Rating based on 27 reviews


  • Compare student loans
  • Low interest rates
  • Flexible repayments

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Author Mozo. Screenshot of Mozo website.
[Accessed May 2, 2023]

Mozo - They compare loans

Mozo is Australia’s money-saving zone and comparison tool that helps you find the most affordable deals on student loans, compare baking fees and insurance products and find the financial solution that best suits your needs.

Mozo is made up of a dedicated team of experts that chase the best rates for you and their money experts that will assist you by making the money you have work for you. Compare a variety of different product and service options to save on fees and charges. The site offers live data updates and award-winning tools to help you navigate tricky money decisions.

How they make their money

They make their money by providing Australian citizens with the opportunity to compare different products like personal loans and services side by side. Once you have found the deal that you are looking for and you click go Mozo will be paid a small fee by the provider for the referral. The service is 100% free for you to use and there are no obligations attached. They make additional funds through advertising, licensing their content and their helpful tools to businesses or for market research projects. 

Why choose to use Mozo

Mozo will inspire students with regular money updates from their editorial team. Mozo gives students the ability to compare over 1800 financial products like loans and credit cards from over 180 different providers. By comparing you can find the deal that will save you the most money and switch your product if you learn that you have been paying too much.  You can speak directly to a financial service provider and make a real difference in the world.

They compare student loans

Easily compare deals on home loans, credit cards, personal loans, car loans, student loans, travel insurance and many other products and services.

Fintech study loans

Applying for a student loan is very easy with the new fintech system. The platform is the first of its kind and offers Study Loans to students for higher education. The Platform works closely with education providers and tracks the students’ performance.

As the student completes a certain number of units in the course, funds will be released through ‘tranches’ each time the student completes a certain course level. 

As you progress in your course the funds will be released as the student progresses.


  • The benefits of applying for a loan are that the money is released as the student finishes each course progression and the money is paid directly to the education provider. A personal loan gives the student a large amount of money and the student is expected to manage it wisely.
  • A student loan eliminates the chance that the money will be used incorrectly as the money is paid directly to the education provider.
  • Sometimes the student will waste the money meant to pay for educational materials and be in trouble when it comes to paying for the items later in the year.
  • Students can apply to over 20 different student loan providers so they are guaranteed to find what they are looking for.

Mozo – Student loan

  • Loan Type Student loans

Benefits of Mozo

  • Affordable student loans
  • Flexible repayment options
  • A range of financial solutions

Student loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This student loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Mozo - helping you pay for higher education

Student loans are offered to all students that would like to further their education that don’t have the necessary funds to pay for their studies.

These types of loans have a much lower interest rate.  Student loans are offered by a number of different providers and it is always advisable to shop around so that you get the best deal to suit your needs.

Peer-to-peer lending

These types of loans allow you to connect with other Australians that want to invest in a student’s future. These loans save the student money by cutting out the middleman and charging the student reasonable fees.


This government-funded scheme is aimed at students who are enrolled in Commonwealth supported universities. There is no interest charged on the loan and the loan will allow you to pay your student fees upfront.

Once the student has got a job and is earning in a certain income bracket the student will be required to pay back the loan. Once the student earns at least R54,896 they will need to start paying back the HECS-HELP loan. 

Personal loans

If you can’t afford a student loan or you think that a personal loan might be a better solution for you. Then you will be able to apply for a personal loan from one of the hundreds of lenders that offers them.

Use the comparison service to find the lender that offers the lowest interest rate or the lowest fees. Easily see what the monthly instalments on your loan would be and how much each lender will charge you in interest and additional fees.

There are helpful calculators available online that can help you calculate what your payments would be and compare costs easily.

There are two main types of personal loans these are:

  • Secured loans – these loans need to be secured by an item of collateral that is greater than the loan amount
  • Unsecured loans – this type of loan does not require you to secure it with an item of collateral and can be both long and short term loans. Some unsecured loans that are offered to students need to a guarantor to co-sign with the student.

Customer Reviews & Testimonials

February 2019

I was completely overwhelmed when it came time to decide where and how to get a student loan. Mozo was instrumental in helping me find the right option for me.

Tristan W
— Sydney —

January 2019

Absolutely awesome comparison site did all the heavy lifting for me.

Olivia G
— Perth —

March 2019

Mozo truly is an amazing free comparison site that will help any student weed out what student loan option is the best for them. Kudos Mozo!

Denis R
— Brisbane —

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