Rating based on 22 reviews

Clear Cash

Clear Cash homepage
Author Clear Cash. Screenshot of Clear Cash website.
[Accessed May 3, 2023]

Clear Cash - Borrow up to $3,000

ClearCash offers quick cash loans of as little as $500 and allows you to borrow up to $3,000 the repayment terms can be customised to suit your needs.

The approval process is quick so that they can get the cash you need into your account as quickly as possible. Their fees are very competitive and lower than most other lenders. The best part is that you will open a line of credit that you have ongoing access to.

Apply online

No more paperwork! All you need to do is log onto their website and then complete the online application form with your personal details this will only take you a few minutes. To keep the system paperless we use internet banking to verify your details. Everything can be done online so there is no need to print, sign, post or wait for your short-term loan. A few clicks and the process is complete this allows them to process your application a lot more quickly.

No more printing 

There is no need to print out any documents as the loan agreement can be signed online.  Once they have verified your information they will contact you and if your loan application was successful they will send you a loan agreement contract. Sign this loan agreement and they will deposit the cash into your account within an hour.

Clear Cash is for everyone

Clear Cash is a responsible lender and they believe in putting their clients first and providing the best customer service possible. Their contracts are clear and easy to read with no hidden fees, if you have a bad credit score or you receive Centrelink benefits then you may still apply for a loan.

They are responsible

Clear Cash is a responsible lender and they believe in putting their clients first and providing the best customer service possible.

Their contracts are clear and easy to read with no hidden fees, if you have a bad credit score or you receive Centrelink benefits then you may still apply for a bad credit loan.

What they offer

ClearCash loans allow you to borrow as little as $500 and as much as $3,000 for a smart loan. A Smart loan is a unique loan that allows you a line of credit that you can redraw as you pay off your loan.

Credit limit

Clear Cash is a responsible lender and they want to make sure that you will be able to afford the loan repayment terms. Once they have verified your information and performed a credit check they will check your level of affordability.

If you have applied for a larger amount than is feasible they will suggest a lesser amount or more manageable personal loan terms. They will then offer you a credit limit. A credit limit is the maximum amount that they will agree to lend you. If you agree to the credit limit then you can sign the loan agreement and the money will be paid directly into your account.

Your available credit is your current credit limit balance. 

Clear Cash – Quick loan

  • Loan Type Quick loans

Benefits of Clear Cash

  • Quick cask loans

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Clear Cash - Their members get added benefits

Once they have granted you a loan for your credit limit amount you will become a member and have access to their member area.  

The member area allows you to apply for access to your available credit (this is the amount that you have repaid against your loan) You can have access to these funds once your credit limit reaches lower than $500 or 25% of your credit limit.

Once you have finished paying off the payday loan your ClearCash account will remain open until you request to have it closed. Once your balance reaches $0 you will no longer pay any fees this means that you can keep your account open so that when you need cash again the loan will be easily available.

You can’t access your available credit

If you are having trouble accessing your available credit this could be for a number of different reasons including:

  • The minimum redraw amount is $500 or 25% of your credit limit. If you try to request less you will not be able to access the funds.
  • The funds take a while to clear so if you have just made a payment you may not be able to access your money straight away.
  • If there is a material change in your financial situation.

If you are still having trouble then log onto the ClearCash members area and request a redraw. If the redraw is unavailable one of their consultants will be able to give you more information as to why and how to rectify the problem. 

Costs and fees

You should choose ClearCash as your lender because of their cost and fees, they offer the most competitive emergency loan fees in their business.

  • Fees to apply: $0
  • Annual fee: $0
  • Service fee: $0
  • Credit Limit increase fee: $0
  • Manual payment fee: $0
  • Over-limit fee $0

The only extra fee you will be charged is a direct debit reversal fee which is $10. As you pay off your fast loan you will have access to the portion of the loan that you have paid off.

What will the repayment amount be?

The amount that you pay back will be determined by your credit limit and whether you get paid weekly, fortnightly or monthly. They will send you a statement and a reminder letting you know exactly how much is due.

Customer Reviews & Testimonials

Clear Cash promised me a speedy loan and that is exactly what I got. Because they do not discriminate based on credit history and rather assess affordability, their loans can be approved a lot fa...

Sandra J
— Tenterfield —

Because Clear Cash is always looking for new ways of doing finance, they have no made an online calculator available. This new gadget has made borrowing a million times easier for me. Thanks for ...

Deidre G
— Windsor —

Loans that are both fast and convenient thanks to their online applications! It is no wonder that thousands of Aussies are using their services. Gladly recommend them to be used!

Leon S
— Darwin —

Clear Cash Contact

Contact Number



  • not available

Physical Address

Postal Address

  • GPO Box 4475, NSW, 2001, Australia

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 16:30
  • Sunday – Closed