Rating based on 14 reviews

Wallet Wizard

Updated
  • Short-term loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 18 weeks
Wallet Wizard homepage
Author Wallet Wizard. Screenshot of Wallet Wizard website.
[Accessed May 2, 2023]

Wallet Wizard – Let them help you regain control over your finances

Don’t you wish that you had a magic wand and could just make money appear in your wallet when you need it most?

Well, at Wallet Wizard it will seem like you do, their application and approval process is so fast that you will be forgiven to think there is a little bit of magic at play.

Whatever you need the cash and whatever you need it for, they have the short-term loan solution to cover your needs. Their friendly money wizard consultants will be happy to help you through the online application process and answer any questions that you might want to ask.

Their loans are paid out fast

Their fast loans are unique as you will have access to the balance of the loan that you have paid back, making the magic last a little longer when you need it to. Redraw the cash that you have repaid and started the process again in a revolving loan style.

Technology wizardry

They know that you don’t have time to waste going into the branch or spending hours on the telephone talking to a computerised system. You need the cash and you need it quickly that is why they pride themselves on the speed that they process your online loan application the latest technology acts like a magic wand and determines in an instant if you are eligible for a loan. This amazing technology will take your current circumstances into account and design a loan that is specifically made for you. 

Free loan applications

To apply for a loan is 100% free and obligation free. You will not be charged an initiation fee or monthly management fees. You will be charged interest on the unpaid portion of your loan.

Tailor-made financial solutions

In addition to their short-term loan service, they offer fast cash loans, smart loans, online loans and bad credit loans that are specifically designed for your current financial circumstances.

They encourage you to compare them with other lenders because they know that you won’t be able to find a better deal and want you to see firsthand just how much money you can save with wallet wizard. 

How it all works

Choose to borrow between $500 and $5000 and have ongoing access to the amount of the loan that you have repaid that means you can keep topping up your loan. The repayment terms are tailor-made to suit your situation and takes into account your individual circumstances. To make your life even simpler they can arrange to match your loan repayments to your payment frequency. By arranging a direct debit on your account, you will never have to worry about skipping or missing a payment.

1, 2, 3 Magic

Follow the 3 magic steps and your short-term loan will soon be on the way to your wallet. Simply:

  1. Complete the online application form by providing some details about your fiancés and your income. Use their completely automated system to link your bank statements to save you time and effort.
  2. Sit back and watch the magic happen. Their magic wizard engine will work its magic and confirm your credentials, it will work out exactly what your credit limit should be and how much you can afford to borrow. Read then agree to the contract and sign the agreement online.
  3. The magic part is once your emergency loan application has been approved, they will transfer the money to your account within 60 minutes.

Wallet Wizard – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 2 weeks to 18 weeks

Benefits of Wallet Wizard

  • Get a quick line of credit
  • Simple online loan applications
  • Flexible repayment terms

Short-term loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Wallet Wizard – Short-term loans with added benefits

Their personal loans range from $500 to $5000 what makes their loan system unique is the fact that you are able to redraw the balance that you have paid on the loan.  

To apply for a wallet wizard loan you will need to:

  • You will need to supply your internet banking details to get started this will give them access to view your bank statements over the past 90 days so that you don’t need to get them from the bank yourself and so that they can process your loan application even faster.
  • You will need to supply 2 forms of identification, this can include your driver’s license, Medicare card or passport.
  • They will need your BSB and bank account number so that they can easily deposit your money to you.
  • You will need to supply your personal details, including your name, date of birth and employment information.
  • You need to be at least 18 years old to apply for a loan.
  • You need to an Australian citizen and have a stable source of income.

Loans that you can rely on

They offer short-term loans that you can trust, their loan contracts are completely transparent and they won’t trap you with hidden fees and surprise charges. All their fees are listed and if you need help or clarification one of their consultants will happily assist you.

Contact them

To speak to one of their loan wizards or ask them a question fill in their contact form and they will contact you.

man holding thumbs up

Wallet Wizard is a trusted & reliable provider of short-term loans

In our review, Wallet Wizard adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Wallet Wizard is a registered credit provider in Australia: ACL 400871

Customer Reviews & Testimonials

I needed money urgently and the emergency loan was approved in 60 minutes.

Hazel K
— Alice Springs —

No monthly management fees, interest only charged on unpaid portion of your loan. They are very transparent.

Nathaline S
— Maitland —

I needed a short term loan to pay for my varsity fees thank you Wallet Wizard I finished my qualification.

Abigail W
— BunBury —

Wallet Wizard Contact

Physical Address


Postal Address

  • PO Box 4475, Sydney, 2001, Australia

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 16:30
  • Sunday – Closed