Rating based on 8 reviews

ANZ Personal Loan

  • Personal loans up to $50,000
  • Low-interest starting from 12.45%
  • Repayment up to 7 years

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ANZ homepage
Author ANZ. Screenshot of ANZ website.
[Accessed May 2, 2023]

ANZ - Get a fast personal loan

ANZ has a heritage that started 180 years ago. Throughout the years ANZ has grown into a reputable bank with superior quality services and products including banking services, car loans, personal loans, investments and more.

These days ANZ is one of the 5 biggest companies in Australia and the number one bank in New Zealand. Their market capitalisation amounts to total assets of $896,5 billion.

The ANZ purpose

They strive to shape a world where people and communities thrive. From their earliest days in 1830, they have been focusing on unlocking opportunities for individuals, businesses and communities. They encourage sustainable growth because they understand the changing technologies, climate globalisation.

They keep up to speed with changing trends and aim to change their approach to banking as individual needs change by offering loan applications online as well as online banking options. They help individuals and businesses grow by turning savings into investments, they build small businesses into large companies and evolving old industries into new industries.

They build relationships that create value

By connecting individuals and businesses, they play a leading role in the workplace by creating a strong, cohesive, and vibrant community. 

They have quality customer services

They use strong New Zealand and Australian foundations, a distinctive geographic footprint and leading services in the market to meet the needs of their clients.

Their strategies include creating the best bank in New Zealand and Australia, building a global market and establishing the digital-ready infrastructure to create the highest quality customer experience.

They understand that to earn their clients' trust they must continually raise their standards of products and services.

Transparency is their priority

They pride themselves on their transparency in every transaction. They guarantee that you will only receive superior quality customer service from them and you won't find any hidden fees.

Visit their website and use the personal loan calculator to help you determine the total cost of your loan. Need advice or have questions? One of their expert consultants can help you with whatever you need.

Choose your rate fixed or variable

  • Variable loan rate: you have the freedom to repay your loan early without any exit fees and you also have the flexibility to increase your loan amount.
  • Fixed loan rate: this option gives you the certainty that your repayments won't change, giving you control over your budget.

ANZ – Personal loan

  • Loan Type Personal loans
  • Interest Rate 12.4515.99% p/a
  • Loan Amount up to $50,000
  • Repayment 1 year to 7 years

Benefits of ANZ

  • Choose between loan options
  • Flexible repayment terms
  • Unsecured bad credit loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

ANZ – Loan options designed to meet your needs

They have an extensive range of loan options for you to choose from. They have loan products that are affordable and suits your individual financial needs.

When you apply in one of their many branches between Monday and Friday you can expect your loan to be paid out to you on the very same day.

Why choose an ANZ personal loan?

  • Their quick loans suit individual needs – whether you need money for emergency expenses, a holiday or to buy a new car, they will have a loan solution for you.
  • Convenient and flexible loans – they can help you work out exactly how much your loan will cost you, as soon as you have been approved for a loan they will transfer your funds, helping you to manage your cash flow better.
  • They have a great reputation – over the years they have served many satisfied customers with loan and banking solutions and they are currently the top bank in New Zealand.

Debt consolidation loan option

If you feel that you have too much debt and that you can no longer afford your monthly payments than their debt consolidation loan option is a solution for you. They will negotiate better repayment terms with your creditors and structure your debt into one affordable payment. With this loan option, you can choose between fixed and variable interest rates. This loan option is a long-term solution to help you get rid of debt as well as stay out of debt.

ANZ bank has more than 180 years of banking experience. Get a personal loan from New Zealand's number one bank and you are guaranteed to get the best customer service and well loan and banking products.

Customer Reviews & Testimonials

Loving that everything can be handled online, including automatic repayments!

Avinash P
— Canberra —

ANZ makes it very easy for the average person to get their hands on finances that otherwise might have been harder to come by.

Azeem H
— Melbourne —

ANZ Contact

Physical Address

Opening Hours

  • Monday 11:00 – 15:00
  • Tuesday 11:00 – 15:00
  • Wednesday 11:00 – 15:00
  • Thursday 11:00 – 15:00
  • Friday 11:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed