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Debt Free Australia

  • Lower interest rates
  • Credit score repair
  • Financial freedom

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Author Debt Free Australia. Screenshot of Debt Free Australia website.
[Accessed April 7, 2021]

Debt Free Australia - Tailor-made debt solutions

Is your debt heaping up? For over the 10 years Debt Free Australia has been assisting hundreds of Australians to become debt free.

Various companies operating on the internet normally offer one or two debt solutions, but at Debt Free Australia, we have several options including debt consolidation as well as professional debt advice. We will go through each option with you in order to find the solution that suits you best.

Life after debt

If you are under pressure with outstanding debt and living beyond your means with unmanageable debt and you need debt advice, our team of Personal Advisors who are experts in their fields and are able to assist you in becoming debt free so that you can have a debt free life.

Thousands of Australians are still facing the consequences of the effects of the global financial crises and the economic conditions and are still trying to recover, so the reality is that personal circumstances may affect your financial situation.

A professional debt service

Debt Free Australia offers a debt assessment service and this will confirm whether you need a professional debt service.

We will evaluate your financial situation recommend the best option to secure a brighter future. We have a selection of debt solutions that will be of assistance in helping you achieve a life after debt. We will be more than willing to go over each debt solution in order for you to feel more confident.

Find out about debt consolidation

Just in case you didn’t know that if you have a strong credit history you are able to consolidate or roll all your debts into a debt consolidation loan. Individuals typically pursue debt consolidation loans for many reasons. 

To secure a lower interest rate – Interest rates are usually higher on credit cards than that of a consolidated loan and to reduce the number of payments each month in order to manage for example if you have 4 credit cards you can possibly combine them in one loan.

Debt Free Australia – Consolidation loan

  • Loan Type Debt consolidation loans

Benefits of Debt Free Australia

  • Get financial freedom
  • Simple debt consolidation loans
  • Apply online fast and easy

Debt Free Australia - Contact us to find out how we can help you

In a number of cases, you may perhaps be able to secure a personal loan on an unsecured basis but there are lenders that may want security perhaps a car or any worthwhile asset to back the loan.

So in other words, if you stop paying the loan the lender will repossess and sell the asset to recover their debt.

Debt Consolidated loan –personal loan

At times a debt consolidation is not always promoted as a debt consolidation loan. You are also able to consolidate your debt by applying for a personal loan; you could also refinance your house mortgage if there is sufficient equity in it.

Debt consolidation - What are the pros and cons?

The advantage of only having one loan to manage will bring worry and hopefully the rate of interest will also be less but you should compare the rates of interest of your current debts and see how they compare.

Debt assessment

If you think you need a professional debt solution? Our devoted team is committed to helping you get your life and finances back on track so that you can enjoy a life free of debt. Having uncontrollable debt can cause burdensome stresses and inflicts strict limitations on your lifestyle. Give us a call to assist you to achieve your goal; life doesn’t have to be that miserable!

Why choose debt free Australia

We are a member of Chartered Accountants and ARITA, we have the experience and we are trusted and licensed.

Debt Free Australia has a sound track record in assisting individuals to become free of the debt, it is important to choose the right company when you are seeking help. We have been in operation since 2006 and we are an Australian based company, we have assisted many Australian to get out of debt. Our CEO is a fully qualified Charted Accountant as well as a Registered Trustee in Bankruptcy, so can be at peace knowing that you will get the best insolvency services by a licensed and registered insolvency practitioner.

Personal insolvency agreement

We offer our assistance to all Australians in solving their debt problems by avoiding bankruptcy and by offering a legal binding Personal Insolvency Agreement, so with that philosophy in mind, our offer is a no charge financial assessment. The financial assessment will explore if you are eligible for any alternatives to bankruptcy.

Bankruptcy alternatives

Should you be eligible for another possibility or another solution and want to file for bankruptcy, then we take on the task of educating you about bankruptcy.

Each case of bankruptcy has its own set of unique issues because Bankruptcy laws are very complex. We understand that finding the debt solution that works for you can be very time consuming not to mention frustrating.

The first thing you need to do is find a reliable company that will provide objective advice and debt counselling is one such option. There are many companies that only specialise in one product so it’s only natural that they will try and sell you their product whether it’s right for you or not. As there are several debt solutions in the market you would need to take the time and invest in the solution that is right for your needs. Despite the fact that they share lots of similarities, each product does have a unique difference, in other words, what works for one may not work for all.

These are a few questions you should ask yourself:

  • The affordability
  • How long will it take?
  • Will it affect my employment
  • Will it affect my credit rating
  • Will it stop my creditors from taking legal action to enforce their debt
  • Will it protect my assets; and will it restrict my freedom of travelling

Consider the pros and cons carefully

We have highly qualified consultants who can give you the assistance you need to carefully think through all of your options to reduce debt whether it is in the form of credit cards or short-term loans. We’ll start by asking you about your earnings, what you spend your cash on each month, what assets you own and, of course, about your debts. Every person has their own situations and different, so in order for Debt-Free Australia to find the right debt solution for you and without this information we will not be able to assist you.

Customer Reviews & Testimonials

January 2019

You can count on Debt Free Australia. I did and I’m no longer struggling to keep up with my debts. Their consolidation loan has made it easy for me to handle my finances and the best part is I’m ...

Hugh B
— Melbourne —

January 2019

Talking to the customer consultant felt like I was talking to someone I’ve known for ages. He was friendly and explained everything in great detail. I felt very comfortable asking him all the que...

William E
— Sydney —

February 2019

I’m happy I chose Debt Free Australia to help me with my debts because their experience and knowledge proved to be very valuable.

Rose H
— Gold Coast —

Debt Free Australia Contact

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Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00