Loans Direct

Loans Direct was established in Australia in 2005 when they laid the foundation for their company. In 2007 they hit the milestone of serving their 100^th satisfied client.

By 2008 they had granted over $5 Million worth of personal loans. In 2010 they expanded their business and opened offices in Melbourne, Sydney, Adelaide, Brisbane, Perth and Canberra so they could help even more people obtain financial freedom.

They believe in second chances

By 2011 they had been contacted by over 25,000 Australians and by 2012 they had approved over 1000 bad credit loans for those that needed a second chance at their financial future. In 2014 they were awarded the leading Conveyancing service provider in Melbourne and by 2015 they had granted over $75 million in loan approvals. 

What they offer

When you need a financial solution, they will find it for you they offer a vast range of loan products that include quick loans, car loans, bad credit loans, business loans, home loans and many more loan products.

They offer unique credit solutions including credit repair and refinancing options. Their interest rates are very competitive, and they will process your application quickly to ensure that you get the money you need fast.

To help you have a better understanding of your financial situation they offer you a service that provides a free credit report. All you need to do is request your credit report and they will send it to you free of charge.

This will give you a good idea of your credit history and will show any financial mishaps. If you have previously had a loan application declined this can also help you determine why.

It is a good idea to check your credit report as if there are any mistakes you or issues you will need to get them sorted out. If you don’t know what is going on in your credit report, then you won't know of any mistakes or discrepancies     

Types of loans

• Unsecured loans - an unsecured loan refers to a loan that is not backed by any form of collateral. This type of fast loan is more difficult to get if your credit score is not very good as the loan is not secured by anything which poses a higher risk to the lender.
• Secured loans – a secured loan refers to a loan that is backed by some sort of collateral this can be any item of value that has a larger value than the amount that you want to borrow. This can include your house, car or another valuable item.