sunshine. Screenshot of Sunshine website.
[Accessed May 3, 2023]

Sunshine Loans - Affordable loans

At Sunshine Loans, they have been helping Australians with affordable short-term loans when they need cash in a hurry.

Over the years they have built up experience and a large customer base. They have become a popular brand in Australia when it comes to quick cash.

Quick cash loans

They have served many Australians with quick loans and helped clients pay for emergency costs, school fees and even to fix a broken vehicle. With many years of experience in the financial industry, they use their knowledge and modern technology to help you obtain a quick cash loan faster. Many lenders and banks usually don’t borrow smaller loan amounts, and this is where they come in, giving you only the amount you need.

Quick loans for clients with a poor credit history

When you have a bad credit history you will usually be shown away from the bank and other lenders. At Sunshine Loans they give out small loans to clients with any credit history.

Your loan amount will only depend on your affordability. With their low-interest rates, fees and flexible repayment structure their loans are affordable and easy to repay. Their bad credit loans can fit into any budget comfortably.

Qualify for a loan amount up to $2,000

At Sunshine Loans, their clients are their top priority. They care about their clients and they try to help everyone who applies for a loan through them as long as they qualify for a loan.

When you apply for a quick loan they will make sure that you get through the application process quickly in order for them to supply you with the cash you need fast.

Usually, you will receive your payday loan amount in your bank account on the same day as applying.

They will meet your income requirements

At Sunshine Loans you can qualify for an emergency loan amount of up to $2,000. This loan amount will need the needs of employed Australians.

With their flexible repayment structure, they will meet your income requirements. They give you the choice of a loan repayment structure – monthly, fortnightly or weekly.

Use your loan as you wish

When you apply for a loan with them they don’t mind what you need it for. From paying household bills to paying for doctor’s bills. Their quick loans are designed to help you when you experience cash flow problems. They will make your money work for you.

Sunshine – Quick loan

  • Loan Type Quick loans
  • Interest Rate 4 %
  • Loan Amount up to $2,000
  • Repayment 1 month to 6 months

Benefits of Sunshine

  • Quick and easy loan applications
  • Flexible repayment terms
  • A transparent loan service

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Sunshine loans - They approve loans quickly

They are different from other lenders, they have a range of communication lines open to their customers.

If you have a question, need help during the application process or just need some information you can contact a consultant and they will help you in a friendly and professional manner.

Get approved quickly

As an Australian-owned company, they strive to bring customers quick and simple quick cash solutions. Visit their website and apply for a quick cash loan online, you won’t have to wait to hear if your application has been approved, loan approval only takes a few minutes. As soon as you have been approved your loan amount will be deposited into your bank account usually on the same day.

Do you qualify for a loan?

  • You must be at least 18 years old
  • An Australian citizen
  • Have regular income

When you apply for a loan you must submit your recent payslips, 90-day bank statements, ID and proof of residence. They support responsible lending practices and therefore they will conduct an affordability assessment. Visit their website and fill in the short application form. You can upload email or fax your personal documents to them. They use online security, and this will give you peace of mind that your information will be safe with them.

Apply at Sunshine Loans for your personal loan and you can have the money in your account on the very same day. Contact one of their consultants if you need more information regarding their loans.

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Sunshine is a trusted & reliable provider of quick loans

In our review, Sunshine adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Sunshine is a registered credit provider in Australia: ACL 390556

Customer Reviews & Testimonials

Traditional lenders and banks take forever to respond to your application. I am happy to say that Sunshine is not the same! You will hear within the hour whether your application was successful o...

Angie T
— Port Pirie —

The reason for their efficiency is all in their application. Sunshine has streamlined their application to make it faster to complete and assess. Now the entire process is not only faster but als...

Tina A
— Devonport —

Sunshine Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 111, Pacific Fair, QLD, 4218, Australia

Opening Hours

  • Monday Open – 24hours
  • Tuesday Open – 24hours
  • Wednesday Open – 24hours
  • Thursday Open – 24hours
  • Friday Open – 24hours
  • Saturday Open – 24hours
  • Sunday Open – 24hours