ANZ
- Bad credit loans up to $50,000
- Low-interest starting from 15.99%
- Repayment up to 7 years
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[Accessed April 12, 2018]
ANZ - reach your financial goals
Being the third largest bank in Australia, ANZ is proud of over 180 years of serving Australians and assisting them to reach their financial goals, both personal and in business.
ANZ is recognized, with a presence in over 30 countries, serving around 10 million customers worldwide. Even with such a large footprint, we pride ourselves in personal service to each individual customer via our branches, online services or customer service call centres. We even assist with bad credit loans if the customer has met certain criteria.
What can we offer you?
Our range of products is extensive and is available to individuals and business account holders. New customers are always welcome to contact us to join our world-class banking experience. We have various types of personal loans, with variable and fixed loan rates, car loans for new and used vehicles, whether buying from a dealer or a private seller.
Our personal overdraft facilities and personal loans comparative calculators are all tailored with your needs in mind. We also know there might come a time in your life when you don’t need all the frills. All you want is an easy solution to simplify your life and create a bit of financial order.
Less is more
Although we can offer you endless accounts, quick loans and services–we are certain you already have some of these services that are non-ANZ provided elsewhere. Credit cards, store cards, personal loans, vehicle finance, home loans, medical bills, tax bills and more. We all often start out thinking ‘more’ means progress. More equates to success. More shows achievement and stability. More and more and more… until you feel like it’s just too much. We agree it is too much. At ANZ we have seen that ‘less is more’. It seems a cliché, and it most likely is, however, let us explain.
A wide range of loan options
Let us at ANZ create your ‘less’. Less admin, less stress, less interest to pay, fewer account charges and fees, less hassle… why would you not want less?
At ANZ we can provide you with a debt consolidation solution. Take stock, calculate your grand total, apply for a personal loan and get all your debt paid off at once, then ease into your new financial life.
Yes, you can put all your eggs in one basket
You can merge and settle all your outstanding debt to various creditors by applying for a debt consolidation loan.
Following our application process all the way through to ‘approval’ will mean you can have one personal loan amount, one repayment amount and one end date for the loan agreement. At ANZ we’ve persevered through some tough times with our clients, and we can do the same for you.
What are the options?
ANZ has two options regarding our consolidated debt solutions in the form of personal loans. You can choose either an ANZ variable rate loan or a fixed rate loan. We do not offer bad credit loans but may offer you a secured loan. The variable rate loan gives you the freedom of paying off your loan earlier, with no penalties.
You can also increase your loan amount and have access to same day cash via your ANZ everyday account if requested before midday within the branch (Mon-Fri). The interest rate offered is competitive at 15.99% p.a. subject to your application being approved.
ANZ – Bad credit loan
- Loan Type Bad credit loans
- Interest Rate 15.99 – 48% p/a
- Loan Amount up to $50,000
- Repayment 1 year to 7 years
Benefits of ANZ
- Choose between loan options
- Our loan has flexible repayment terms
- Unsecured Loans for clients with bad credit
Bad credit loan calculator
ANZ - Flexible and affordable loans
The ANZ fixed rate loan means that you expect from any changes in the interest rates.
Your repayment amounts will not change for the full duration of your loan term. Your budget is 100% under control. You can also have access to same day cash via your ANZ everyday account if requested before midday within the branch (Mon-Fri). The interest rate is a competitive 10.99% p.a, or the agreed amount as per your application approval, for the duration of your loan term.
To ascertain how much you could borrow and what your repayments would be, be sure to use the calculator on our website to get estimates. We have seen financial hardships and watched our clients overcome these challenges. We are here to assist you to overcome the tough times.
A few important details
Follow the online loan application process from our website, which takes about 10 minutes. To qualify you would need to be 18 years or older, earn a minimum of $15,000 per annum and be an Australian citizen, permanent resident or have a valid visa.
To help you with an effortless online application, have the following details available.
- Income, employment confirmation and a summary of your current financials
- Driver’s licence (if you have one)
- Your ANZ account number if you’re an existing customer
If ANZ approves your application for a variable rate or fixed rate loan, we will send you a Letter of Offer. Only once you have accepted our offer will you be bound to the agreement of the loan and the money will become accessible. Funds are usually available on the same day.

ANZ is a trusted & reliable provider of bad credit loans
In our review, ANZ adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.
ANZ is a registered credit provider in Australia: ACL 234527
Customer Reviews & Testimonials
ANZ Contact
Physical Address
- 34 High St Kimba SA 5641 Australia
- Get Directions
Opening Hours
- Monday 11:00 – 15:00
- Tuesday 11:00 – 15:00
- Wednesday 11:00 – 15:00
- Thursday 11:00 – 15:00
- Friday 11:00 – 15:00
- Saturday – Closed
- Sunday – Closed