Harmoney

The Australian & New Zealand economics markets are conquered by some of the greatest lucrative financial service providers the world has to offer.

Mainly unopposed and fixed, the banks have gained huge proceeds while leaving Aussies and Kiwis with minimal in the way of another course of action.

Harmoney will revolutionize P2P lending

Peer-to-peer loaning marketplaces have been unsettling the customary finance market everywhere in the world by means of technology to minimize the cost of financial intermediation, and passing the profits to clients. We carried out the transformation to New Zealand in 2014, and now we're conveying it to Australia.

We erected Harmoney from the foundation and have produced an improved monetary experience. The reason we say it is enhanced is due to the fact that it’s branchless. Furthermore for the reason that it’s a clear, two-sided market as well as better because it’s not attentive on organizations, but on the general public.

Let us help you

With money, people can change their lives if only they realize that money has the power to work for them. The only time money will not work for you is when you don’t respect it. You need to realize that money can only change the mentality of an individual who is ready to transform.

We have confidence that peer to peer personal loans are altering the method that the world lends and capitalizes in profits. We believe we have brought that change. With that said, the only thing that is left to say is… welcome to Harmoney.

The amount of money you borrowed as well as the time you have chosen to pay your credit advance plan will be chosen by the client.

However, Harmoney has a monthly repayment plan as far as personal loans are concerned. There are four steps in our personal loan process and these include:

Step 1: Apply for the personal loan

Debtors complete the swift and up-front advance application process.

Step 2: Assess the appropriateness of the client

Harmoney measures the fitness of each debtor and allocates an interest rate grounded on their individual conditions.

The circumstances will not be the same and that is why the interest rate will never be calculated in a similar manner.

Clients don’t earn the same salary and don’t have the same debts. Therefore, the calculations will not be derived from similar reasoning.

Step 3: Capitalize on the personal loan

Stakeholders select advances to advance in, spreading their resources diagonally from hundreds or even thousands of finances.

Step 4: Repay the personal loan

Debtors can then pay the scheduled fixed payments on their long or short term loans, and depositors earn regular revenues.