Rating based on 23 reviews

Payday 24/7

  • Payday loans up to $2,000
  • Low-interest starting from 48%
  • Repayment up to 30 days

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Author Payday 24/7. Screenshot of Payday 24/7 website.
[Accessed May 3, 2023]

Payday 27/7 Professional loan services

When they opened their doors in 2005, they had no idea how much of a game changer in the world of finance they would grow to be.

Today, they have assisted a total number of 1.5 million personal loan customers and the numbers keep getting better. It is good to know that they have people who rely on them. In fact, that makes them work ten times harder knowing that there are customers who have made them their preferred lender.

A tailored and devoted customer service

They go out of their way to ensure that their clients are always happy. They know that they won’t always be able to give them the kind of satisfaction that they need when they can’t give them a bad credit loan at a certain time.

However, their customers are their biggest assets and without them, Payday 24/7 wouldn’t be what it is today.

A freedom of choice

They believe they are dealing with mature people. As such, they would never decide when you should pay them and how much should you pay. Every client that has an advanced option with them has the freedom of choosing their own payment period as well as how long it is going to be valid.

This way, as a customer, you can decide whenever you want to change your arrangements however, everything is at your discretion as the client. By doing this, they are ensuring that customers feel at ease and are not rushed into paying their payday loans as soon as possible.

Simple online loan application

The online application needs to be completed by a client who is interested in applying for payday loan offers. The online application is straightforward and easy to follow through, you will be done in a few minutes.

They need to verify if you are capable of paying for the credit advance option you are applying for. If they find that you have too many debts, they might advise you to reduce some of your credit and they will then try to assist you. It is important that clients only have the necessary debts as opposed to the credit they could have avoided to get.

The money will be deposited into your nominated bank account

Once they are satisfied with everything and you have signed the loan contract agreement, the money will be making its way to your bank account.

It is the responsibility of every customer to read their terms and conditions and ensure that they understand everything that is stipulated in the contract.

Should there be certain parts that they don’t understand, they shouldn’t sign the agreement until they have got a consultant to explain everything to them.

If you sign a short-term loan your contract, they deem that you understand all that is jotted down in black and white.

Payday 24/7 – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $2,000
  • Repayment 16 days to 30 days

Benefits of Payday 24/7

  • Their loan have fast approval rates
  • Convenient short-term cash solutions
  • Apply for a payday online

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Payday 24/7 Apply for a loan anytime

Clients can decide to pay their loan for 16 – 30 days after applying for the credit advance. They are more than welcome to pay their payday loan earlier.

What are the criteria that need to be met for applying for a loan?

  • Clients need to be 18 years or older to apply for an advance
  • Clients need to be Australian citizens or permanent citizens of Australia
  • Clients need to earn a regular income
  • Clients must have a working banking account so that they will be able to deposit the money in that specific bank account their loan application has been approved

The above-mentioned criterion is very important because should a customer not have one of those significant indicators, it may be a problem to continue assisting him with the quick loan. It is important that clients must remember that as much as they try to help them in the best way that they can, they also need to meet them halfway by ensuring that they have the relevant paperwork and requirements that they are looking for. Further to that, they don’t usually ask for a lot of things. However, the requirements that they ask for need to be met for obvious reasons.

When will you receive your money after your loan has been approved?

The money will be deposited into your bank account in an hour.

Customer Reviews & Testimonials

What a lovely easy application to fill in for your loan. I couldn’t have been happier it took a few moments and my application was completed.

Veronique J
— Perth —

Thank you for the support that you have given me when I was applying for my loan. I recommend them to anyone that is looking for a company that cares.

Wayne W
— Brisbane —

Great and reliable service they care about you and your future.

Juan T
— Perth —

Payday 24/7 Contact

Physical Address

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours