Quick & Easy Finance

They are a proudly owned and operated Australian company that is based in Mitcham, Victoria that offers well-priced short-term loans as well as low-cost personal loans.

They do loans differently and have different approaches to lending. To bring you the best interest rate their payment method is a little different than traditional lenders as the payment needs to be deducted straight from your payroll, this means that your employer will need to agree to make the deductions.

Conditions for a loan

Most Government institutions and large companies offer this deduction method as a service to their employees. If your company does not have a payroll deduction service or refuses to agree to do deductions in this manner they may still be able to assist you, but strict conditions will apply.

They are different    

By doing their deductions in this manner they are able to offer you the lowest interest rates and save you money.

Many Australian citizens have a stable income and earn a good amount of money, but they have still turned away from banks and traditional lenders due to a bad credit score or a bad credit record. This means that they don’t have access to the bad credit loan when they need it. They noticed this problem and decided to do something about it. Before you decide to apply they encourage you to compare their instalment process against other lenders, so you can see how much you will be saving first-hand.

They offer up to 20K in secured and unsecured quick loans and are specialists in dealing with secured loans. The loan assessment process can take a bit of time as they need to set up a payroll debit, but you can expect payment within 2 to 4 days.

They offer easy unsecured short-term personal loans with between 3 to 36 months to pay back the loan, the repayments will be set up and taken directly from your salary on a payroll debit. Once everything is set up they will pay the loan directly into your bank account.

How it works

To apply for one of their personal loans log onto their website and fill in the online application form chose the amount that you would like to borrow and how long you need to pay it back. 

The next step is the approval process.

1. One of their consultants will assess your application and check your credit record and level of affordability.
2. If your online loan application is approved their consultant will contact you to finalise the details and then send you a loan agreement. You can sign this agreement online for added convenience.
3. They will then contact your employer to set up a payroll direct debit.
4. The money will be paid directly into your bank account