Rating based on 14 reviews

NAB Personal Loan

  • Personal loans up to $50,000
  • Low-interest starting from 10.69%
  • Repayment up to 7 years

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NAB Personal Loan homepage
Author NAB Personal Loan. Screenshot of NAB Personal Loan website.
[Accessed May 2, 2023]

NAB - They are reliable and trustworthy

At National Australia Bank (NAB) they understand that a bank has a certain responsibility to their clients.

Their company is built on the concept and commitment to creating what matters most to the community and the economy. They motivate people to do the right thing, they show compassion to their customers and show respect to people.

NAB portfolio

The majority of their financial business services operate in Australia and New Zealand and they have other businesses located in Asia, the UK and the US. All of their companies share a commitment to provide customers with quality personal loans and services with affordable fees. They strive to guide their clients to achieve better financial outcomes.

Personal and business banking

Australian banking includes both personal banking and business banking and business lending. They offer a range of products and services to retail and business clients ranging between small and medium enterprises. 

NAB, nabtrade, and Ubank are their banking partners and their product line can be accessed through them.  The NZ banking products operate under the Bank of New Zealand brand.

You can qualify for a loan between $5,000 and $55,000

At NAB they have a wide variety of services, banking products and loan options. They understand that when you need money you have no time to waste.

The NAB is a reliable, transparent credit provider. Through the years they have assisted many Australians to get the financing they need when they need it.

Personal loans

Their personal loans can be used for anything from buying a car to renovating your home. You can choose your loan amount, term and fixed or flexible interest rates.

You can borrow between $5, 000 and $55,000 over a maximum 7-year term. With variable rates, you can redraw an additional payment.

4 ways you can apply for a NAB personal loan

  • Apply online
  • Call them on 13 13 12 from 8pm-8am Mondays to Fridays or 9 am to 6 pm over the weekends
  • Visit a branch and apply in person
  • If you don’t bank with NAB they can still help you with a short-term loan, but you will need to visit a branch in order for them to verify your identity.

NAB Personal Loan – Personal loan

  • Loan Type Personal loans
  • Interest Rate 10.6918.69% p/a
  • Loan Amount up to $50,000
  • Repayment 1 year to 7 years

Benefits of NAB Personal Loan

  • Get your loan on the same day
  • Quick online loan response
  • Flexible rates options
  • Easily compare loan terms

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

National Australia Bank – affordable personal loans, fast!

Their personal loans are easily accessible through their online platform or by visiting them at one of their many branches.

The online loan application is quick and it only takes a few minutes. Upon approval, you can have the loan amount, paid into your account on the same day. Their online platform has been designed for quick document acceptance when you upload your personal documentation. Their loans carry no exit fees if you decide to repay your loan sooner than the agreed upon time frame.

Qualifying criteria for a personal loan

  • You must be 18 years or older
  • You must be able to afford the loan - they do not offer loans for bad credit
  • You must have a permanent income, be it weekly, bi-weekly or monthly

They need the following information from you

  • Loan term that best suits you as well as the loan amount and rate type
  • Email address
  • Contact details
  • Drivers licence number
  • How much do you earn (before and after-tax)
  • Information regarding your assets
  • Detailed information about your credit history and how much you owe
  • If you are an existing NAB client they will need your NAB ID number

After your loan application

They will send you an email promptly to confirm that they have received your application. They will contact you as soon with the outcome of your personal loan application. Once your loan has been approved, they will prepare the loan documents. The loan documents take one business day to prepare. You can visit your nearest branch and sign your loan documents.

Their online loans are easy, fast and secure. They give you so many options when you apply for a loan that they guarantee that you will find a loan option that best suits your financial situation. Get your NAB personal loan today and use it as you please. You can use it for renovations or go on that holiday you have been dreaming about.

man holding thumbs up

NAB Personal Loan is a trusted & reliable provider of personal loans

In our review, NAB Personal Loan adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ NAB Personal Loan is a registered credit provider in Australia: ACL 230686

Customer Reviews & Testimonials

Emergencies always seem to occur at the worst times, thankfully companies like NAB exist and they have been able to help me with more than 1 personal loan to get me out of a bind.

Clarissa R
— Melbourne —

I am all about ease and convenience in my life and that didn't change when I needed to apply for a personal loan. I was fortunate enough to come across National Australia Bank and their online si...

Russell N
— Adelaide —

Great service and value for money when getting a personal loan from NAB!

Penny C
— Brisbane —

With a personal loan from the National Australia Bank, I was able to take back control of my finances which had been a big cause of anxiety in my life, no I have fewer worries and I couldn't than...

Gretchen A
— Sydney —

NAB Personal Loan Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed