Rating based on 15 reviews

Loans Easy

  • Quick loans up to $5,000
  • Low-interest starting from 12.5%
  • Repayment up to 12 months

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Author Loans Easy. Screenshot of Loans Easy website.
[Accessed May 3, 2023]

Loans Easy - Their service is unique

When you are looking for a loan that is quick and easy then turn to them, their staff are the best in the business they are highly trained and professional as well as friendly and helpful.

Loan Easy is a proudly owned and run Australian business that is licensed as a credit provider. To apply for one of their personal loans is very simple and the entire process can be done online. Getting the cash to you as quickly as possible is their first priority so they process your application very quickly. If your loan is approved, then the funds can be in your account on the same day.

What makes them unique? 

They offer you easy financing solutions that have a fixed rate which means that the interest rate will remain the same for the duration of your loan agreement. There are no hidden fees or charges, so you can budget efficiently and won’t have any nasty surprises down the line.  They will schedule your repayment terms to suit your budget and set up a direct debit to line up with the date that you get paid.

What they offer

They offer personal quick loans that range between as little as $300 to as much as $5,000. Their application process can be done from your mobile phone as long as you have an internet connection.  You can sign the agreement online to save you time and effort.  Their website is secure, and the latest technology keeps your private information safe and secure. Once your application has been approved they will transfer the funds to your account on the same day.

Loans between $300 and $5,000

Their quick loans allow you to borrow between $300 and $5,000 for up to a year.

This means you can choose how much you can easily afford to pay the loan back and you can spread the amount over a longer period of time if you need to. Apply for a quick cash loan so easily just apply to form your cell phone. If your cell phone can connect to the internet, then all you need to do is log onto the website then fill in the online application form.

Supporting documents

You will need to supply them with a copy of your recent bank statements the simplest way to do this is to link your bank using the secure bank link that allows them to view your bank statements. Don’t worry they won’t see any of your other personal information and your data is 100% secure.

If you prefer to not use the banking link simply take a picture of the documents with your cellphone's camera and upload them straight to them from your device. If you don’t like the other options, you are welcome to send them your bank statements via e-mail.

Responsible lending

They are a responsible lender and as such they review each short-term loan application to make sure that will be able to easily make payments and that you are not currently under too much financial pressure. They will have a look at your credit score and take into account your current income, how many expenses you have and your employment details.  

Loans Easy – Quick loan

  • Loan Type Quick loans
  • Interest Rate 12.524.5% p/a
  • Loan Amount up to $5,000
  • Repayment 1 month to 12 months

Benefits of Loans Easy

  • Apply online, it's quick and convenient
  • Loan terms up to 12 months
  • Loans for clients with bad credit ratings

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Loans Easy - Affordable Loans

Once they are sure that you can afford a loan and verify your details they will contact you via e-mail to let you know the good news that your loan has been approved.

They deposit the cash straight into your account

Once your loan application has been approved then all you need to do is sign the agreement online and they will send the cash straight to your bank account. That means that you will get the cash on the very same day that you apply.

Some banks may take a little longer but if you don’t get your cash today then rest assured that it’s on its way and it will be in your account the next day.

Your loan manager

To help you manage your payday loan and answer any questions that you may have. All you need to do to speak to your loan manager is e-mail them at info@easyfinancing.com.au and they will be in touch. Or you can call them on 1300 275 626.

You can use the contact form available on their website. They will try to answer all questions within one business day wherever possible.  If you are having trouble making payments, then talk to your lending manager to assist you and come up with a solution to the problem.

Member area

Once your fast loan application has been approved they become a member and gain access to their member area. You will be given a unique password so that your data and personal information remain safe.

The member is allowing you to view the details of your loan agreement online as well as check the remaining payments, get in contact with your loan manager or keep track of your loan details. Once you have paid back your loan in full then you may qualify for more money in the future and the loan application process will be a lot easier.

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Loans Easy is a trusted & reliable provider of quick loans

In our review, Loans Easy adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Loans Easy is a registered credit provider in Australia: ACL 470114

Customer Reviews & Testimonials

Even though I have had a few slip-ups with my credit in the past I was still considered for a loan with Loans Easy! They told me that I can improve my credit score with one of their short-term lo...

Rachel W
— Wellington —

After completing a short online application I was able to get everything sorted. I got the credit I needed and I was not disappointed!

Pete F
— Darwin —

Loans Easy Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed