Rating based on 34 reviews

Jacaranda Finance

  • Personal loans up to $10,000
  • Low-interest starting from 7.89%
  • Repayment up to 24 months

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Jacaranda Finance homepage
Author Jacaranda Finance. Screenshot of Jacaranda Finance website.
[Accessed April 12, 2018]

Jacaranda Finance - We are transparent and trustworthy

There can be no trust without transparency. Here at Jacaranda Finance, we pride ourselves on our transparency and this is our promise to our clients.

When you take out a loan with us, we will give you detailed information about the cost involved when applying for a personal loan.

We will show you the total cost of your loan upfront. We value our clients and we aim to build a relationship built on trust.

The Jacaranda mission

We aim to provide Australians with an efficient way to get instant loans when they need them. We can help you better manage your cash flow, buy groceries or pay for doctors' bills.

Whatever your reason for the loan is we can help you obtain a fast personal loan. We can achieve this by using up to date technology whilst also complying with responsible lending practices.

Do you need extra cash?

You have come to the right place if you need a little extra cash. We specialise in short-term loans and we understand that a loan that you take out now might affect you at a later time. For this reason, we are committed to helping you get a loan that you can afford.

Your loan can be paid out on the same day as the loan application and you can borrow between $300 and $4,600. We guarantee that we have one of the fastest loan turnaround times in the country.

Loan approval under 60 minutes

We are different from other lenders; we do not follow the traditional form of lending practice. We focus on our main priority. Getting you your money, and we do, we have the fastest loan turnaround time in the country.

Most of our clients have a loan outcome within 60 minutes after applying for a fast personal loan. Unlike a payday loan, our personal loan option gives you flexibility when it comes to repaying the loan.

Short-term personal loan

Any loan that is paid over a shorter repayment term will carry lower interest rates, making it more affordable. We won't charge you a processing fee if your application is unsuccessful and for an added bonus, we will help you find a credit provider that will offer you a fast online loan approval.

If you are successful and you take out a short-term personal loan with us, we won't penalize you if you repay your personal loan early. We are here to help, visit our website and apply for a personal loan today.

Jacaranda Finance will help you move forward in life

Regardless of the outcome of your loan application, we aim to help you move forward in life. We will still give you valuable information and as mentioned, we can help you find a lender to obtain a loan from if you don’t qualify for a loan with us.

When you apply for a loan with us, we will treat you with respect and compassion. We understand that your credit history can misrepresent you and therefore we also offer bad credit loans.

Jacaranda Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 7.89%
  • Loan Amount up to $10,000
  • Repayment 12 months to 24 months

Benefits of Jacaranda Finance

  • Get a loan even with a bad credit rating
  • Affordable vehicle finance options
  • Apply for a personal loan online
  • Consolidate your debt and become debt-free

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Jacaranda Finance – We believe in second chances

At Jacaranda Finance we aim to keep the loan process as simple and fast as possible, to offer you maximum convenience.

We specialise in personal loans that can be repaid over a term of maximum 12 months. Visit our website and use our loan calculator to determine the cost of your loan before you apply.

How do I qualify for a personal loan?

You must be at least 18 years old and have permanent residency in Australia. Furthermore, you must have a regular income that is paid into your bank account. You will be required to have a valid email address and mobile number.

I receive Centrelink, can I apply for a personal loan?

Yes, you can. We provide quick loans to clients on Centrelink. We understand that traditional lender won't approve you for a loan, but at Jacaranda Finance we make it easy for anyone to obtain a loan.

Centrelink payments, we accept:

  • Disability pension
  • Carer’s allowance
  • Widow/widower allowance
  • Family tax benefit
  • Farm household allowance
  • Veteran allowance

Centrelink clients can apply for a loan amount that ranges between $300 and $4,600. The amount you will qualify for will depend on your personal finances. As a responsible lender, we will only lend you an amount that you can afford.

Apply for a Jacaranda Finance emergency loan today to get the cash you need fast

Customer Reviews & Testimonials

A very nifty website that let me do my entire application online and I didn't even have to wait long for approval, granted the money took 3 days to reflect in my account.

Callum H
— Newcastle —

Low fees, affordable interest rate and flexible repayment terms - what more can I need?

Carly F
— Townsville —

To the point loan application and approval, the money was in my account within 24 hours.

Jacob P
— Victoria —

Jacaranda Finance Contact

Physical Address

Postal Address

  • PO Box 370, Indooroopilly, QLD, 4068, Australia

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 16:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed