Rating based on 36 reviews

Cash Loans Melbourne

  • Short-term loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 4 weeks

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Cash Loans Melbourne homepage
Author Cash Loans Melbourne. Screenshot of Cash Loans Melbourne website.
[Accessed May 2, 2023]

Use Cash Loans Melbourne for fast online loans

Cash Loans Melbourne takes the hassle out of getting you the money you need when you need it. There is no need to fill in any paperwork as their system is paperless.

There is no need to schedule time out of your busy day to arrange to come into one of their branches or meet with a consultant or answer embarrassing questions about your finances. Their system makes a decision quickly and lets you know if your quick loan application has been approved or declined within a few seconds. You don’t need to tell them what you need the money as their loan can be spent on whatever you like and there are no restrictions attached to them.

Cash Loans Melbourne is there to help you

Cash Loans Melbourne will help you take control of your financial future and get the most out of the loan that you applied for by offering you free financial guidance and advice. Their contracts were designed to be transparent and are written so that they are very easy to understand, their fees are transparent and if you have any questions their team of highly trained friendly consultants will be happy to assist you in whatever way you need.

Their mission

Their mission is to provide you with the best personalised service and grant you the short-term loan that you need as fast and with as little fuss as possible. They believe that loans should be easy and they plan to keep them that way.

Unsecured short-term loans up to $2,000

They offer cash advances and short-term loans of up to $2000 this is an unsecured short-term loan agreement and this must be paid back within 4 weeks.

Repayments will be automatically debited from your account so you never have to worry about missing a payment.

To qualify for a short-term cash loan you will need:

  • To be a resident of Australia and an Australian citizen
  • You will need to have a bank account that the payday loan can be paid into
  • You need to earn at least $1500 per month that is paid into that bank account
  • You will need to provide us with a 90-day bank statement
  • You need to supply a valid e-mail address so that they are able to contact you

The loan approval process

They are a responsible lender and comply with all the rules and guidelines set out by the Australian Government. They will conduct a credit check to make sure that you can afford to repay the loan without causing you financial strain.

Once they have determined your affordability, they will send you a personal or bad credit loan offers via e-mail. All you need to do is accept the contract and sign it online.

Cash Loans Melbourne – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 1 week to 4 weeks

Benefits of Cash Loans Melbourne

  • Quick online loans
  • Get approved fast
  • Choose your loan amount

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash Loans Melbourne - Fast online loan application

To apply for a loan you will need to supply the following supporting documents. You will need to provide a copy of a bill that is in your name and was posted to your residential address in Australia.

They will need a copy of your driver’s license or your Passport. They will need a copy of your most recent payslip and a copy of your last 3 months bank statements.  These can easily be uploaded straight to the website by using their upload function.

Short-term loans

A personal cash advance refers to a small amount of money that is loaned to their customer on a short-term basis this is known as an unsecured loan. They determine if you can afford the loan by looking at your income and personal circumstances. They will run a credit check, but when looking at your credit history, they will take into account your current financial circumstances. If you receive Centrelink benefits you may still qualify for a short-term loan. Cash advances must be repaid within 4 weeks.

Do you really need a loan?

  • Relying on emergency loans can become a problem if you don’t manage the loan correctly, so they advise that you exhaust all other options before you decide to apply for a loan.
  • If you need help with your finances and have financial questions and concerns they encourage you to call 1800 007 007 to speak to an independent financial counsellor for free to help you better manage your finances.
  • Talk to family or friends about lending you a bit of money to make ends meet or call your phone, gas or water provider to negotiate a better payment plan.

You're having problems uploading your bank statements      

If you are having problems uploading your bank statements via or portal then please let them know by calling 03 9725 4977 so that they can assist you and help you determine the problem.

Can you pay off your loan early?

If you want to pay back your loan early they encourage you to go right ahead they will not charge you any penalty fees or additional charges.

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Cash Loans Melbourne is a trusted & reliable provider of short-term loans

In our review, Cash Loans Melbourne adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Cash Loans Melbourne is a registered credit provider in Australia: ACL 389799

Customer Reviews & Testimonials

I was able to apply for the loan during my lunch at work. Very convenience.

Nil W
— Adelaide —

The consultant was very helpful.

Leon B
— Naracoorte —

I must say their contract was very clear and transparent.

Isabelle L
— Adelaide —

Cash Loans Melbourne Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 12:00
  • Sunday – Closed