Rating based on 4 reviews

Fair Go Finance

  • Short-term loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 7 months

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Fair Go Finance homepage
Author Fair Go Finance. Screenshot of Fair Go Finance website.
[Accessed May 2, 2023]

Fair Go Finance - Take back control over your finances

Life is unfair enough without you being taken advantage of in your time of need.

Fair go Finance was developed because they saw how lenders took advantage of those that needed a loan. While banks and other traditional lenders are quick to decline loan applications because of a bad credit score or credit history they offer blacklisted loans and more.

Affordable repayment terms

They wanted to give customers a fair chance at finance by making financial solutions available to those that need them and helping through every step of the way. They want to assist you in taking back control of your finances and help you make better money decisions in the future. If you have a good credit score and a good credit record, they will reward you with very affordable repayment terms.

Their passion

Their passion is to bring you a short-term loan at fair prices and give everyone a fair chance at obtaining a loan no matter of your previous credit history. Their staff is standing by to help you through every step of the online application process or if you prefer, you can use their online chat function to get the answers you are looking for in real time. To help you move forward, they will help you fix your credit rating with their IVF treatment plan.

Loans up to $2,000

Their loans range from personal loans, cash loans, medium loans, bad credit loans, bond loans, holiday loans, quick loans, online loans and loans for medical expenses or vet bills as well as many more they are sure to have the loan solution to suit your needs.  

Their small short-term loans allow you to borrow from $500 up to $2,000 choose between repayment terms of between 3 months and 7 months, then use the slider to determine how much you would like to borrow and for how long.

Short-term loans

This is an unsecured loan, this means that you won’t need to put up any form of collateral. They offer loans to those clients that have a good credit score as well as those that have a bad credit score.

The loan can be used for anything that you like. If you need to borrow more than $2,000 they have solutions available.

Best value to give you a fair deal

Their loan service was designed to give you a fair chance at obtaining a loan, they carry this fairness over to their fees by offering you better value personal loans. If you are a repeat customer, they will reward you by discounting their fees further every time that you apply.

Fair Go Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 3 months to 7 months

Benefits of Fair Go Finance

  • Affordable short-term loans
  • Flexible repayment terms
  • Choose between loan options

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Fair Go Finance - Get your short term loan fast

Once you have applied for short-term loan online and your application form has been approved the money will be transferred into your bank account within 30 minutes.

All their short-term loans:

  • Have fixed repayment terms so that budgeting each month is simple and straightforward
  • There are no hidden fees and they encourage you to pay off your payday loan early and there are no penalties that will be charged.
  • They don’t charge you an interest fee. You will only be charged an establishment fee and a monthly account management fee.
  • They are a responsible lender and will be fair in their assessment of your financial situation

Do you qualify for a loan?

The following criteria are necessary for you to Apply for a fair go finance emergency loan:

  • To apply you will need to be at least 18 years old
  • You will need to be a permanent Australian resident
  • You will need to supply proof of your income and your employment details
  • You will need a bank account for the money to be paid into
  • You will need to supply proof of your identification

Repeat customers reward system

Their repeat customers reward system will help you reduce your monthly payment fees when they determine that you are reliable at paying off your loan. Other benefits include:

  • A lower monthly fee charged on your loan
  • A reduced establishment fee
  • An even faster online loan application and approval process
  • You may qualify to borrow more money depending on your affordability

How can you get a loan?

Simply log onto their website and supply them with your personal details. Use the sliders to determine how much you would like to borrow and for how long. They will give you an outcome within a few minutes and once your loan application has been approved they will transfer the money into your account within 30 minutes.

Paperless system 

There is no need to make hard copies of your supporting document or pay slips as the entire process can be completed online so you are saving the planet one click at a time instead of printing everything out.

man holding thumbs up

Fair Go Finance is a trusted & reliable provider of short-term loans

In our review, Fair Go Finance adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Fair Go Finance is a registered credit provider in Australia: ACL 387995

Customer Reviews & Testimonials

Repeat customers reward system is a good initiative. My monthly instalments fees were reduced. Thank you for the affordable repayments.

Leah S
— Albury —

I was impressed about the fast application. I completed everything in an hour. Thank you. You are really “fair” as your name says.

Daniel E
— Geelong —

I do not like queues; paperless system was a great application method for me. Their online application was simple and easy to understand.

George G
— Toowoomba —

Fair Go Finance Contact

Physical Address

Opening Hours

  • Monday 07:00 – 15:00
  • Tuesday 07:00 – 15:00
  • Wednesday 07:00 – 15:00
  • Thursday 07:00 – 15:00
  • Friday 07:00 – 15:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed