Rating based on 38 reviews

Now Finance

  • Debt consolidation loans up to $50,000
  • Low-interest starting from 8.95%
  • Repayment up to 7 years

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Author Now Finance. Screenshot of Now Finance website.
[Accessed May 3, 2023]

Now Finance - Reliable debt consolidation options

They focus on delivering the right personal loan and offer outstanding services to their clients that are seeking debt consolidation solutions to their financial needs.

They are based in Melbourne and accommodate satellite offices in Sydney, Perth, and Brisbane. They are an Australian-owned finance company. They serve clients across all states and districts.

They give a personal touch

Now Finance believes in that personal touch and its approach is to do everything in its power to assist clients that require a personal loan.

They are about providing all their clients with a personal level of service. They see you as somebody and not just another number. A personal advisor is assigned to each client so from day one you will deal with the same advisor during your application process.

They have a hassle-free application process

Now finance loves that things are kept straightforward and hassle-free, from the application process, and repayment period to queries about your account to assist with wider financial difficulties, they will be here to assist in reducing your financial stress and help you move forward.

They offer flexible quick loans to clients, so should you be looking for debt consolidation, travel, home improvement, medical or vehicle purchase, they are able to assist you.

They can help you become debt-free

Their management team is made up of finance executives with years of experience across Australia servicing satellite offices in Brisbane, Perth, and Sydney.

They are also a branch of Wingate, which, is a finance and investment house, and specialises in global equities, private equity, consumer and property finance.

Their principles

They always lend an ear to their clients and work hard at meeting their needs because their clients define them. Uncomplicatedness is at the heart of what they do and they emphasise what matters the most, plus they take pride in everything they do because their clients always come first. Now Finance takes a stand and is always making way for improvement. Honesty is central to whatever they do.

Why choose Now Finance?

They deliver a variety of flexible debt consolidation loans intended to suit your needs, their interest rates on repayments are competitive and flexible, and each application is given personal attention and assessed individually by a consultant, they provide credibility as well as a viable solution to make budgeting easier, their clients have up to eighty-four months to repay their personal loans, you have access to your very own advisor (Australian based) for your personal loan, They are an industry-leading concern that offers personalised services that are tailor-made to suit their client’s needs, their technology allows an efficient 4-step process and you can choose to pay between 18 months and 7 years for repayments.

Now Finance – Consolidation loan

  • Loan Type Debt consolidation loans
  • Interest Rate 8.9516.95% p/a
  • Loan Amount up to $50,000
  • Repayment 18 months to 7 years

Benefits of Now Finance

  • Simple online applications
  • Choose between loan options

Now Finance - Take control over your finances

Take control of your finances and give yourself some breathing space

The golden rule behind debt consolidation is easy. It simply means you consolidate all your debts/loans into one debt consolidation loan, so you only have one regular payment instead of paying a multitude of accounts, managing multiple debts can sometimes be very tiresome and stressful. It’s for this reason Now Finance provides you with the option to consolidate all of your accounts into one easy payment, you can choose to make repayments by monthly, weekly or every fortnight.

Their clients enjoy the flexibility of payment options with their debt consolidated loans, plus it simplifies the management of their accounts. Should you want to consolidate your credit cards, personal loan and any other debts such as store accounts? Now finance can assist and is your solution.

Your benefits include

Your own personal loan specialist will be available and of assistance through the process of settling your other debts. You can potentially consolidate multiple accounts, one regular payment with a fixed amount, and a fixed rate for the lifespan of the loan plus the ending date of settlement.

Eligibility criteria

All applicants need to meet the following criteria for a personal loan with Now Finance:

You must be 18 years or older, you need to be an Australian Citizen or a permanent resident 457 Visa excluded, and you will need to be employed; full-time, part-time, self-employed, (duration of more than one year) or in a casual position (duration of more than one year) there are to be no defaults (paid or unpaid) you may not have a court judgement of being bankrupt and Centrelink proceeds will be considered conjunction with PAYG income. You should also not be undergoing debt counselling

The required amount of the loan should be between $5,000 and $40,000, the required time frame to settle the loan is between 18 and 48 months, joint applications will not be accepted, the only single borrower will be considered, acceptable identification such as current Medicare card, current Australian drivers licence or an Australian Passport current or expired within the last 24 months.

To make sure that you have a smooth sailing process, you could perhaps think of having the following documentation readily available:

You identity document front and back as the one used in your application, proof of income as well as proof of your employment, proof of your expenses such as overdrafts, credit cards and store accounts, proof of residence, details of your mortgage payments and or rental payments.

Customer Reviews & Testimonials

July 2018

Now Finance gave me the convenience and space I needed to be able to tackle my debts head on.

Alex H
— Melbourne —

October 2018

The quick online application made the process faster and less complicated. This was also aided by the loan advisor who guided me throughout the whole process.

Zoey A
— Sydney —

Now Finance Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday – Closed
  • Sunday – Closed