Rating based on 33 reviews

Loans for People with Bad Credit

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  • Online loan approval
  • Multiple loan quotes
  • Low-interest starting from 48%

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Loans for People with Bad Credit homepage
Author Loans for People with Bad Credit. Screenshot of Loans for People with Bad Credit website.
[Accessed May 3, 2023]

They give second chances

With over 35 years of experience behind their name, they have maintained key aspects that are related to bad credit advances.

Bad credit can happen to anyone. It can happen to people that thought they would never be in a financial crisis. Since some problems hijack clients, they might end up getting into debt because of the situation at hand. Having said that, it is only fair that they grant people second chances because bad credit is not something someone would do deliberately.

Different lenders with a range of products

Every lender works in a different way. What they prioritise in one organisation might be the last measure in another company’s hierarchy. Therefore, by having many lenders to assist with financing, clients will never be left out in the dark. There is no way a customer would be rejected by every lender they want to enter an agreement with. In fact, they make sure of that.

Financial advice

Should you not get a personal loan right away, they have skilled consultants who are willing to help you and sharpen up your financial background so you get approved the next time you apply. They know that nobody likes hearing or getting “no” as an answer but this might be the perfect time to go back to the drawing board and fix what needs to be fixed as far as your credit file is concerned. This way, you will be accepted right away the next time you apply.

Straightforward online application

The online application is straightforward and quick. Clients take several minutes to complete the online application.

After your online loan application has reached them, they will access everything you have written down and verify it with the supporting documents you have submitted. If everything is in sync, you will then have to electronically sign your agreement and the money will be making its way to your bank account.

Get cash

After all the admin, has been completed and out of the way, the money will be deposited into your account within 24 hours. After this, your bad credit loan will be approved and you can spend the money in a way that you would have liked. If you ensure that you will meet your financial obligations.

Free quote

By logging on to the Loans for People with Bad Credit website, there is a free quotation that clients can do so that they can see how much money they would qualify for and how long would they have to pay. A personal, short-term or payday loan quotation is free and there isn’t any authorisation that is needed for completing one. This is to say, you will not be required to fill in a bad credit loan application after doing a free quotation. The ball will still be in your court and you can decide otherwise

Loans for People with Bad Credit – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 48%

Benefits of Loans for People with Bad Credit

  • Apply online and get multiple loan quotes
  • Choose the best loan
  • Flexible repayment terms
  • Low interest rates

Bad credit loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

With them you can get a free credit report

They are such generous people as Loans for People with Bad Credit, they offer a free credit report for any client or non-existing members that are interested in getting one.

Credit score

After receiving a credit report, clients will have a better idea of how they are doing financially. Furthermore, this will help them with what they need to do for their credit ratings to change. Lenders and other financial providers take a keen interest in an applicant’s credit score so it is only right that a client does the same.

After all, you are helping yourself get a bad credit loan faster and with no hassles. Nobody likes the “waiting game” especially when they are looking for financial assistance, this doesn’t have to be the case if you start putting more effort into fixing your credit rating.

The following are some of the pointers they can help clients with on their credit report

  • Due defaults
  • Paid defaults
  • Unpaid Findings
  • Paid Decisions
  • Too many queries
  • New credit account
  • No credit orientations
  • Cleared from insolvency

 Why get a free credit check?

  • Fast and completely free: You don’t have to wait for weeks on end to find out how your credit report looks. As soon as you apply for it, you will get it and find out if you can get a quick loan. On top of that, there are no fees incurred so why not?
  • Confidential: They understand how crucial this information is and they will never give it to people who would misuse them or use them for other reasons that are not aligned with their services.
  • No influence on your credit report: Nothing and they mean absolutely nothing happens to your credit score.

Bad credit blog

The bad credit blog has helped a lot of their clients with their finances. The articles that they post there have served as guidance and mentorship for the members that want to change their money skills. Some have even learnt money skills from the articles that are shared there because, at the end of the day, they want their customers to be financially competent and independent.

Customer Reviews & Testimonials

September 2018

There has never been a time where my loan application has been declined By Loans for People with Bad Credit.

Noah K
— Canberra —

November 2018

There is always a benefit for the client when you’re applying for a loan at Loans for People with Bad Credit.

Olivia W
— Perth —

April 2019

Affordable interest rates at Loans for People with Bad Credit are an emphasized point.

Jeremy W
— Adelaide —

Loans for People with Bad Credit Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed