Rating based on 39 reviews

Cash On Your Mobile

  • Bad credit loans up to $50,000
  • Low-interest starting from 48%
  • Repayment up to 7 years

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Author Cash On Your Mobile. Screenshot of Cash On Your Mobile website.
[Accessed May 3, 2023]

Cash on your Mobile - Getting a loan is easy through them

Cash on Your Mobile is a finance broker that is always seeking to help clients through lenders with their money woes.

Seeing that most emergencies just happen without expectation, it may be difficult to find a credit advance provider that is willing to help you at the last minute. Cash on Your Mobile does exactly that, they ensure that they give you the quickest bad credit loan service during your most difficult time.

Borrow money for many reasons

Unlike many financial providers, they are not one to ask many questions about what you need the money for. They believe that they are working with mature people who will never ask for money for useless deeds. As such, they have never seen the reason for interrogating their clients about the personal loans they obtain from them.

Solving your finances immediately

Ultimately, they want you to worry less about what you going through by ensuring that they approve your loan as soon as possible. There is no heavy waiting period because they understand that no customer would apply for a loan if they wanted to use the money weeks later. They know that the only reason why you are applying for a credit advance is that you need to sort out your finances instantly.

Reasons as to why you might need the money

  • You might want to pay your rent
  • Fix your car after it has broken down
  • Looking for extra money to buy emergency groceries
  • A medical bill that can’t wait until payday comes
  • Water and lights for your apartment

Fast online loan applications

Clients who are interested in finding financial help at Cash on Your Mobile can apply for a quick loan online on their website.

The online application is relatively simple and you will be done in no time. They will ask you common questions about your personal details, employment details and salary details.

Reviewing your loan application

After receiving your loan application, they need to verify your details and check if all the information you have submitted is correct.

This is the stage that worries a lot of clients and there is actually nothing to worry about, they are merely following all the procedures for their loan application processes.

Assigning you a lender

Due to the fact that they work with so many lenders, they will always pick a lender that is suitable for your financial requirements.

They will never give you a lender that will be too costly for you to pay or adhere to in terms of their financial obligations. The lender will contact you and you will explain each other’s terms and conditions.

If they can’t find you a bad credit loan, there is nothing to worry about, they will notify you in due course and give you all the guidelines that will make finding you a lender easier the next time.

Criteria needed to qualify for a loan

  • You must be 18 years or older
  • Earn a salary of over $550
  • Must be an Australian or permanent citizen

Cash On Your Mobile – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 48%
  • Loan Amount up to $50,000
  • Repayment 1 month to 7 years

Benefits of Cash On Your Mobile

  • Get a loan within 24 hours
  • Online applications are quick and easy
  • Bad credit loan options

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash on your Mobile - A lender you can trust

Bad credit is not a problem for them, they have dealt with many customers who have bad credit records and it has never been a matter of concern for them.

They are not worried about how badly you used to pay your debts in the past, they are concerned about how you pay now. Therefore, bad credit blunders are more than welcome. They will treat your bad credit loan application like any other and they will give you a credit advance if you meet all their requirements and you can afford to pay it back.

Can Cash on Your Mobile be trusted?

It will be a good affirmation for their clients to know that they are legit as they come. They are registered with the ASIC and the Credit Investment Ombudsman. So what they basically saying is, you can trust them!

How soon can you get the cash?

Depending on the bank account as well as the bank you use, clients can get their money in 4 hours. The longest time a client would have to wait is 48 hours. They do their utmost best to ensure that you get your short-term loan in your account as soon as possible but they can’t do much when it comes to the turnaround times of banks.

How do you pay back the loan?

A direct debit system is set up for their clients. This makes things so much easier as opposed to the customer having to pay the payday loan manually. The money will be deducted on the agreed-upon date between the client and the lender.

Adhering to the terms and conditions

The terms and conditions stipulated in the contract are very important. If a client doesn’t live up to his end of the bargain, this may put a heavy strain on his credit record.

man holding thumbs up

Cash On Your Mobile is a trusted & reliable provider of bad credit loans

In our review, Cash On Your Mobile adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Cash On Your Mobile is a registered credit provider in Australia: ACL 474107

Customer Reviews & Testimonials

August 2018

Cash On Your Mobile gave me a loan that looked like it was too good to be true!

Allison W
— Alice Springs —

October 2018

Thanks to Cash On Your Mobile, I got a loan that was well within my budget.

Chris H
— Perth —

May 2019

Using the Cash On Your Mobile website was easy and straight to the point.

Charlotte J
— Sydney —

Cash On Your Mobile Contact

Contact Number

  • not available



Physical Address

Postal Address

  • PO Box 231, Caloundra, 4551, Australia

Opening Hours

  • not available