Bank of Queensland – A reliable credit provider
The Bank of Queensland (BOQ) is one of Australia's leading banks and they are also almost a handful of banks not owned by bigger banks. Our branches are run by local owner-managers.
What this means is that each manager runs a small business making it possible to give clients superior customer service. One of our biggest priorities is to create long-term relationships with our customers based on respect and understanding.
Simple, easy to understand products
We have opened more than 190 branches nationwide since we opened our doors in 1874. We use our years of experience to develop easy to understand personal loan and banking products to help our clients with their financial needs. We offer a wide range of services and products to clients and businesses. We have proven that it is possible to love a bank.
Virgin Money Australia
BOQ operates under several brands including Virgin Money Australia which offer a broad range of products and services to individuals as well as businesses. Virgin Money Australia is a retail financial service that provides a range of affordable products and is a great alternative to big banks. Virgin Money is an independent company that operates within our banking group.
BOQ Loans up to $40,000
At BOQ we specialise in the asset, cash flow and structured business finance solutions. We are a mid-market credit provider and we have served countless customers with financial solutions.
We believe in creating long-term relationships and have shared goals with our clients. We proudly supply finance to businesses and we want to see you succeed and grow your business.
St Andrews insurance
St Andrews is a leading provider of insurance and life insurance. We are proud of our partnership with St Andrews, together we deliver innovative insurance solutions to clients and corporate partners.
There is a wide range of insurance products to suit every lifestyle and individual needs.
Our personal loans are great for any type of payments from emergency expenses to planning your next holiday. With a personal loan, you get a range of benefits.
You can make unlimited repayments with no early repayment fees. You can qualify to borrow an amount of minimum $3,000 with a loan term that ranges between and 5 years. The maximum loan amount you can qualify for is subject to your personal financial situation.
BOQ Personal loan
- Loan Type Personal loans
- Interest Rate from 10.99%
- Loan Amount up to $40,000
- Repayment 1 year to 7 years
Benefits of BOQ
- Lower interest rates and fees
- Easy online loan applications
- Competitive interest rates
- Affordable business finance
Bank of Queensland – A bank you will grow to love
We understand that everyone has different financial situations and needs, and therefore we have designed our quick loans around these specific needs.
It is easy to apply for a loan, you can visit us at one of our branches or visit our website and apply online.
Secured personal loans
Our secured personal loan option uses an asset you own as security when you apply for a loan. These loans come with very low-interest rates and you can qualify for a loan amount between $5,000 and $50,000.
Unsecured personal loans
An unsecured personal loan does not need any security when you apply for the loan. The loan amount that you can qualify for is lower than that of the secured loan with a slightly higher interest rate. You can borrow between $3,000 and $40,000 and choose between a flexible or fixed interest rate.
You can qualify for a loan if:
- You are over 18 years old
- You have never been bankrupt
- You have a regular income
- You are a permanent resident
Follow these 3 effortless steps to apply
- Visit our website to find out how to apply for a loan and inquire about a loan
- Contact us on 1300 583 046
- Find your nearest branch
To get these documents ready
- A copy of your ID
- Employment details and contact numbers
- Financial details, including assets, expenses and debt
At the Bank of Queensland, we offer you much more than just banking and long and short-term loan products, we offer you solutions that fit your individual needs. Our loan options come with a range of benefits, don’t look elsewhere, apply for your personal loan with us today.
BOQ is a trusted & reliable provider of personal loans
In our review, BOQ adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, as well as the National Consumer Credit Protection Regulations 2010, where the granting the loan will not cause financial distress to the consumer.
BOQ is a registered credit provider in Australia; ACL 244616
Customer Reviews & Testimonials
Super straight forward personal loan, quick application, and same day payout.
— Darwin —
For a quick financial injection to help you through a hard time, I advise getting a personal loan from BOQ. They are fairly priced and have easy repayment options to suit any wallet.
— Perth —
I like that I can repay my loan within anywhere from weeks or months from now depending on my circumstances.
— Melbourne —
- Shop 1, 10 Spring Street Sydney NSW 2000 Australia
- Get Directions
- Bank of Queensland GPO Box 898, Brisbane, 4001, Australia
- Monday 09:30 – 16:00
- Tuesday 09:30 – 16:00
- Wednesday 09:30 – 16:00
- Thursday 09:30 – 16:00
- Friday 09:30 – 17:00
- Saturday – Closed
- Sunday – Closed