Rating based on 8 reviews

Cigno Loans

  • Bad credit loans up to $1,000
  • The loan specialist
  • Same-day approval

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Cigno homepage
Author Cigno. Screenshot of Cigno website.
[Accessed May 3, 2023]

Cigno Loans - Loans that will suit your budget

Cigno Loans are specialists that operate in bad credit advances of up to $1000. If you meet their requirements and set criteria, the money will be making its way into your account.

They hardly give their clients any problems. Unless there is a serious problem they encounter with your application, everyone is given equal chances of applying and being granted a loan.

All applications considered

There is no application that they throw away. Each application is well-thought-out and is prioritised the same way they would consider every other application.

Emergency cash when you need it

There is always a time when you will need and there might not be enough people available to assist. However, when you require financial assistance at Cigno Loans, they will give you an emergency loan whenever you need it.

Short application process

When they say, they mean business, they really mean it. The application is short and fast. There is nothing that is out of the ordinary. They have made their application in such a way that their clients find it easy to complete and stress-free to understand.

Borrow the exact amount

As tempting as a personal or payday loan can be, it is only feasible that you borrow the exact money that you need.

If you borrow more than you need, you might have a problem paying it back. By doing this, you might end up being in credit due to a loan you could have avoided. Don’t give yourself too much you can’t handle. Always apply for the exact amount you need.

Loan amounts up to $1,000

The client has to complete an online loan application so that they will get a better view from the customer as far as their personal details, employment information and salary details as far as their loan application is concerned.

After they have accessed the application together with the client’s supporting documents, they will either grant you the loan or decline it based on the information you would have submitted to them. You have to electronically sign the agreement before the money is deposited in your account.

Receive cash

The money will be deposited into your bank account before the end of the business. If the bad credit loan application was approved later than 5 pm, the money will be deposited into your bank account the following business day.

Bad credit

According to Cigno Loans, they deem a default account as an unpaid debt for more than 60 days. They don’t chase bad credit payers away, they are willing to help them get the required blacklisted loan so that they can attend to their financial needs.


Should you fail to pay the loan at the time agreed upon in your contractual agreement, you will be liable for dishonest fees and penalties. Late payments can ruin your credit profile. The longer you wait to pay the loan, the greater your bad credit will be.

To be on the safe side, ensure that you pay your loan as soon as possible and notify Cigno Loans whenever you have an issue.

Cigno – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to $1,000

Benefits of Cigno

  • Quick online loan applications
  • High approval rates
  • Competitive terms
  • Loans up to $1,000

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cigno Loans - Get a loan through them, fast

The same way you apply for any other loan is the same process you would use to apply for a bad credit loan.

You follow all the procedures and submit all the required documents. After your submission of documentation, they will furnish you with the verdict: if your bad credit loan is approved or not.

For your bad credit loan to be approved, they require the following:

  • Personal details: They want to know the client that they are dealing with. The personal details that you furnish them with will be for their attention only. They will never use it for any other purpose but for a bad credit loan application.
  • Bank statement: They want to see how you are paying your bills and whether you have skipped any direct payments. A bank statement is also necessary for assessment and verification purposes. Again, your bank statement is in safe and reliable hands.

Payment improvement

Once you have become a member of Cigno Loans, they will treat every quick loan application a little differently. The more loans you borrow, the more they will be able to see how you are doing as far as meeting your financial obligations is considered. Therefore, your profile will improve as you continue to make constant payments. However, if you don’t, your profile will worsen. Therefore, it is wise to try everything you can to purify your bad credit history by settling the loans that you currently have on time.

  • If you are likely to suffer bad credit if:
  • You have in recent times become unwaged
  • The banks have barred your household
  • You have undergone insolvency
  • You have suffered an additional sort of financial crunch

Customer Reviews & Testimonials

May 2018

Cigno Loans has the best affordable loans. Call them today!

Steve W
— Broken Hill —

October 2018

I would recommend Cigno Loans to anybody that is looking for an affordable credit provider during a tight month.

Olivia A
— Albany —

May 2019

Cigno Loans uses such a convenient loan application process.

Sam T
— Perth —

Cigno Contact

Physical Address

Postal Address

  • PO Box 3362 Australia Fair, QLD, 4215, Australia

Opening Hours

  • Monday Open – 24 hours
  • Tuesday Open – 24 hours
  • Wednesday Open – 24 hours
  • Thursday Open – 24 hours
  • Friday Open – 24 hours
  • Saturday Open – 24 hours
  • Sunday Open – 24 hours