Universal Finance

Universal Finance - We are with you every step of the way

Born and bred in Australia, Universal Finance has been in operation since 1999.

Throughout the years, we have managed to help thousands of customers during their financial difficulty. Seeing that everybody needs a little financial assistance from time to time, we always ensure that we render a bad credit loan service that is fast and willing to assist when nobody else is.

When banks say no, Universal Finance says yes

We know how difficult banks can be. However, we want to be of a speedy service that will always be available to customers who seek loans. Universal Finance hardly says no to a blacklisted loan application. We cater for all bad credit options for one reason only: we know how it feels. We know the stain of having a bad credit history and the weight of having to carry it around. We just want our clients to know that they don’t have to carry the burden alone.

Bad credit specialist

When you have elevated from understanding what a bad credit is to be a called credit specialist, this should give our clients the impression and confirmation that there is no issue that we haven’t encountered and dealt with. Without being big-headed or anything, we consider ourselves as specialists because bad credit doesn’t scare us nor does it make us turn a blind eye on our customers. We still value each and every personal loan application and see to it that our clients get their loans approved even on their darkest of days.

We have the lowest interest rates

Clients need to fill in an online loan application form where they will give us a better picture of themselves.

The online application features questions such as names, physical address and employment information. They also need to furnish us with their bank statements.

Assessment

After they have submitted the information in an electronic format, they have to resubmit the documents manually.

This is just a security measure we make to verify all the documents brought to our attention. It is important that we access the affordability of the client before we grant him a short-term loan.

Money at your disposal

If everything is on the clear and the bad credit loan application showed no errors, the money will be deposited into your bank account before the end of the business.

Lowest interest rates in Australia

The last thing a client is looking for is having to pay an amount that is similar or even higher than the rates demanded by bank services.

However, at Universal Finance, we have remained one of the lowest interest rates credit provider ever since the beginning of our establishment.