Rating based on 22 reviews


  • Bad credit loans up to $10,000
  • Low-interest up to 48%
  • Repayment up to 36 months

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Author Credit24. Screenshot of Credit24 website.
[Accessed April 12, 2018]

Credit24 - Loans up to $10,000

Credit24 is a financial services provider that offers fast loans from $100-$10,000. It is very difficult finding a loan that suits every client.

However, at Credit24, we help students, Centrelink beneficiaries, part-time employees and even self-employed employees. This way, we are doing our bit to ensure that all our clients are assisted no matter who or where they get their means of income.


Although we have all the categories of people that can apply for our emergency loan options, we know that some people may be interested in our plans but may not necessarily apply. Therefore, should you not be part of the mentioned category, we will do the best we can to ensure that you get a loan with us regardless of the situation. We are not saying we will break any rules for our customers, however, we will try to meet our clients halfway.


We have a wide variety of customers that we assist. It is on a very rare occasion that clients will encounter a bad service with Credit24. The testimonials that we read on our website keep us going. They make us find pride in helping others and ensuring that all their financial needs are taken care of.


There is a certain criterion that is done before we can process your short term loan. However, if your income is solely based on Centrelink benefits, you don’t qualify for a Credit24 loan.

Same-day loan payouts

Clients are given the opportunity to see all the amounts that are available and which payment plan is affordable.

This way, they are the ones making the decision as opposed to the lender making the financial decision for you.

Online application

Everything you complete in the online loan application will determine whether or not the loan gets approved. Therefore, it is important that you complete true and accurate details of yourself and financial capacity.

Approved loans can be paid on the same day

Once everything has been approved, your loans will be paid out on the same day on the bank account you provided us with.

On the other hand, if you are not granted a bad credit loan with us due to extensive bad credit records, we will also notify you so you can go and fix what needs to be fixed and hopefully come back at a later stage.

Bank statements

Bank statements are required by us and we work with a credible company called Credit Sense. By asking for your bank statements, we want to have a clear picture of your monthly expenses and see whether you qualify for the personal loan options you have chosen.

Furthermore, we want to confirm the information that was sent to us during the loan application process.

Credit24 – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 48%
  • Loan Amount up to $10,000
  • Repayment 3 months to 36 months

Benefits of Credit24

  • Unsecured loan options
  • Apply 100% online
  • Get a reliable loan with a bad credit score

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Credit24 - Loans for people with bad credit

Clients are more than welcome to apply for a loan outside business hours. However, the loans will only be processed during our normal working hours.

Cancelling a Credit24 loan

Should you change your mind about getting a personal, student or blacklisted loan with us, you are more than welcome to cancel the payment plan. However, you can’t cancel the loan after you have signed the contract and the money has been deposited into your account.

Receiving funds

If the bad credit loan was approved before 3 pm, the money will be deposited into your bank account on the same business day. Alternatively, if the loan was processed later, the money will be available on the next business day.

Changing payment dates

Changing your payment arrangements can be prescribed. However, there are a series of steps that need to be followed and adhered to. On the other hand, if you are facing financial hardship, you need to notify us as soon as possible and not wait for the agreed payment date because we find that your bank account has insufficient funds, we will deem it as a missed payment.

Early repayment

Should you wish to pay your payday loan earlier than the agreed date, you are more than welcome. In fact, there are no fees that you will incur and this may boost your profile for future loan applications that you may have with us.

Customer Care

We have friendly consultants that are available from Monday to Friday from 8 am – 10 pm and 9 am – 5 pm on weekends. Our agents are just a phone call away should you have any queries regarding your loan and paying it back.

Credit24 private policy

Since we believe in transparency and honesty, we decided it would be best if we had our Private Policy for the viewing of every customer as opposed to us having to read it for you. This way, every client that wishes to engage in a service with us will know the terms and conditions that we offer and won’t be surprised by hidden fees that miraculously appear on the day of the payment date.

man holding thumbs up

Credit24 is a trusted & reliable provider of bad credit loans

In our review, Credit24 adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

Credit24 is a registered credit provider in Australia: ACL 422839

Customer Reviews & Testimonials

September 2018

At Credit 24, I was given the best suitable loan for my budget.

Mia A
— Perth —

October 2018

Applying for a loan at Credit 24 was easy and straight forward.

Thomas W
— Canberra —

June 2019

Credit 24 has the most affordable interest rates!

Zoe S
— Bunbury —

Credit24 Contact

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Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 09:00 – 17:00
  • Sunday 09:00 – 17:00