Direct Finance Loans

Direct Finance is a lender of choice simply because we don’t make our loan application process a long and costly one.

We ensure that our clients get feedback as soon as they apply for a credit advance. Furthermore, customers are welcome to apply in the comfort of their homes or offices because everything we do is strictly online.

Right loan product for customers

Since every client is different, the loan application will vary per their affordability and suitability.

We always aim to give clients the right loan product depending on the plan they can afford. We will never give customers a blacklisted loan they wouldn’t be able to pay back in time or a plan they can’t afford.

Fixed rates and fees for your personal loan

The rates and fees you sign when you are given your contract after your loan has been approved is the same figures you going to pay throughout your entire loan. We will never increase or decrease your fees until your loan application is paid out.

A convenient loan solution

Bad credit loans have become more difficult to attain. More credit advance providers have become stricter against clients who apply for bad credit loans.

Direct Finance Loans knows that everybody can go through a financially rough time and will not hold any client liable for how they were paying their debts in the past.

Complaints and dispute resolution

As much as we try our best to ensure that clients get the best loan offers, we know that we won’t always get it right. Customers are welcome to tell us what we are doing wrong and we will try our best to fix it.

Clients are required to send in their bad credit loan online application. The application should comprise of the client’s personal details, employment details and salary information.

After the client has submitted their online application form, they will be requested to furnish us with their supporting documents. This is done so that we can verify if all the information submitted to us is correct.

An approval will be granted

If we find that there are no errors on your documents and everything is in check, you will electronically sign your emergency loan application contract.

It is important that the clients go through the terms and conditions before signing the contract. If he feels that the terms and conditions are not within his expenses mark, he can always decide to not sign the contract and the loan application process will not proceed.

Cash in your bank account

After you have signed your contract, the money will be deposited into your bank account. Depending on the bank you use and time you applied for the short term loan, you may get your money before the end of business or the next business day.

Supporting documents you should send via email or fax

• 100 points of ID i.e. driver’s license, bank card, official document, birth certificate.
• 2 latest pay slips.
• The last three months of your bank report.
• A bill with your title and location on it.
• Car recording credentials (for a fortified advance).

How do I make loan payments?

Personal loans can be paid from a direct debit from your bank account. Another option could be through the process of internet banking or directly coming to the branch. Either option is accepted if it is convenient for you.