Rating based on 43 reviews

Australia Payday Pro

  • Payday loans up to $1,000
  • Low-interest starting from 48%
  • Repayment up to 50 days

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Author Australia Payday Pro. Screenshot of Australia Payday Pro website.
[Accessed May 3, 2023]

Australian Payday Pro - Get a payday advance today

Australia Payday Pro is a credit advance provider that is available to help you when you feel like there is no way out.

They know that the days drawing nearer to payday are a bit financially frustrating and that money might be a bit difficult to have. Having said that, when they give you a helping hand with their payday loans, they are ensuring that your life is nothing out of the ordinary.

100% online application

Seeing that technology has made things easier for them, they have taken the initiative of ensuring that everything is fast and convenient for the client as well as their consultants.

Having said that, the online loan application is strictly on an online basis with minimal to no paperwork needed. An online loan application is also faster and less convenient for people that are extremely busy or not a fan of long queues.

Cash deposited same-day

If they find that everything is in the clear, they will then deposit the short-term loan within an hour depending on what time of the day it is. Should it be after 3 pm, the money will reflect on your account on the next business day.

Get your cash on the same day

Clients have to complete an online application where they will be explaining to them all the nitty-gritty about their personal information, employment details and salary information.

The quick loan application is fast and doesn’t take a significant amount of time to complete. You can have your payday loan paid out to you in no time at all.

Review response

They will then review the application sent to them and check if everything is in order. They also verify their client’s credit ratings, their affordability and how they have been paying their personal loans. Taking nothing from bad payers, they take pride in people who value their credit scores and responsible lending initiatives.

24-hour waiting period

After you have applied for the loan, there is a period of 24 hours that you have to undergo which is deemed as a waiting period. This is after the application process has been submitted to them and they have viewed everything that has been brought to their attention. If they find anything out of the ordinary, they will call you and verify whatever it is that needs verification. On the other hand, if everything is clear, they will proceed with the next step of approving your payday loan. After you have been approved, your money will be available in your bank account in no time.

Australia Payday Pro – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $1,000
  • Repayment 15 days to 50 days

Benefits of Australia Payday Pro

  • Get your loan in 1 hour
  • Apply online within a few minutes
  • Apply for a loan with any credit score

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Australian Payday Pro - Fast and convenient payday loans

The whole purpose of lending clients money is so that they can pay them back as soon as their payment has been deposited into their accounts.

Should a customer not be certain if they will be able to fulfil their payment on the date agreed upon in the contract, they shouldn’t apply for a payday loan. As much as you might need a little financial assistance, it is nothing compared to putting a dent in your credit score for a long time. There is a reason why they encourage their clients to adhere to responsible lending. It is better to have a good credit record than a bad name that will take you years to repair.

Application cost

They figured it wouldn’t be fair to charge their clients for applying for a loan on their website. Therefore, there are absolutely no fees incurred when applying for their credit advance options.

Criteria to obtain a loan

There have to be certain requirements that you have to meet before you can qualify for a loan. Clients must be Australian citizens, 18 years or older, have an active bank account and have a solid job earning at least $800. Should you not meet any of these requirements, your loan application will be rendered unsuccessful.

Lenders that can assist

They try their level best to ensure that you get a lender that will be able to help you with your emergency loan application. In the event of having bad credit, they will try and find their clients a lender that can assist.

Poor credit history

Clients with a bad credit history are welcome to apply. Lenders are usually concerned with your ability to repay the loan that you applying for as opposed to your previous credit history.

Payment process

The collection process can be a smooth ride if only the client adhered to his financial obligations. Failure to do so will lend to external creditors dealing with the situation. Additionally, a lender has the right to provide external creditors with your information in the event of failing to settle your loan.

Failure to pay on time

Failure to fulfil your loan obligations will not render you a bad payer but there will be additional fees you will incur. However, they require that you alert them in due course because failure to do so will give them the impression that you were not intending on paying the loan.

Renewal policy

Should you be interested to take up another credit advance, you need to let your lender know before your repayment date. There won’t be any changes in terms of charges. In essence, the faster you pay your loan, the more financially reliable you will be as far as paying your lender is concerned, they won’t have a problem loaning you money in the future.

man holding thumbs up

Australia Payday Pro is a trusted & reliable provider of payday loans

In our review, Australia Payday Pro adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Australia Payday Pro is a registered credit provider in Australia: ACL 434380

Customer Reviews & Testimonials

I can’t thank the company enough for putting me at ease when I applied for my loan and received it. When you are stressed finically its not a great feeling but thank you to the company for my loa...

Joan H
— Perth —

They have the perfect loan for anyone that is looking I recommend them and the service is great.

David W
— Sydney —

The application is Simple and easy that took me a few minutes to fill in and send through for my loan.

Janice G
— Brisbane —

Australia Payday Pro Contact

Contact Number

  • not available


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Physical Address

  • 4/134 Constance St, Fortitude Valley Brisbane Queensland 4006 Australia
  • Get Directions

Opening Hours

  • not available