Rating based on 17 reviews

My Oz Money

  • Bad credit loans up to $25,000
  • Low-interest starting from 29.99%
  • Repayment up to 3 years

In-page navigation

My Oz Money homepage
Author My Oz Money. Screenshot of My Oz Money website.
[Accessed May 3, 2023]

My Oz Money - Fast loan approvals

The last thing customers need when they are looking for a loan is to be told tons of unnecessary stores. Well, at Oz Money, they don’t beat around the bush. They notify their customers as soon as possible about the outcome of their short-term loan application.

Although they have put a lot of smiles on many customers’ faces, they have disappointed a few by being the barrier of bad news. Nonetheless, they still try the best they can to find a loan option for every customer that comes to them for help. They don’t promise that they will always be of assistance but they will ensure that a client gets the best out of his financial situation.

Giving clients a quick and convenient service

They pride themselves on delivering the best service. One that is professional, fast and convenient. They never make their customers feel less worthy of their service. Everyone who comes to them is treated with care and humility. Regardless of how their financial background may look, they still ensure that their customers get the best option.

They are not in the business of judging people or how their credit checks have been in the past. They are in the operation of ensuring that clients get great bad credit loan options and that they don’t have to worry about their problems because they will do all the worrying for them.

They are not financial guardian angels, they are simply professional specialists in the industry who want clients to get a deal they will be able to afford and pay off.

Apply on their easy to use website

Clients are required to fill in their online loan application form. The online form is quick and easy to use and you will not encounter any problems while using it.

You will be done in no time and you will move to the next step. The application contains general information about the customer and every question is straightforward.

Verifying your loan information

It is very important that they verify the information you submit for their viewing. The last thing they need is to be working with a client who says he can afford another bad credit loan but is already in so much debt.

Therefore, it is important that they validate whether the information you provided them with really does correspond with the information stipulated on the application.

Money deposited straight into your account

Once all the policing work has been done, they will deposit the money on the account number you provided them with when you were applying for the emergency loan.

Depending on the kind of bank you use, the money may take hours or even a day to reflect in your bank account.

My Oz Money – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 29.99%
  • Loan Amount up to $25,000
  • Repayment 1 year to 3 years

Benefits of My Oz Money

  • Convenient repayment terms up to 36 months
  • Choose your loan amount and repayment terms
  • Apply online within 5 minutes
  • Flexible short-term loans online

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

My Oz Money - A reliable and transparent lender

They don’t want to stress their clients and give them ridiculous payment options that will be impossible to maintain.

Instead, they offer loan options that are not only fair but practical as well considering the time taken to repay the loan as well as the amount borrowed. The last thing they want is to put unnecessary pressure on their clients and expect them to meet unrealistic financial goals.

Transparent and upfront about fees

They are as crystal clear as they come at My Oz Money. They will never lie to you about the fees and interest rates incurred. Everything that is done on paper is authorised and will be accounted for by the person who signed for it. The money that you see in black and white is the same figure you going to pay for. They want their clients to know what is it that they are getting themselves into and how will they be able to pay for their bad credit loans.

Paying off your loan quicker is acceptable

If you want to fulfil your financial obligations before the scheduled payment date, you are more than welcome. If anything, this will prove to them how serious you are about ensuring that your debts are paid up and they will not have any problem assisting you in future. They are always looking for clients who show commitment towards their loan applications.

No fuss, no hassle, no worries

Considering that everybody can go through a rough financial patch, they know that money will not always be there. Half of the reasons as to why people fell into the bad credit trap is because they didn’t have enough money at the time. It is rare to find someone who has money and chooses not to pay their debts even when they know the repercussions of not paying.

Bad credit can happen to anyone

They know that other credit advance companies and financial institutions have crucified you enough. They don’t see the point of doing it any further especially if you have changed your ways. Bad credit is not the end of the world and it shouldn’t be treated like it is. Every client that is trying to do better is far greater than a customer who is doing nothing at all and should be able to obtain a blacklisted loan.

man holding thumbs up

My Oz Money is a trusted & reliable provider of bad credit loans

In our review, My Oz Money adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ My Oz Money is a registered credit provider in Australia: ACL 442218

Customer Reviews & Testimonials

September 2018

My Oz Money is such a reliable credit source. They are always looking to ensure that the customer gets the best loan offer.

Richard W
— Perth —

December 2019

If you looking for a credit provider that is always putting your first, My Oz Money will never disappoint.

Steven W
— Sydney —

March 2019

Get the best loan at the My Oz Money today and let your budget work for you.

Peter K
— Cairns —

My Oz Money Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 18:00
  • Sunday 09:00 – 18:00