Debt Free Australia

• Lower interest rates
• Credit score repair
• Financial freedom

Table of Contents

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Debt Free Australia - Contact them to find out how they can help you

In a number of cases, you may perhaps be able to secure a personal loan on an unsecured basis but there are lenders that may want security perhaps a car or any worthwhile asset to back the loan.

So in other words, if you stop paying the loan the lender will repossess and sell the asset to recover their debt.

Debt Consolidated loan –personal loan

At times a debt consolidation is not always promoted as a debt consolidation loan. You are also able to consolidate your debt by applying for a personal loan. You could also refinance your house mortgage if there is sufficient equity in it.

Debt consolidation - What are the pros and cons?

The advantage of only having one loan to manage will bring worry and hopefully, the rate of interest will also be less but you should compare the rates of interest of your current debts and see how they compare.

Debt assessment

If you think you need a professional debt solution? Their devoted team is committed to helping you get your life and finances back on track so that you can enjoy a life free of debt. Having uncontrollable debt can cause burdensome stress and inflicts strict limitations on your lifestyle. Give them a call to assist you to achieve your goal. Life doesn’t have to be that miserable!

Why choose Debt Free Australia

They are a member of Chartered Accountants and ARITA, they have the experience and they are trusted and licensed.

Debt Free Australia has a sound track record in assisting individuals to become free of debt, it is important to choose the right company when you are seeking help. They have been in operation since 2006 and they are an Australian-based company. They have assisted many Australians to get out of debt. Their CEO is a fully qualified Charted Accountant as well as a Registered Trustee in Bankruptcy, so can be at peace knowing that you will get the best insolvency services from a licensed and registered insolvency practitioner.

Personal insolvency agreement

They offer their assistance to all Australians in solving their debt problems by avoiding bankruptcy and by offering a legally binding Personal Insolvency Agreement, so with that philosophy in mind, their offer is a no-charge financial assessment. The financial assessment will explore if you are eligible for any alternatives to bankruptcy.

Bankruptcy alternatives

Should you be eligible for another possibility or another solution and want to file for bankruptcy, then they take on the task of educating you about bankruptcy.

Each case of bankruptcy has its own set of unique issues because Bankruptcy laws are very complex. They understand that finding the debt solution that works for you can be very time-consuming not to mention frustrating.

The first thing you need to do is find a reliable company that will provide objective advice and debt counselling is one such option. There are many companies that only specialise in one product so it’s only natural that they will try and sell you their product whether it’s right for you or not. As there are several debt solutions in the market you would need to take the time and invest in the solution that is right for your needs. Despite the fact that they share lots of similarities, each product does have a unique difference, in other words, what works for one may not work for all.

These are a few questions you should ask yourself:

• The affordability
• How long will it take?
• Will it affect your employment?
• Will it affect your credit rating?
• Will it stop your creditors from taking legal action to enforce their debt
• Will it protect your assets, and will it restrict your freedom to travel

Consider the pros and cons carefully

They have highly qualified consultants who can give you the assistance you need to carefully think through all of your options to reduce debt whether it is in the form of credit cards or short-term loans. They’ll start by asking you about your earnings, what you spend your cash on each month, what assets you own and, of course, about your debts. Every person has their own situation that is different, so in order for Debt Free Australia to find the right debt solution for you without this information they will not be able to assist you.