Rating based on 33 reviews

Citi Bank

  • Quick loans up to $75,000
  • Low-interest up to 9.99%
  • Repayment up to 5 years

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Citi Bank homepage
Author Citi Bank. Screenshot of Citi Bank website.
[Accessed May 3, 2023]

Citi Bank - comprehensive banking service

Citi Bank has a local presence with many local alliances and this puts us in a position to offer customers a comprehensive list of banking services and products.

They are an Australian credit provider with well-developed relationships and this enables them to give you access to the most affordable and technologically advanced quick loan services.

Apply from anywhere

They have many branches across the world in many countries, they pride themselves on being one of the most expanding banks in the industry. You can apply for a loan in a branch or conveniently visit their website and apply online. Their online loan process has been designed with maximum convenience in mind, it's 100% online and paperless.

Customer service that stands out

Part of their success is due to their superior customer service. They care about their clients and they use their extensive experience to understand the financial needs of their clients. Each personal loan application will be processed by a credit expert.

Within their company, they have well-trained and professional staff who are passionate about assisting you with comprehensive banking services and products.

Loans between $5,000 and $60,000

At Citi Bank, have your financial needs at the core of their company. They use innovation and technology to bring you affordable financial solutions.

They have a wide range of banking and short-term loan options available to their clients. At Citibank, you can get a personal cash loan that ranges between $5,000 and $60,000 that you can use as vehicle finance, renovate your home or take a holiday.

Their loan options

In order to apply for a quick cash loan, you must be at least 18 years old, have an earning of more than $35,000 per annum and you must be an Australian resident.

When you apply for a payday loan they will conduct an affordability assessment to ensure that you can afford a loan. You can apply for a loan online whether you are a new or existing client at any time.

They have competitive rates

They are a trustworthy credit provider in Australia and in the rest of the world. They are completely transparent in their transactions with you and they will show you all fees relating to your fast loan or services upfront. No hidden fees and no surprises. They will also disclose the total cost of your loan before you sign the loan agreement.

Citi Bank – Quick loan

  • Loan Type Quick loans
  • Interest Rate 9.99%
  • Loan Amount up to $75,000
  • Repayment 3 years to 5 years

Benefits of Citi Bank

  • Conveniently apply online
  • Compare quick loans and features

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Citi Bank - Transparent and reliable service provider

They have a low establishment fee of $149 and a very low-interest rate of 9,99%

They will always be transparent with you, they have become a trusted credit prover to many clients in Australia. With them, you will get the best loan options at affordable rates.

Apply for a loan on their website

Citi Bank, they are a modern and innovative credit provider. Their online loan application is 100% online and paperless. The online loan application will only take a couple of minutes and they will promptly let you know about the outcome of your loan. Your emergency loan application will be processed by a qualified staff member and if you are approved your cash will be deposited into your bank account.

This is how it works

In the first part of your application they will request your personal information and the second part of the application will involve your employment details as well as your banking information. As soon as they have done an affordability assessment they will let you know about the outcome of your loan. You can use the loan calculator to estimate your loan cost according to the amount and payment structure. They have flexible loan repayment structures that make it easy for you to repay your loan. Remember missed or late payments will result in a penalty.

Visit their website and apply for a quick loan today. With Citi Bank, you will get low fees and affordable loans to help you cover emergency expenses. They also have a wide range of banking products and services available.

man holding thumbs up

Citi Bank is a trusted & reliable provider of quick loans

In our review, Citi Bank adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Citi Bank is a registered credit provider in Australia: ACL 238098

Customer Reviews & Testimonials

Thanks to their online application you can literally apply from anywhere. As long as you have access to a Smartphone, Tablet or personal computer you are set! I love their online applications.

Martha S
— Kempsey —

For customer service that is above the rest I would highly recommend Citi Bank. I was so impressed with their staff that I cannot stop raving about them to people. Wonderful service and wonderful...

Jonathan B
— Maitland —

Citi Bank offers a wide variety of financial products to choose from. Whatever your financial needs are I can ascertain that Citi Bank is here to help you get the perfect deal.

Peter S
— Narrabri —

Citi bank, is a responsible lender; they are highly transparent with all of their fees, charges and products. You can trust any documentation and deal that they give you.

Duncan S
— Penrith —

Citi Bank Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 3453, Sydney, NSW, 2001, Australia

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed