iWant Payday

iWant Payday is an Australian credit provider that seeks to assist clients that are looking for a payday loan.

Emergencies happen when it is the last thing you need to be stressing about is whether you have enough money or not to handle the challenge that you are faced with. They aim to bring a sense of relief to their customers and are always an application away from helping them.

Bad credit

Bad creditors are people that were not handling their debts properly and as a result, have landed in the wrong books of the law. They are a fair credit advance provider that believes in second chances. Having said that, they welcome clients with a bad credit record and they are willing to give them the benefit of the doubt. This is to say they will do their processes and if a client meets the criteria, they will start processing the bad credit loan. Regardless of having a bad credit history, they will give you a clean slate at iWant Payday.

Can you get approved?

However, they must mention that not all bad creditors will be given the green light. If no efforts have been made by the client to cut costs and try to clear their name by being financially responsible, they may not give that specific client a blacklisted loan. In as much as they seek to make a formidable relationship with their customers, they must be willing to meet them halfway by doing their bit and keeping their end of the bargain as well.

Clients are required to apply online for a loan. By applying online, you will be directed to a loan that has seen your application and matches your financial needs.

From there, you will communicate with your lender about any further details you might need to provide and how your loan can be processed.

Approval

After you have submitted all the supporting documents to your lender and everything is clear, you will sign for your short-term loan electronically and the money will be deposited into your bank account.

The contract stipulated the terms and conditions that are expected of you as the client and the lender. It is important that clients read through the contract thoroughly before they sign it. Once you have signed for it, it means you accept everything that is written in black and white and all systems go.

Loan amount

Clients can apply for a minimum of $400 to a maximum of $2000. This means that as a new member, you can get a lower amount but as your profile increases due to being an existing member, you will get a larger bad credit loan amount.

This has taught clients that they have to be consistent with their payments to avoid being on their bad books