Rating based on 45 reviews


  • Quick loans up to $1,000
  • Flexible repayments
  • Low interest rates

In-page navigation

PayDay24/7 homepage
Author PayDay24/7. Screenshot of PayDay24/7 website.
[Accessed May 3, 2023]

Payday 24/7 The fastest loan pay outs

Payday 24/7 forms part of the Ferratum Group, this group was established in 2005 in Europe with the set goal to revolutionise the microloan market.

Nowadays they operate in 20 countries including Australia. They have helped more than 1.5 million customers with quick cash solutions that suit their budgets and lifestyle.

They are more than a payday lender

They employ more than 200 passionate credit specialists worldwide and they focus on achieving bigger growth globally through expansion and innovation. At Payday 24/7 they have one of the fastest online loan applications as well as one of the most helpful customer services. Their service stands out from other lenders by giving each application personal attention and this is the reason why their customer base is growing fast.

Fast financial assistance

With modern technology and innovation, it makes it possible for them to help you obtain a loan when you need it most. Cash emergencies can strike at any time and you can count on them your primary credit provider to help you cover the cost. Whatever your cash emergency is they have the short-term loan options and loan amounts to suit every situation.

Apply 24/7

Payday 24/7 can help you pay for any cash emergencies from doctor’s visits, fixing a broken car and even paying for a plumber.

They don’t look at what you need the loan for, nor do they conduct credit checks. They do a quick affordability assessment and let you know how much you qualify to borrow.

Stress-free online loans

They understand looking for a credit provider, choosing between personal loan options, and standing in queues can make it stressful to obtain a loan. Their loan is designed to be hassle-free. Simply visit their website and fill in the short application form and send them your personal documents. Your personal document may include, a copy of your ID, recent payslips, bank statements and proof of address.

Apply anytime

It's all in their name, at Payday 24/7 you can apply at anytime day or night Monday to Sunday. Their loan application has been designed to offer you maximum convenience and nothing says convenience like being able to obtain a quick loan at any time. Their online platform cuts out the queues and endless paperwork and allows you to apply and send them your documents seamlessly.

PayDay24/7 – Quick loan

  • Loan Type Quick loans
  • Loan Amount up to $1,000

Benefits of PayDay24/7

  • Get approved fast and receive your cash
  • Apply online 24/7
  • Apply online for an emergency loan
  • Affordable quick loan options

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Payday 24/7 – Fast convenient cash loans

They have automated the application process and you will know the outcome of your loan application instantly.

Fast cash pay-outs

Once you have been approved for a payday loan through them you will receive instant feedback on your loan and as soon as you have been approved the money will be deposited into your account in under 60 minutes, helping you to cover that cash emergency immediately.

More than just a loan

They continue their relationship with their clients through constant communication. They will update you on existing loan updates as well as information on how to manage your money better. They will keep you updated on news and views about the best quick cash solutions in Australia. They strive to help any client who applies to them and qualifies for a loan. They don’t do any credit checks rather they will check how much you can afford in repayment instalments. 9 out of 10 clients who apply for a loan with them have been recommended by a friend or family member. You can be sure that you can count on them when emergency cash situations strike.

You will always be their priority

No matter how much they grow or how technology evolves, their clients will remain their top priority. They continuously update their website to allow for up-to-date information with is always readily available to you.

Contact Payday 24/7 for easy fast loan applications and loans that pay out within 60 minutes. Let them help you cover the cost of your emergency. Their loans are affordable, and the repayment structure makes it easy to repay the loan.

Customer Reviews & Testimonials

What is better than obtaining the finance you need fast you ask? Obtaining the finance you need the way that you prefer it! Payday24/7 offers tailor-made loan deals that match your situation and ...

Bernice S
— Sydney —

The most competitive rates around now at Payday24/7! After a lot of shopping around, I have discovered that Payday24/7 offers the best deals on finance. No more shopping around in the future and ...

Barbara-Anne W
— Melbourne —

PayDay24/7 Contact

Physical Address

  • Suite 4, 4-8 Queen Street Bentley Western Australia 6102 Australia
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 12:00
  • Saturday – Closed
  • Sunday – Closed