Rating based on 34 reviews

Australian Lending Centre

  • Short-term loans up to $5,000,000
  • Low-interest starting from 0.25%
  • Repayment up to 30 years

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Australian Lending Centre homepage
Author Australian Lending Centre. Screenshot of Australian Lending Centre website.
[Accessed May 2, 2023]

Australian Lending Centre - They have the best deals on loans

The Australian lending centre has been in the business of granting loans for over 30 years they are a well-established company that has a great relationship with all the leading lenders.

This enables them to provide you with the best terms and the most affordable loan that they can offer you. Chris Riotto is the managing director of the Australian lending centre he employs 15 highly trained mortgage and lending specialists.

The best deal available

Chris has second company AMR investments which specialise in short-term loans. Chris is a well-known businessman and a board consultant to the Finance Brokers Association Australia (FBAA) and for this reason, he is the perfect person to help you secure you the best deal on a loan.

Chris was nominated as a finalist in the Australian Mortgage Awards 2008. Over the past 30 years, they have assisted thousands of Australian citizens to secure loans and take back their financial futures. Their clients often return to them to get loans when they need them as they realise that they give them the best deal and the most professional customer service.

Fast professional service

At ALC Loans they keep you informed every step of the way and are there to answer any questions that you may have during the process.

Once your loan application has been approved they will deposit the money directly into your nominated bank account.  They have a wide range of loan products to suit your budget and your individual needs as well as helpful loan calculators for you to use on their website.

You don't have to wait for your money

If you need quick cash in a hurry then a quick loan could be the loan that is right for you. Their quick loans are exactly that, quick and easy.

When life throws you a curve ball and you need cash in a hurry to pay for a medical expense, car repair or overdue bill, they understand that you need the money quickly and that you can’t wait for the money for very long.

To help take the effort out of applying for a loan they have made the application process as simple as possible. Apply online, get your outcome almost immediately, then have the cash paid directly into your bank account on the very same day. 

How it works

The application process takes as little as 60 seconds for you to apply online. They have gotten rid of all the paperwork and their friendly consultant is there to assist you if you need help during any step of the process.

Once your short-term loan has been approved, they will pay the loan amount into your account so that you can pay that pesky bill that has been keeping you up at night.

To pay back the loan is just as quick and easy. Simply pay back the loan in one quick, easy payment. The amount that you will be allowed to borrow will be determined by your risk profile and affordability.

Bad credit no problem

If your credit score is low or you have a bad credit history, they might still be able to assist you with a bad credit loan. They don’t penalise you for your past mistakes and if there is a way to grant you a loan, they will do everything in their power to assist.

Australian Lending Centre – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 0.25%
  • Loan Amount up to $5,000,000
  • Repayment 1 year to 30 years

Benefits of Australian Lending Centre

  • Flexible repayment terms
  • Quick online loan applications
  • Compare bad credit loan options
  • Free financial advice and tips

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Australian Lending Centre - They have the fastest loan turnaround times

Their short-term loan solutions allow you to borrow money over a short period of time with easy repayment terms that you can easily make without financial strain. Banks are notorious for making you wait, either in long queues or for your money to be paid out eventually.

At the Australian Lending Center, they understand that you need the money and you need it now, so they aim to have the fastest turnaround time from when you apply to when you have the cash in your hand. 

You decide how much you want to borrow and how long you will need to pay back the loan. They take your personal situation into account when granting their personal loans because everyone has different needs and requirements.

The short-term cash injection

Not only do they offer personal short-term loans but if you are a business owner they can offer your business a short-term cash injection.

They can assist your business and help you to reinvest in your company. This business loan can be used for paying business expenses, increasing your business working capital or for quick business expansion into new markets.

No credit check short-term loans

Even if you have bad credit you can still apply for a short-term personal or business loan as they do not perform a credit check, this will increase your chances of your loan application being approved.

Consolidate your debt

The Australian Lending Center is there to help you manage your debts and take back control over your finances. They offer a wide range of products through their financial partners to help you get back on top. Either consolidate your debt into one easy to manage loan, use a home loan, car loan or personal loan to pay off your creditors so that you will only have to pay back on the loan and not multiple creditors. This will save you from paying late fees or skipping payments.

Debt management plan

Their debt management plan will assist you in enrolling you in their credit counselling program. They will assist you with:

  • Reducing your monthly repayments
  • Lowering your interest rate
  • No need to risk their assets as collateral
  • Avoid taking out a personal loan to consolidate your debt

They can talk to your creditors for you to ensure that they get you the best settlement deal and that the repayment terms are favourable.

Advice when you need it most

If you aren’t looking to consolidate your debt, but would just like a few financial pointers or if you need advice regarding your finances, call them today and one of their financial specialists will gladly assist you in any way that they can.

 Apply online to see if you qualify for a loan completely obligation free. 

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Australian Lending Centre is a trusted & reliable provider of short-term loans

In our review, Australian Lending Centre adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Australian Lending Centre is a registered credit provider in Australia: ACL 389119

Customer Reviews & Testimonials

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Australian Lending Centre Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed