Rating based on 18 reviews

Citi Finance

  • Quick loans up to $5,000
  • Low-interest up to 48%
  • Repayment up to 52 weeks

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Author Citi Finance. Screenshot of Citi Finance website.
[Accessed May 3, 2023]

Citi Finance - let their experts help you

For over 20 years in the small loan industry,  Citi Finance is one of the most experienced names in Australia, Apply for a with them, they have been assisting thousands of Australians. Their quick loans are fast and easy to access.

Life is unpredictable and sometimes doesn’t go the way they planned, unexpected medical bills crop up or your vehicle breaks down and is in need of repairs, which can be very costly or perhaps you are in desperate need of that long-awaited holiday, this is where they are able to assist you with some extra cash, give them a call and they will assist in any way possible!

They believe everyone deserves a chance

Should you be unemployed, a student, or self-employed, perhaps you are receiving a Centrelink income and welfare payments maybe you have a bad credit rating.

They have a team of friendly and experienced people who are willing to give you the chance you deserve, Citi Finance has a solid reputation in the industry, and they are a responsible lending organisation. They have the expertise and will assist when nobody else will.

Maybe you are in need of a small emergency loan of a few hundred dollars, or perhaps you need a short-term loan of up to $2000 possibly a medium loan of up to $5000, or maybe just maybe you need a new car or boat, possibly a business loan no matter what your need is they you can give them a call they are willing to help you.

Loans up to $10,00

Think about this, there are no bank charges or forms that need to be filled out and you don’t have to wait. Their loan process is stress-free and fast.

If you prefer, you could pop into one of their branches closest to you and chat with their professional and friendly team who are willing and able to assist you or you could apply online. With the expertise that they have, they are able to make quick lending decisions. Once your personal loan is approved the fund will be deposited into your recommended bank account overnight. They will tailor-make a loan that will suit your requirements and affordability in no time at all.

Business Loans

Citi Finance understands and wants to help you. Do you need extra cash to help your business grow if your business hasn’t been trading for an extended period of time and you there is an opportunity you just can’t let slip and you need the cash ASAP? Getting support from banks can be overwhelming and plus it takes a week or so before you know if you have been approved or not. They appreciate that business needs to move fast so they move even faster.

Small businesses face many trials, they get this!  So they offer a variety of fast secured and unsecured business loans ranging between $5000 and $50 000 and the bonus point, is that you don’t have the annoyance. The paperwork that is necessary is minimal, you could borrow up to $10 000 which includes a friendly, efficient application process to get your business growing today.

Citi Finance – Quick loan

  • Loan Type Quick loans
  • Interest Rate 48%
  • Loan Amount up to $5,000
  • Repayment 12 weeks to 52 weeks

Benefits of Citi Finance

  • Fast online loan applications
  • Apply online
  • Flexible repayment terms

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Citi Finance - financial backing when you need it

No matter what life throws your way, they are here to assist and guide you with their speciality in small loans that will keep things manageable for you.

A little backing can make a big difference; there are numerous whys and wherefores why you might want a short-term loan solution. Your car may need a new transmission or you are cash-strapped because you are between renting and a bond is slight of reach, perhaps you have vet fees and your washing machine needs to be replaced this is a little much if it all comes at once and sometimes these things do have a way of creeping up on them.

Don’t let an emergency become a crisis

They appreciate the fact that life is full of surprises and not everything can be scheduled and budgeted for, so their variety of personal loan selections offers you the help you need when you need it. No matter what the reason is, they are here to listen and assist you with your worries before they start weighing you down.

Flexible, personal loans

Do you need a more structured loan amount of up to $5,000? Or you would like to wrap several loans into one. Maybe you need a payday loan for that unanticipated bill that catches you out in the middle of paycheques. They are able to create a flexible, more affordable, simple-to-manage repayment option for you, one that will suit your needs the best don’t stress too much they will help you work something out.

Quick decisions, quick deposits

With their wealth of knowledge, they have the means of making rapid lending decisions. They have actual people working for you. As soon as your loan is permitted you’ll have the funds deposited straight into your account overnight, but by special arrangement, you could have the funds sooner.

Responsible, compassionate lending

They have a great reputation in the industry as a responsible lender and have helped many, they will always take your circumstances into account and ensure that whatever personal finance loan you decide upon, you are able to repay your loan within the said amount of time and ensure you affordability because they care for your well being

Cash advances

Citi Finance offers quick loans that will pull you through to the next payday (month end) perhaps you would need some assistance covering unexpected bills, or maybe you would like to purchase something such as a nice birthday gift or whatever the case may be.

man holding thumbs up

Citi Finance is a trusted & reliable provider of quick loans

In our review, Citi Finance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Citi Finance is a registered credit provider in Australia: ACL 469854

Customer Reviews & Testimonials

No more long trips to the bank if you are banking with Citi Finance! All of the paperwork can be completed online so you do not even need to step foot out of your home!

Kevin F
— Brisbane —

Citi Finance is a highly understanding lender; I found myself in a tough position one month and could not meet my repayment. They organised an alternative temporary plan for me. Thanks for going ...

Patty C
— Dalby —

Citi Finance’s employees have set a very high standard with their outstanding customer care. They were professional, inviting and friendly. Keep up the good work!

Derrick V
— Gladstone —

Thanks to Citi Finance I am able to budget more easily. Their interest rate remains the same throughout the entire duration of the loan. Thanks for the consistency!

April M
— Gold Coast —

Citi Finance Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed