Rating based on 36 reviews

Club Money

  • Payday loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 365 days

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Author Club Money. Screenshot of Club Money website.
[Accessed May 3, 2023]

Club Money - Quality payday loan solutions

Most people are of the belief that customers can only start getting rewards and discounts when they have shown how loyal they are to that brand or due to the duration of supporting the product or service.

Club Money offers clients 1-month interest-free and 25% off monthly fees. This means for a month of your payday loan duration, there will be a month where your loan is not charged any interest and where you receive a discount of 25% on monthly dues.

Documentation requirements  

Any quick loan that is less than or is exactly $5000 doesn’t require any documentation. As much as that might sound like big money that requires authorisation, they believe they are dealing with honest, mature and reliable clients that know what they getting themselves into. That said, they believe they will maintain their end of the bargain since they have done their bit.

Loan period

Any client who takes up a loan at Club Money has a period of 61 days to 12 months to repay the personal loan. Should he not be able to repay the credit advance on the agreed date, the client will incur additional fees for late-payments and fees of dishonesty and not live up to a promise you made

Loan amounts up to $5,000

A client will have to fill in an online loan application form in order to be considered for a loan. The good thing is that you don’t have to wait because you can apply any time of the day or night.

The maximum amount you can qualify for is $5000. However, you will not automatically get the entire amount. There needs to be a credible process that has been undertaken that will ultimately lead you to get the $5000.

Prerequisites before lending

In order to qualify for a payday loan for Club Money, you have to earn a minimum of $1000 on a monthly basis. They need to be able to see that you have enough money to survive after you have taken up a loan. The client also needs to be above the age of 18 and needs to be an Australian citizen.

Any type of emergency

Club Money will give you a bad credit loan as long as they have been sufficiently furnished with enough reason to believe that their clients will pay for the loan, they are satisfied.

They also believe that if it is an emergency that can’t wait until payday, it has to be something you attend as soon as possible. They are always ready and willing to help their clients during the darkest of days because they know how lonely it is to be without a financial friend when you need him the most.

Club Money – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 61 days to 365 days

Benefits of Club Money

  • Get your loan on the same day
  • Get one-month interest free on short-term loans
  • Their loans are approved fast
  • Quick and convenient payday loans

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Need cash? Club Money can help

Regardless of how big the amount you can borrow might seem, you as the client still have to pay the loan with added interest and fees.

Therefore, it is very important for customers to not borrow large amounts of money if they will not be able to afford the loan let alone repay it.

Loan for all needs

They understand that some months are not the same as others and with that said, you will not be financially capable every day of the year. There are some days that you won’t have the money, maybe because you didn’t work your normal hours at work or maybe something came up that you had to take care of. Whatever the reason might be, you will need extra money at some point in time. Club Money is here to help you with whatever it is that you need to take care of.

Essentially, they believe each and every client that they get into partnership with is mature enough to know what they getting themselves into. Should you not be able to repay a payday loan that you agreed to initially, it is your name that will go to the bad books. That said, seeing that they are doing their bit to help you through your financial crisis, you need to do your part as a reliable payer to ensure that you comply with your financial obligations.

Taking care of your future

Although they may look like they are just like all the other credit advance companies that have rejected you because of your credit record whatever the reason might be, they are anything but. Instead, they are a credit provider that cares so much for their client's financial future that they don’t want them getting into situations that will pose difficult for them to get out of.

Debt is not something that is nice to live by and it is something you can avoid if only you instil a sense of discipline in your budget, spending and short-term loan restrictions.

Team of experts

They have great confidence in the team of professionals that they employ. They know that they love their job and love helping clients get what they looking for in a sense of emergency. They have trained their agents to be able to teach their customers everything they have to know about their emergency loan, their pros and cons and what the policies, procedures and agreements are saying as far as their credit advance is concerned.

Customer Reviews & Testimonials

They have awesome service and they are really friendly and take your needs into account.

Drake H
— Perth —

The application is super easy and not hard at all and it simply takes a few minutes to do the application.

Joe M
— Botany —

Best part about club money is they are there to help you when you need it most and the service is really amazing I recommend them.

Charl S
— Perth —

Club Money Contact

Contact Number



Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed