Swift Loans

At Swift Loans, they aim to give you just that – swift service that doesn’t require a lot of time consumption and paperwork.

The last thing they want to see is having their clients wait for hours on end for a personal loan they might not even get. They have a loan application system that lets you know whether you have received an advance within minutes of applying.

Online application

Everything you need to do is available online. This way, clients don’t have to wait in long queues and fill in endless paperwork. The online system has made things much easier for clients that want to have a fast loan application and are also tied up with other work responsibilities. They don’t want you to come to them, they bring the loan application to you to be completed at your convenience.

Responsible lender obligations

When they put their name in an important name, they are putting down their reputation and they are saying that they will stick it through and pose no disappointments to their clients and the other financial providers that they work with. Having said that, they also ensure that they don’t lend money to clients who are clearly not in a good financial state to pay off their loans. Bad credit is not a problem for them but they are more concerned about the affordability rank as far as the loan application is concerned. If they show capabilities in their records, they will proceed with the bad credit loan application. However, in the absence of none, they will have to stop the proceedings.

As previously mentioned that all their applications are online, clients are required to apply for the loan online with all the supporting documents requested.

After you have applied and submitted the documents, they will need to verify the documents submitted to them. They need to verify your income and expenses and determine whether you will be able to pay back the loan that you are applying for. As a result, they will need a 90 days bank statement to conclude this assessment.

Loan approval

After they are satisfied with the verification process, they will call you to let you know whether your bad credit loan is approved or declined. Furthermore, you are required to sign for your loan and the money will be making its way into your bank account.

Confirmation

It is important that clients go through the “Terms and Conditions” section before they accept the loans. If they are happy, they can proceed to the next step of the loan application process.

When they can’t assist

They will always provide you with valid reasons as to why they couldn’t assist with the emergency loan. Furthermore, they will try to find you a lender that will be able to help you during your financial difficulty.