Rating based on 42 reviews


  • Personal loans up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

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Author Credit24. Screenshot of Credit24 website.
[Accessed April 12, 2018]

Credit24 - Get a loan fast

We are an Australian company based in Sydney. Our company was established in 2012 and since then we have supplied Australians with simple, flexible and personalised loan options.

At Credit24, we have designed our loan process to have easier online loan applications that are available to more clients. We strive to keep our loans 100% online helping you to access a loan that is secure and hassle-free.

Simple personalised financial solutions

Credit24 is owned by IPF Digital who is the leading online lender of short and medium personal loans in Australia. We strive to meet the changing financial needs 2.5 million Australians across 12 international markets. We have businesses in 12 international locations and with our 10 years’ expert credit experience, we can supply you with simple personalised financial solutions. You can trust us to be a secure and responsible credit provider.

With us, you will get excellent service

At Credit24 we pride ourselves on excellent customer service. We strive to deliver the best service experience for all our customers. Our service agents are available from 8 am to 8 pm on weekdays and 9 am to 5 pm on weekends, to assist you with any questions you may have. Our expert agents can also give you valuable advice on all long or short-term loan options.

Personal loans up to $10,000

At Credit 24 we understand that your privacy is very important and thus we have security measures in place to protect your personal information when you apply for a loan with us online.

We collect, store and use the information you give us with the highest confidentiality. Our quick loan application is easy and you can have the money you need in no time at all.

Simple & fast personal loans

Loan applications at banks can be very time consuming and that’s why we have simplified our loan application to offer you maximum convenience and save you time.

We understand that when you need a loan, you have no time to waste. Visit our website and fill in the application form that only takes a few minutes to complete. Our personal loan applications are hassle-free and you would not have to deal with queues and endless paperwork.

Fast turnaround times on loan approvals

We take the stress out of getting an emergency loan when you need money fast. You can apply for a loan at any time but if you apply during our business hours you can get approved for a loan and get paid out on the very same day.

Credit24 – Personal loan

  • Loan Type Personal loans
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 3 months to 36 months

Benefits of Credit24

  • The online applications are quick and easy
  • Get a quick line of credit
  • Apply 100% online

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Credit24 – Fast & reliable loans

At Credit24 we strive to build lasting relationships with our clients. We are reliable and our loans are paid out fast.

Whatever your financial situation, we can find a loan option that is suitable and affordable for you - be it a student loan or a loan for a medical emergency.

Get flexible rates

We want to give every client who applies to us a chance to reach their financial goals. With us, you can get longer repayment terms than you would get with any other lender. We have no inflated rates and you won't find any hidden costs. We have developed a range of flexible terms for you to choose from. You can repay our loan weekly, fortnightly or monthly.

You can't beat our interest rates

Our short-term loans are personalised and the interest rates that our loans carry is very competitive in the financial industry. You won't be able to find another lender with low-interest rates like we have. Our loans are unsecured and we have a 100% online loan application process.

Why choose Credit24?

  • 100% online loan application
  • No lock-in contract – you can change your payment plan throughout the loan term
  • Fast loan approvals
  • We are a responsible credit provider
  • Flexible loan options to choose from

Personal loans up to $10,000

Whatever you need a loan for we have you covered. You can qualify for a loan amount between $100 and $10,000 with a loan term that ranges between 3-36 months. You can use our online loan calculator to determine the exact cost of your loan this includes the added interest on your loan.

You must meet the following criteria to qualify for a loan:

  • 18 years or older
  • Permanent employment
  • Salary is paid into your bank account
  • Permanent Australian citizen
  • Earn at least $600 per month
  • You must have a good credit history

We will also need:

  • Your mobile number and email address
  • A copy of your driver's license
  • Paper or digital copy of your bank statements

Apply for a personal loan at Credit24 and get your money today. You will benefit from our fast loan approval times and quick payouts. Visit our website and we will help you get back your financial freedom.

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Credit24 is a trusted & reliable provider of personal loans

In our review, Credit24 adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

Credit24 is a registered credit provider in Australia: ACL 422839

Customer Reviews & Testimonials

I made the smart choice when I decided to get my personal loan from Credit24. They have provided me with excellent customer service and an affordable product.

Hillary P
— Sydney —

Credit24 is a very trustworthy lender - they have fulfilled their promises by giving me low-interest rates and paying out my money on the same day as each application. I am very satisfied with th...

James G
— Melbourne —

Very friendly and proficient staff who were able to resolve my issues in a timely manner. Credit 24 was a good choice for my personal loan!

Bonnie H
— Adelaide —

In my time of crisis, I was able to get a personal loan from Credit 24 without much hassle. Their application process was easy to complete and I was able to submit supporting documents online and...

Madeleine Q
— Canberra —

Credit24 Contact

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Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 09:00 – 17:00
  • Sunday 09:00 – 17:00