Rating based on 37 reviews

Club Money

  • Bad credit loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 365 days

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Author Club Money. Screenshot of Club Money website.
[Accessed May 3, 2023]

Club Money - A trusted financial partner

It is difficult to find a credit advance provider that is willing to lose money at the expense of its customers. Well, at Club Money, they are not concerned about filling their pockets but rather about ensuring that the customer has enough on his own.

They have a reward of offering their clients a month free of interest rate and 25% off their personal loan monthly fee. This is just a generous offer they thought their customers would appreciate and they have been getting good feedback regarding the rewards.

Providing fast emergency loans

They know how much trouble it must be for most clients who go from one bank to the next looking for a financial breakthrough during a difficult time. Club Money is always a phone call away and they pride themselves in helping their customers in the best way they can and in the fastest way they know.

First-time clients

Since problems come when they least expect them, one can’t always prepare for them. However, they can ensure that clients know that their doors are always open and they will help them with any bad credit loan they ask depending on the amount they ask for.

If you are a first-time client, you will not get a lot of money because they are not familiar with your payment patterns and they don’t want to bombard their customers with giving them too much money that will prove to be rather difficult to pay up. Instead, they always ensure that they give their clients just enough.

Apply for a loan anytime 24/7

Bad credit has affected a lot of customers before and they have had a lot of doors being shut on their faces. They don’t shut out clients who have a bad credit record at Club Money, in fact, they encourage them to come and apply for one of their bad credit loans.

They are not really concerned about how they used to pay their advances before. The past is the past and sometimes it is best if it stayed there. They are more concerned about how they are paying their dues now and if they are paying their debts consistently, they don’t know see how they can be a problem.

Apply online 24 hours a day

Clients who need to apply for a loan at Club Money can apply online and fill in the online loan application form. There are no trading hours because their website operates 24 hours. This way, clients can apply at any time of the day or night and they will be ready to attend to your application as soon as possible.

Customers can only apply for a bad credit loan if they meet the following necessities:

  • Clients need to be above the age of 18 years in order to apply for an emergency loan
  • They should be working and should have a decent salary of $1000 per month
  • Customers should have an active banking account where their salary is deposited and where they will deposit the loan once it has been approved

Club Money – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 4881.11% p/a
  • Loan Amount up to $5,000
  • Repayment 61 days to 365 days

Benefits of Club Money

  • Apply online in a few minutes
  • Competitive rates and fees
  • Get a short-term loan quickly

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Club Money - Fast and convenient loans

Credit checks are part of the process

Unfortunately, credit checks must be done as part of the bad credit loan application process. As much as this scares a lot of clients, it doesn’t mean their applications will be rejected.

This is how it works

It is just part of the process. Essentially, they take responsible lending quite seriously and they will never borrow money to customers who are not in good financial standing.

They will always give short-term loans to people who are in a good financial position of being able to pay them back on the agreed payment date. So, what they basically saying is credit checks are not the only determining factor on whether you get your loan approved or not, they are just part of the process.

Trouble paying the repayment

They understand that problems may arise and because of that, it might be difficult for clients to pay their personal loans back. Should a client fail to adhere to his financial obligations on time, he must notify them in time.

Failure to do so will result in the late payment being regarded as no payment and this is not the kind of report you need to be having with them if you want to have a good relationship with them.

If you notify them on time, they will be able to see if there is anything they can do however, they must elaborate that there will be penalties you must pay nonetheless. The last thing you need is to have a bad credit report because you failed to notify them on time about your loan payment is late. Communication is key!

Customer Reviews & Testimonials

August 2018

Club Money is a reliable credit provider because they always strive to give customers affordable loan offers.

Emily K
— Gold Coast —

October 2018

I was treated with such respect and professionalism when I applied for a loan at Club Money.

Ethan W
— Melbourne —

April 2019

Everything you want to know about the credit offers that Club Money provides is available on their website.

John S
— Adelaide —

Club Money Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 21:00
  • Tuesday 09:00 – 21:00
  • Wednesday 09:00 – 21:00
  • Thursday 09:00 – 21:00
  • Friday 09:00 – 21:00
  • Saturday – Closed
  • Sunday – Closed