Rating based on 43 reviews

Positive Lending Solutions

  • Get approved online
  • Quick application
  • Low-interest starting from 48%

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Positive Lending Solutions homepage
Author Positive Lending Solutions. Screenshot of Positive Lending Solutions website.
[Accessed May 3, 2023]

Positive Lending Solutions – with them you can achieve your financial goals

With over 35 years of operation to their name, they come highly recommended by their clients.

They go above and beyond for their clients to ensure that they get a lender that will not drown them in debt but will be willing to negotiate an emergency loan payment deal that the customer can afford. The last thing they need is to have their customers being in way over their heads with bills they can’t afford to pay.

Recognised leading lenders

They have an exceptional team of lenders who are keen on helping customers with their financial issues and are willing to become financial guardian angels even if it is just for a while. The lenders that they work with are specialists in the field and will never give you a deal that doesn’t satisfy you or your budget.

100% Satisfaction guaranteed

They trust that the bad credit loan service they give to you is one that will never disappoint. They have thousands of clients who are happy with the daily service that they provide and are willing to come back whenever they need help again.

This makes them feel good, it gives them courage that they are doing something right by ensuring that their loyal and new members always have a place they can turn to in the darkest of days.

They will find the most suitable lender for you

Clients are required to apply for their bad credit loans through their online platforms. The details include them finding out more about the client and his employment details, but nothing major.

Once they have found a lender for you, their job is done. Further communication will be discussed between you and your lender. They work tremendously hard to ensure that their clients get a lender.

Once they have received all the documentation and an agreement between the client and lender has been approved, money will be deposited into your bank account within 24 hours.

Bad credit

They are known to deal with any kind of situation that comes their way. Therefore, it is safe to say that blacklisted loans don’t scare them. They deal with them the same way they deal with any other loan. Therefore, don’t worry if you had a bad credit record, they will help you fix your financial past so you can have a brighter future.

Enquiry on behalf of partner

Enquiries can be made on behalf of your partner only if approved consent has been given by the actual partner. Furthermore, the person needs to have your documentation such as residential history, liabilities, employment and income at his disposal if they want to make an enquiry on your behalf.

Positive Lending Solutions – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 48%

Benefits of Positive Lending Solutions

  • Quick and easy online loan applications
  • Repair your credit score with their service
  • Get a loan with a bad credit score

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Positive Lending Solutions – They have reliable loans

Defaults on your bank account are not really a problem depending on the severity of your bank balance.

However, if you have a lot of defaults, this might be a problem for the bad credit loan you intend on applying for. As much as they are reasonable people, their clients also have to be willing to meet them halfway. This they would do in the sense that they would ensure that their payments are always paid up and up to date.

In order to apply for a bad credit loan, they require the following documentation:

  • Driver’s license
  • 3 to 6 months of bank statements
  • Payslips

Benefits of bad credit loans

  • You are given a quick loan for just the amount you applied for and nothing more. No charges are made on loan payments you didn’t request. You only pay for the interest on the credit advance plan you applied for.
  • You are given a second chance to change your credit history for the better.
  • If you pay your loans on time, you will be liable for more loans in the future.

Why choose Positive Lending Solutions for bad credit finance?

  • They major in fortifying advances for individuals with bad credit irrespective of their history.
  • Their relations with an excess of 30 of Australia’s top banks and moneylenders means you will be offered one of the best deals money can buy.
  • Over 35 years in the industry give them an economic advantage over their competitors.
  • From the first time you speak, until your personal loan is approved, the process usually takes less than 24 hours.
  • Their primary objective is to give you as the customer the deal you want, not the agreement that the banks want.

What sort of credit history can you help with?

  • Paid and due avoidances and a court ruling
  • Cleared from a Part 9 Debt Agreement
  • Settled from liquidation
  • No credit history
  • Too many advances or payday loan queries

Customer Reviews & Testimonials

September 2018

Positive Lending Solutions has the best human resources. They always go out of their way to ensure that the customer gets an affordable credit offer.

Amelia W
— Broome —

November 2018

I was able to settle all my financial obligations with an affordable loan I got from Positive Lending Solutions.

James L
— Melbourne —

April 2019

There is no way one could say no to the loans that are offered by Positive Lending Solutions because they are quite financial reasonable.

Ava J
— Darwin —

Positive Lending Solutions Contact

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 10:00 – 17:00
  • Sunday 10:00 – 14:00