Rating based on 33 reviews

Red Rock Mortgages

Red Rock Mortgages homepage
Author Red Rock Mortgages. Screenshot of Red Rock Mortgages website.
[Accessed April 5, 2021]

Red Rock Mortgages - Achieve your financial goals with us

Having been running since 2004, we have ensured that we offer our clients the best financial help even when all their credentials look a bit tattered.

We don’t see why we should follow the rules and regulations that have been set out by most credit advance providers. We have set out our own rules that qualify employees of every financial nature.

Provide finance solutions for self-employed people

Self-employed people always encounter problems when they are looking for a bad credit loan. With their professions not be constant and their trade is questionable, it has made things more difficult. Luckily, for them, Red Rock Mortgages has heard your pleas and we have seen to it that we help them with any financial appeal they have. We must say, however, that they have to ensure that they meet our requirements because failure to doing so will render their loan application unsuccessful.

Get a consultation request

Seeing that everything is so expensive lately, we know that there might be things you feel you want but can’t afford. Speaking to one of our consultants will help you get a better financial understanding of your budget; you will know the difference between a need and a want and figure out if you need a long or short-term loan. There isn’t much you can’t get from our agents because they want you to know that all your financial queries will be answered by them in the most professional and delicate way. Give us a call at 1300 667 994 and we will be ready to assist.

We are committed to helping you

We are committed to helping our clients during their most difficult financial times. However, we will never give our customers more than they can afford.

This goes to say that any amount that we give them as a personal loan is calculated according to their affordability and their financial situation. We will never give them more than they can afford. We want our customers to be able to live a normal life regardless of having a loan with us and not feel indebted to us for a lifetime.

Common myths about bad credit home loans

Clients that have bad credit history are not in any way disregarded from the online loan application. They are given first preference as we would give any other client.

The last thing we want is for our customers to feel like their past credit record is the reason they are not eligible for a loan. We treat the loan application that we give to them as a new page and give them a new opportunity to make a better name for themselves.

Applying for a loan in somebody’s name

Although this may be possible, it will depend on whether the person that wants to apply for the loan can afford to pay it off.

The most important element in a bad credit loan is affordability and this can only be concluded after all the necessary expenses have been calculated. As much as we want to help our clients during their trying times, we will never give them a loan they can’t afford to settle.

Red Rock Mortgages – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 48%

Benefits of Red Rock Mortgages

  • BAD Credit Loans

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Red Rock Mortgages - Straightforward loans

We know how difficult it must be to get financial assistance as you approach your golden years. If you are above the age of 50 and you are still employed, online loan providers find it slightly difficult to offer you a loan.

However, Red Rock Mortgages does nothing of the sort. The only thing we want to see is whether you are working or not, your age is not a matter of concern to us. As long as we can see that your expenses are capable of allowing another payday loan, we are willing to assist.

Testimonials and words of praise

We have helped many customers who have changed their financial situation around because we were not like the many credit providers that close their doors on the brink of trouble. The testimonials encourage us to cotinine doing an even better job of helping customers when they need bad credit loans. After all, it feels good to know that we are doing something good in the lives of those in financial need.

How can I maximize my borrowing capacity?

  • Spend what you have – never go overboard on your budget and spend money you don’t have. Always spend money that is well within your budget.
  • Try to pay off debts as soon as possible.
  • Borrow exactly the money you need and nothing greater.
  • If it is not important, it is probably not worth the money.

Examples of bad credit loans include the following:

  • Remunerated or due defaults or findings.
  • Cleared bankrupts (least possible 1 day) (as well as Part IX, reimbursement provisions)
  • Levy debts & indiscreet obligation alliance (credit cards & personal advances)
  • Company executives

Customer Reviews & Testimonials

May 2018

Red Rock Mortgages ensured that my loan application was attended to on the same day I applied for credit.

Noah W
— Adelaide —

October 2018

Applying for a Red Rock Mortgage was fast, easy and convenient.

Emily K
— Perth —

March 2019

If you looking for affordable credit offers, Red Rock Mortgages is your go-to financial services provider.

James M
— Sydney —

Red Rock Mortgages Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed