ANZ

Being the third largest bank in Australia, ANZ is proud of over 180 years of serving Australians and assisting them to reach their financial goals, both personal and in business. 

ANZ is recognized, with a presence in over 30 countries, serving around 10 million customers worldwide.  Even with such a large footprint, we pride ourselves in personal service to each individual customer via our branches, online services or customer service call centres. We even assist with bad credit loans if the customer has met certain criteria. 

What can we offer you?

Our range of products is extensive and is available to individuals and business account holders.  New customers are always welcome to contact us to join our world-class banking experience.  We have various types of personal loans, with variable and fixed loan rates, car loans for new and used vehicles, whether buying from a dealer or a private seller. 

Our personal overdraft facilities and personal loans comparative calculators are all tailored with your needs in mind. We also know there might come a time in your life when you don’t need all the frills.  All you want is an easy solution to simplify your life and create a bit of financial order.

Less is more

Although we can offer you endless accounts, quick loans and services–we are certain you already have some of these services that are non-ANZ provided elsewhere.  Credit cards, store cards, personal loans, vehicle finance, home loans, medical bills, tax bills and more.  We all often start out thinking ‘more’ means progress.   More equates to success.  More shows achievement and stability.  More and more and more… until you feel like it’s just too much.  We agree it is too much.  At ANZ we have seen that ‘less is more’.  It seems a cliché, and it most likely is, however, let us explain.

Let us at ANZ create your ‘less’.  Less admin, less stress, less interest to pay, fewer account charges and fees, less hassle… why would you not want less? 

At ANZ we can provide you with a debt consolidation solution. Take stock, calculate your grand total, apply for a personal loan and get all your debt paid off at once, then ease into your new financial life. 

Yes, you can put all your eggs in one basket

You can merge and settle all your outstanding debt to various creditors by applying for a debt consolidation loan. 

Following our application process all the way through to ‘approval’ will mean you can have one personal loan amount, one repayment amount and one end date for the loan agreement. At ANZ we’ve persevered through some tough times with our clients, and we can do the same for you. 

What are the options?

ANZ has two options regarding our consolidated debt solutions in the form of personal loans. You can choose either an ANZ variable rate loan or a fixed rate loan. We do not offer bad credit loans but may offer you a secured loan. The variable rate loan gives you the freedom of paying off your loan earlier, with no penalties. 

You can also increase your loan amount and have access to same day cash via your ANZ everyday account if requested before midday within the branch (Mon-Fri). The interest rate offered is competitive at 15.99% p.a. subject to your application being approved.